List of illegal online lending apps (2026)

The SEC has named 199 online lending apps as not authorized to lend and revoked the companies behind 6 more; search all 205 by name below.

Named as not authorized to lend:: 199.; latest on Aug 24, 2026.
Lending companies revoked:: 6.
SEC documents behind the list:: 44.; advisories, orders and releases, Sep 12, 2019 to Aug 24, 2026.
Store listings the SEC printed:: 110.; 110 now show no app.
Websites the SEC printed:: 34.; 17 still load.
Named in more than one SEC document:: 28.

Named in the most SEC documents: Digido 5, PesoMate 4, Pesolending 3

SEC advisories and orders, to Aug 24, 2026; SEC list of recorded online lending platforms, Sep 29, 2026.

Apps the SEC has named

205 apps

Search by app or company name

205 apps

App	SEC finding	Latest SEC document	Address the SEC printed, now
PesoMoo	Not authorized to lend	SEC advisory on PesoMoo, Aug 24, 2026	PESOMOO
Agarang Tulong	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026	com.agarang.tulong.cet.phGoogle Play: no app at this address
Delcom Cash	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026	id6788651622App Store: no app at this address
Delisha LendingDelisha Lending	Authority revoked	SEC advisory on unrecorded online lending platforms, Aug 20, 2026Named in 1 more SEC document	delishalending.comwebsite: site still loads
Dragon888peso	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026	dragon888peso.comwebsite: site still loads
Easyloan Personal Finance	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026	lending-sec.comwebsite: domain no longer resolves
FinPine	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026Named in 1 more SEC document	finpinetech.comwebsite: domain no longer resolves
Kredilaya	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026	kredilaya.topwebsite: site still loads
LayaLoan	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026	ph.loan.app.fast.online.peso.cash.mabilis.tala.pay.lend.layaGoogle Play: no app at this address
Loan Shop	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026	discountloanshop.topwebsite: domain no longer resolves
Mopeso	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026	com.mopeso.heaven.cash.smooth.creditGoogle Play: no app at this address
Pera Vista	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026	peravista.topwebsite: site still loads
PeraAgad	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026	co.pe.ra.adagGoogle Play: no app at this address
Peso Buddy	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026Named in 1 more SEC document	peso.buddy.credit.lendingGoogle Play: no app at this address
Peso Pal	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026Named in 1 more SEC document	pesospal.comwebsite: domain no longer resolves
PJF Loan	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026	com.pjf.lending.appGoogle Play: no app at this address
Shukobuild	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026	shukobuildph.comwebsite: domain no longer resolves
Sweldo Plus	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026	com.cret.sweldo.plusGoogle Play: no app at this address
TrustPocket	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026	org.peso.mate.appGoogle Play: no app at this address
Tulong Piso Credit	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026	tulongpisocredit.comwebsite: site still loads
VIP Lend	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Aug 20, 2026	lend.vip.ph.loanGoogle Play: no app at this address
Cashbus	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026Named in 1 more SEC document	id6788637756App Store: no app at this address
Catchkash	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026Named in 1 more SEC document	catchkash.comwebsite: site still loads
CreditProbe	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026	id6752691836App Store: no app at this address
Fundra	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026	com.fundra.toolGoogle Play: no app at this address
Ginhawa	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026	com.kt.ac.ginhawa.ltdGoogle Play: no app at this address
Global Credit Pros	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026	globalcreditproscorp.onlinewebsite: site still loads
Madacash Compare	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026	id6763976352App Store: no app at this address
PeraBridge	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026	pera.bridge.org.ph.onlineGoogle Play: no app at this address
PeraMigo	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026	peramigo.topwebsite: site still loads
Peso Bridge	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026Named in 1 more SEC document	com.borrower.access.creditlineGoogle Play: no app at this address
PesoMate	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026Named in 3 more SEC documents	org.peso.mate.appGoogle Play: no app at this address
PesoSalon	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026	com.wLushBazar_10990730Google Play: no app at this address
PesoUp	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026	com.fivestar.pesoupGoogle Play: no app at this address
RPAX Loan	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026	rpaxfund.comwebsite: site still loads
SigiLoan	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026	sigi.loan.comGoogle Play: no app at this address
Square Lend	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026	id6781196598App Store: no app at this address
UtangBuddy	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026	com.credit.utang.buddyGoogle Play: no app at this address
Velto	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Aug 11, 2026Named in 1 more SEC document	com.vt.csh.mobile.appGoogle Play: no app at this address
Bear Cash	Not authorized to lend	SEC advisory on Bear Cash, Jun 17, 2026	Bear Cash
Zippeso	Not authorized to lend	SEC advisory on Zippeso, Jun 9, 2026	Zippeso, on Google Play, the Apple App Store and akce-microfinance.com
Bridge Cash	Not authorized to lend	SEC advisory on Bridge Cash, May 21, 2026	bridgecash.topwebsite: site still loads
Peso Piggy	Not authorized to lend	SEC advisory on Peso Piggy, May 14, 2026	PESO PIGGY: SAVE DREAMS
Adelpos Cash	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Apr 28, 2026	id6760323964App Store: no app at this address
Capital Note	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Apr 28, 2026	id6752889944App Store: no app at this address
Cash Saya	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Apr 28, 2026	loan.cashsaya.phGoogle Play: no app at this address
Cashai	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Apr 28, 2026	com.online.cash.pesa.cashayaGoogle Play: no app at this address
CrediMint	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Apr 28, 2026	com.diary.credit.noteGoogle Play: no app at this address
DigidoDigido Finance Corp.	Authority revoked	SEC advisory on unauthorized online lending platforms, Apr 28, 2026Named in 4 more SEC documents
Finara Credit	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Apr 28, 2026Named in 1 more SEC document	com.finara.creditGoogle Play: no app at this address
PLink Loan	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Apr 28, 2026	com.loan.plinkfinanceGoogle Play: no app at this address
Pryme Credit	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Apr 28, 2026	id6758072813App Store: no app at this address
Smart EMI	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Apr 28, 2026	com.smart.emi.thcc.tecGoogle Play: no app at this address
Swift Money	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Apr 28, 2026	com.swift.money.loanGoogle Play: no app at this address
WHG Loan	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Apr 28, 2026	WHG Loan, and the website whgcustomer.com
Peso Maya	Not authorized to lend	SEC advisory on Peso Maya and Pesolending, Apr 21, 2026Named in 1 more SEC document	PESO MAYA
Pesolending	Not authorized to lend	SEC advisory on Peso Maya and Pesolending, Apr 21, 2026Named in 2 more SEC documents	PESOLENDING
ArqueeScore	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Mar 25, 2026	id6751563874App Store: no app at this address
Cash Moo	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Mar 25, 2026	id6755224582App Store: no app at this address
CashUp PH	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Mar 25, 2026	cash.up.ph.coGoogle Play: no app at this address
MadaCredit	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Mar 25, 2026	id6748979644App Store: no app at this address
NorthPeso	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Mar 25, 2026	id6753786957App Store: no app at this address
PeraMax	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Mar 25, 2026	com.nueva.peramaxGoogle Play: no app at this address
Pesomaxy	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Mar 25, 2026	pesomaxy.comwebsite: site still loads
Prompt Cash	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Mar 25, 2026	id6752298867App Store: no app at this address
Sikap Loan	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Mar 25, 2026	id6751885171App Store: no app at this address
Sky Peso	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Mar 25, 2026	ph.skypeso.mabilis.loanGoogle Play: no app at this address
Sunny Peso	Not authorized to lend	SEC advisory on unauthorized online lending platforms, Mar 25, 2026	com.sunny.services.peso.app.solutionGoogle Play: no app at this address
Andali Cash	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026Named in 1 more SEC document	andalicashbiz.comwebsite: domain no longer resolves
Bee Pera	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026	id6756060049App Store: no app at this address
Cash Ease	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026	com.ease.environmentGoogle Play: no app at this address
Cash2go	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026	cash2go.phwebsite: site still loads
Cashcano	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026Named in 1 more SEC document	cashcano.comwebsite: site did not respond
FacilCredit	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026	id6756910707App Store: no app at this address
FIS Credit	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026	fissgph.comwebsite: domain no longer resolves
FuseCash	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026Named in 1 more SEC document	fusetech.topwebsite: domain no longer resolves
Huaxin Loan	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026	huaxinlendinginc.comwebsite: site returns an error
KuhaCash	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026Named in 1 more SEC document	crown-infinity-lending.comwebsite: domain no longer resolves
Mabilis Credit	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026Named in 1 more SEC document	id6748670465App Store: no app at this address
Metacash	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026Named in 1 more SEC document	tapmetacash.comwebsite: site still loads
MoneyAccess	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026	quick.loan.peso.moneyGoogle Play: no app at this address
Pagiram Cash	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026	cashmotolending.comwebsite: domain no longer resolves
Peroloan	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026	peroloan.phwebsite: site still loads
Peso Funny	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026	com.pesofunny.lending.instantGoogle Play: no app at this address
PesoQuick	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026	pesoquick.comwebsite: domain no longer resolves
Sigurado Cash	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026	id6752558301App Store: no app at this address
Valor Credit	Not authorized to lend	SEC advisory on unrecorded online lending platforms and websites, Mar 6, 2026Named in 1 more SEC document	valorph.comwebsite: domain no longer resolves
Bilis Peso	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	id6751261761App Store: no app at this address
Credipillar	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	id6751840576App Store: no app at this address
Dolo Loan	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026Named in 1 more SEC document	id6752279916App Store: no app at this address
Fast Pera PH	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	ph.cal.fast.pera.lendingGoogle Play: no app at this address
Flexible Cash Loan	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	flexiblecashloan.comwebsite: site still loads
Fund Circle	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	id6752374479App Store: no app at this address
Instant Loan	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	id6751995161App Store: no app at this address
IPC Loan	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	id6756170741App Store: no app at this address
Kapit Cash	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	com.delishalending.phGoogle Play: no app at this address
Lucky Loan	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026Named in 1 more SEC document	id6749437814App Store: no app at this address
Mabilis Pera	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	id6751944017App Store: no app at this address
MII Cash	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	microimageint.comwebsite: domain no longer resolves
Pera Cash	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	id6751714319App Store: no app at this address
PeraMada	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	com.ikus.osepGoogle Play: no app at this address
Peso Money	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	com.online.peso.moneyGoogle Play: no app at this address
Peso Now	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	id6751175805App Store: no app at this address
Pesoking	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	id6751636135App Store: no app at this address
Temple Cash	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	com.j.pera.lendGoogle Play: no app at this address
USCredit	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	com.usc.red.idGoogle Play: no app at this address
VIP Finance	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	loan.finance.vipGoogle Play: no app at this address
Yaman Now	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	com.yamannow.bhesprenlending.app.phGoogle Play: no app at this address
YiuconCredit	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026	id6756866801App Store: no app at this address
ZRT Credit	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Jan 29, 2026Named in 2 more SEC documents	com.zrtcash.cashGoogle Play: no app at this address
Agad Loan	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	com.taal.agadGoogle Play: no app at this address
Cashflux	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	com.loan.cashfluxloanGoogle Play: no app at this address
Cashpedia	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	com.loan.cashpedialendingGoogle Play: no app at this address
CashTwig	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	com.cashtwig.finance.trackGoogle Play: no app at this address
Finledger	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	com.ledgers.fin.stableGoogle Play: no app at this address
Kwago Peso	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	kawago.peso.loan.philippineGoogle Play: no app at this address
MadaPera	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	com.arep.illomGoogle Play: no app at this address
Magaling Peso	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	magalingpeso.cash.loanGoogle Play: no app at this address
MeeBrar Loan	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	com.merawl.meebrarGoogle Play: no app at this address
MorePautang	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	com.trusty.safety.morepautangGoogle Play: no app at this address
Pera Now	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	com.pro.pe.nowGoogle Play: no app at this address
Peso Easy	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	add.peso.easy.loan.quickGoogle Play: no app at this address
PesoOne	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	PesoOne-Fast Loans PH (two listings)
SL Cash	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	com.slcash.loanGoogle Play: no app at this address
Suki Peso	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	org.andromeda.spesoGoogle Play: no app at this address
Sure Money	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	inc.lenging.loan.sure.moneyGoogle Play: no app at this address
ULend	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	com.gul.ulendappGoogle Play: no app at this address
VIP Cash	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	com.vip.cash.online.loanGoogle Play: no app at this address
VIP Funds	Not authorized to lend	SEC advisory on unrecorded online lending platforms on Google Play, Dec 9, 2025	vip.cash.funds.loanGoogle Play: no app at this address
AssetCred	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Oct 23, 2025	id6752552280App Store: no app at this address
Bingo Peso	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Oct 23, 2025	com.peso.cow.loan.adGoogle Play: no app at this address
Cash Muna	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Oct 23, 2025	com.lonto.munaGoogle Play: no app at this address
Easy Loan	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Oct 23, 2025	id6751800750App Store: no app at this address
GZ Lend	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Oct 23, 2025	com.gul.gzlendGoogle Play: no app at this address
LoanTayo	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Oct 23, 2025	com.factors.loantayoGoogle Play: no app at this address
Maxi Lending	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Oct 23, 2025	id6752506423App Store: no app at this address
PeraGo	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Oct 23, 2025	com.pera.go.proGoogle Play: no app at this address
PeraOne	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Oct 23, 2025	id6749366776App Store: no app at this address
SeaCash	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Oct 23, 2025	com.seacash.loanGoogle Play: no app at this address
Sky Loan	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Oct 23, 2025	id6749222770App Store: no app at this address
VIP Loan	Not authorized to lend	SEC advisory on unrecorded online lending platforms, Oct 23, 2025	id6748441060App Store: no app at this address
Cash Konek	Not authorized to lend	SEC cease and desist order, Aug 15, 2025
Peso Cow	Not authorized to lend	SEC cease and desist order, Aug 15, 2025Named in 1 more SEC document	PESO COW – MABILIS PERA LOAN
Pesosuki	Not authorized to lend	SEC cease and desist order, Aug 15, 2025
Swiftloan	Not authorized to lend	SEC cease and desist order, Aug 15, 2025	SWIFTLOAN:LOAN APP PHILIPPINES
First Cash	Not authorized to lend	SEC En Banc Case No. 07-23-004, Dec 12, 2023	FIRST CASH
Pondo Loan	Not authorized to lend	SEC En Banc Case No. 07-23-004, Dec 12, 2023	PONDO LOAN
Start Loan	Not authorized to lend	SEC En Banc Case No. 07-23-004, Dec 12, 2023	START LOAN
Loanmoto	Not authorized to lend	SEC En Banc Case No. 07-23-003, Nov 23, 2023	LOANMOTO
Pera4U	Not authorized to lend	SEC En Banc Case No. 07-23-003, Nov 23, 2023Named in 1 more SEC document	PERA4U
Peralending	Not authorized to lend	SEC En Banc Case No. 07-23-003, Nov 23, 2023	PERALENDING
Upeso	Not authorized to lend	SEC En Banc Case No. 07-23-003, Nov 23, 2023	UPESO
NewCashPopulus Lending Corporation	Authority revoked	SEC En Banc Case No. 07-23-006, Nov 20, 2023Named in 1 more SEC document	NEWCASH
PesoPopPopulus Lending Corporation	Authority revoked	SEC En Banc Case No. 07-23-006, Nov 20, 2023Named in 1 more SEC document	PESOPOP
Goldapple	Not authorized to lend	SEC advisory, Sep 29, 2022
Purecash	Not authorized to lend	SEC advisory, Sep 29, 2022
Spendcash	Not authorized to lend	SEC advisory, Sep 29, 2022Named in 1 more SEC document
Sugercoin	Not authorized to lend	SEC advisory, Sep 29, 2022
TCredit	Not authorized to lend	SEC advisory, Sep 29, 2022
Peso T-Safe Online Cash	Not authorized to lend	SEC cease and desist order, Feb 10, 2022
Pesobee	Not authorized to lend	SEC cease and desist order, Feb 10, 2022
Rushloan	Not authorized to lend	SEC cease and desist order, Feb 10, 2022
Skymart	Not authorized to lend	SEC cease and desist order, Feb 10, 2022
Tapa	Not authorized to lend	SEC cease and desist order, Feb 10, 2022
WithU	Not authorized to lend	SEC cease and desist order, Feb 10, 2022
365 Cash	Not authorized to lend	SEC cease and desist order, Feb 3, 2022
Bootcash	Not authorized to lend	SEC cease and desist order, Feb 3, 2022
Swipecash	Not authorized to lend	SEC cease and desist order, Feb 3, 2022
Tacoloan	Not authorized to lend	SEC cease and desist order, Feb 3, 2022
VCash	Not authorized to lend	SEC cease and desist order, Feb 3, 2022
Goodpocket	Not authorized to lend	SEC cease and desist order, Jan 24, 2022
Cashab	Not authorized to lend	SEC cease and desist order, Apr 14, 2020
Cashocean	Not authorized to lend	SEC cease and desist order, Apr 14, 2020
Kwikpeso	Not authorized to lend	SEC cease and desist order, Apr 14, 2020
Little Cash	Not authorized to lend	SEC cease and desist order, Apr 14, 2020
Peso Tree	Not authorized to lend	SEC order to stop lending (press release), Jan 22, 2020
Pesoalo	Not authorized to lend	SEC order to stop lending (press release), Jan 22, 2020
Pinoy Cash Loan	Not authorized to lend	SEC order to stop lending (press release), Jan 22, 2020
Batis Loan	Not authorized to lend	SEC cease and desist order, Oct 24, 2019
Happy Credit	Not authorized to lend	SEC cease and desist order, Oct 24, 2019
A&V Lending Mobile	Not authorized to lend	SEC cease and desist order, Oct 10, 2019
Cashaku	Not authorized to lend	SEC cease and desist order, Oct 10, 2019
Cashaso	Not authorized to lend	SEC cease and desist order, Oct 10, 2019
Cashenergy	Not authorized to lend	SEC cease and desist order, Oct 10, 2019
Happy Loan	Not authorized to lend	SEC cease and desist order, Oct 10, 2019
Peso Pagasa	Not authorized to lend	SEC cease and desist order, Oct 10, 2019
Phily Kredit	Not authorized to lend	SEC cease and desist order, Oct 10, 2019
Rainbow-Cash	Not authorized to lend	SEC cease and desist order, Oct 10, 2019
Binixo	Not authorized to lend	SEC cease and desist order, Sep 12, 2019
Cashcat	Not authorized to lend	SEC cease and desist order, Sep 12, 2019
Cashuttle	Not authorized to lend	SEC cease and desist order, Sep 12, 2019
Crazyloan	Not authorized to lend	SEC cease and desist order, Sep 12, 2019
Happy2Peso	Not authorized to lend	SEC cease and desist order, Sep 12, 2019
Hatulong	Not authorized to lend	SEC cease and desist order, Sep 12, 2019
Instant Pera	Not authorized to lend	SEC cease and desist order, Sep 12, 2019
Lendmo Philippines	Not authorized to lend	SEC cease and desist order, Sep 12, 2019
Meloan	Not authorized to lend	SEC cease and desist order, Sep 12, 2019
Moneytree Quickloan	Not authorized to lend	SEC cease and desist order, Sep 12, 2019
Pera Express	Not authorized to lend	SEC cease and desist order, Sep 12, 2019
Peramart	Not authorized to lend	SEC cease and desist order, Sep 12, 2019
QuickPera	Not authorized to lend	SEC cease and desist order, Sep 12, 2019
Quickpeso	Not authorized to lend	SEC cease and desist order, Sep 12, 2019
Umbrella	Not authorized to lend	SEC cease and desist order, Sep 12, 2019
RobocashRobocash Finance Corp.	Authority revoked	SEC record
UnaCashDigido Finance Corp.	Authority revoked	SEC record

Each row gives the SEC document that names the app, its date, and the store address or website the SEC printed, shown as text, not links. To check an app that is not here, search the SEC list of recorded lending apps.

The SEC documents behind this list

Date	Document	Apps from it on this list
Aug 25, 2026	SEC advisory on a Peso Cash Loan appPUBLIC ADVISORY ON THE REPORTED UNAUTHORIZED USE OF THE NAME, REGISTRATION DETAILS AND REGULATORY CREDENTIALS OF MAKATI LOAN, INC. IN CONNECTION WITH AN ONLINE LENDING PLATFORM, PESO CASH	1
Aug 25, 2026	SEC advisory on a fake MayPera iOS appPUBLIC ADVISORY PUBLIC ADVISORY AGAINST FRAUDULENT ONLINE LENDING PLATFORM UNAUTHORIZEDLY USING THE NAME “MAYPERA-ONLINE PESO CASH LOAN”	1
Aug 24, 2026	SEC advisory on PesoMooPESOMOO, UNREGISTERED ONLINE LENDING PLATFORM AND ACTIVITIES, ABUSIVE COLLECTION PRACTICES, BORROWER HARASSMENT,	1
Aug 20, 2026	SEC advisory on unrecorded online lending platformsPUBLIC ADVISORY ON UNAUTHORIZED ONLINE LENDING PLATFORMS (OLPs), MOBILE APPLICATIONS, AND WEBSITES	24
Aug 11, 2026	SEC advisory on unauthorized online lending platformsPUBLIC ADVISORY ON UNAUTHORIZED ONLINE LENDING PLATFORMS (OLPs), MOBILE APPLICATIONS, AND WEBSITES	22
Jul 8, 2026	SEC advisory on an app and Facebook pages using Sofi Financing's namePUBLIC ADVISORY ON THE UNAUTHORIZED USE OF THE COMPANY NAME OF SOFI FINANCING INC. BY AN UNRECORDED ONLINE LENDING PLATFORM AND SEVERAL FACEBOOK PAGES	1
Jun 30, 2026	SEC advisory on fake Finbro appsPUBLIC ADVISORY ON THE REPORTED UNAUTHORIZED USE OF THE NAME AND REGULATORY CREDENTIALS OF SOFI FINANCING INC. OPERATING UNDER THE NAME OF FINBRO.PH IN CONNECTION WITH AN ONLINE LENDING PLATFORM	1
Jun 23, 2026	SEC revocation of Delisha Lending's registration and lending licence (press release)SEC REVOKES CORPORATE REGISTRATION, LENDING LICENSE OF DELISHA LENDING	1
Jun 17, 2026	SEC advisory on Bear CashPUBLIC ADVISORY ON THE UNAUTHORIZED USE OF THE CORPORATE IDENTITY OF JACCS FINANCE PHILIPPINES CORPORATION BY AN UNRECORDED ONLINE LENDING PLATFORM AND WEBSITE	2
Jun 9, 2026	SEC advisory on FinPineONLINE LENDING PLATFORM (OLP) THAT OPERATES UNDER THE NAME “FINPINE	1
Jun 9, 2026	SEC advisory on ZippesoUNAUTHORIZED AND FRAUDULENT USE OF THE FORMER ONLINE LENDING PLATFORM (“OLP”) NAME “ZIPPESO” OF LENDORA LENDING CORP.	3
Jun 9, 2026	SEC advisory on fake Tala appsAGAINST FRAUDULENT ONLINE LENDING PLATFORMS AND MOBILE APPLICATIONS ILLEGALLY USING THE NAME OF “TALA FINANCING PHILIPPINES INC.”	1
Jun 4, 2026	SEC advisory on a fake Supreme Money appPUBLIC ADVISORY ON THE REPORTED UNAUTHORIZED USE OF THE NAME, REGISTRATION DETAILS AND REGULATORY CREDENTIALS OF SUPREME MONEY LENDING CORP. IN CONNECTION WITH AN ONLINE LENDING PLATFORM AND WEBSITES	1
May 21, 2026	SEC advisory on Bridge CashPUBLIC ADVISORY ON THE UNAUTHORIZED USE OF THE COMPANY NAME OF FIRST DIGITAL FINANCE CORPORATION, BY AN UNREGISTERED LENDING COMPANY AND UNRECORDED ONLINE LENDING PLATFORM	2
May 18, 2026	SEC advisory on fake MocaMoca appsPUBLIC ADVISORY AGAINST FRAUDULENT ONLINE LENDING PLATFORMS AND MOBILE APPLICATIONS UNAUTHORIZEDLY USING THE NAME OF COPPERSTONE LENDING INC. AND “MOCAMOCA”	1
May 15, 2026	SEC advisory on a fake Big Loan appPUBLIC ADVISORY ON THE REPORTED UNAUTHORIZED USE OF THE NAME AND BRANDING OF FINGERTIP FINANCE CORP. IN CONNECTION WITH AN ONLINE LENDING PLATFORM AND WEBSITE	1
May 14, 2026	SEC advisory on Peso PiggyPUBLIC ADVISORY ON THE UNAUTHORIZED USE OF THE REGISTRATION DETAILS AND REGULATORY CREDENTIALS OF YINSHAN LENDING INC. BY AN UNREGISTERED ONLINE LENDING PLATFORM OPERATING UNDER THE NAME “PESO PIGGY: SAVE DREAMS”	2
May 13, 2026	SEC advisory on fake MoneyCat pages and appON THE UNAUTHORIZED USE OF THE COMPANY NAME OF MONEYCAT FINANCING INC BY FAKE FACEBOOOK PAGES AND UNREGISTERED ONLINE LENDING PLATFORM	1
Apr 28, 2026	SEC advisory on unauthorized online lending platformsPUBLIC ADVISORY ON UNAUTHORIZED ONLINE LENDING PLATFORMS (OLPs), MOBILE APPLICATIONS, WEBSITES, AND FACEBOOK PAGES	21
Apr 21, 2026	SEC advisory on Peso Maya and PesolendingSEC PUBLIC ADVISORY ON THE UNAUTHORIZED USE OF THE COMPANY NAME MICROPINNACLE TECHNOLOGY CORPORATION BY UNREGISTERED ONLINE LENDING PLATFORMS	2
Mar 26, 2026	SEC advisory on Atome Loan: online lending appPUBLIC ADVISORY AGAINST BACKOFFICE ASSOCIATES PHILIPPINES AND “ATOME LOAN: ONLINE LENDING APP”	1
Mar 25, 2026	SEC advisory on unauthorized online lending platformsPUBLIC ADVISORY RE: CONTINUED OPERATION OF UNAUTHORIZED ONLINE LENDING PLATFORMS (OLPs), MOBILE APPLICATIONS, FACEBOOK PAGES, AND WEBSITES	16
Mar 6, 2026	SEC advisory on unrecorded online lending platforms and websitesADVISORY ON UNRECORDED ONLINE LENDING PLATFORMS AND WEBSITES	30
Mar 2, 2026	SEC advisory on Salmon Credit and Mabilis CreditPUBLIC ADVISORY ON THE UNAUTHORIZED USE OF THE NAME “SALMON CREDIT/SALMON CREDIT CASH LOAN APP” AND/OR “MABILIS CREDIT/MABILIS CREDIT QUICK CASH LOAN” IN AN ONLINE LENDING PLATFORM	2
Jan 29, 2026	SEC advisory on unrecorded online lending platformsADVISORY RE UNRECORDED ONLINE LENDING PLATFORMS	28
Dec 9, 2025	SEC advisory on unrecorded online lending platforms on Google PlayUNRECORDED ONLINE LENDING PLATFORM (OLP) ON GOOGLE PLAY STORE	21
Oct 23, 2025	SEC advisory on unrecorded online lending platformsADVISORY RE UNDRECORDED ONLINE LENDING PLATFORMS	19
Aug 15, 2025	SEC cease and desist orderCASH KONEK, Inc	1
Aug 15, 2025	SEC cease and desist orderPESOSUKI, Inc	1
Aug 15, 2025	SEC cease and desist orderPESO COW – MABILIS PERA LOAN	1
Aug 15, 2025	SEC cease and desist orderSWIFTLOAN:LOAN APP PHILIPPINES	1
Dec 12, 2023	SEC En Banc Case No. 07-23-004SEC En Banc Case No. 07-23-004 In the matter of: FESL LENDING INVESTOR CORP. WITH ONLINE LENDING PLATFORMS OPERATING UNDER THE NAME OF START LOAN, PONDO LOAN, AND FIRST CASH	3
Nov 23, 2023	SEC En Banc Case No. 07-23-003SEC En Banc Case No. 07-23-003 In the matter of: UPESO.PH LENDING CORPORATION WITH ONLINE LENDING PLATFORMS OPERATING UNDER THE NAME OF UPESO, PERA4U, PERALENDING, AND LOANMOTO	4
Nov 20, 2023	SEC En Banc Case No. 07-23-006SEC En Banc Case No. 07-23-006 In the matter of: POPULUS LENDING CORPORATION WITH ONLINE LENDING PLATFORMS OPERATING UNDER THE NAME PESOPOP, PESOCOW, NEWCASH, and LUCKYLOAN	4
Aug 8, 2023	SEC order of revocation against Populus Lending CorporationPOPULUS LENDING CORPORATION	2
Sep 29, 2022	SEC advisoryPURECASH, SUGERCOIN, TCREDIT, GOLDAPPLE, and SPENDCASH THE FOLLOWING ONLINE LENDING APPLICATIONS: PURECASH, SUGERCOIN, TCREDIT, GOLDAPPLE, and SPENDCASH ARE NOT AUTHORIZED TO ENGAGE IN LENDING ACTIVITIES	5
Feb 10, 2022	SEC cease and desist orderPESOBEE, PESO T-SAFE ONLINE CASH, RUSHLOAN, SKYMART, SPENDCASH, TAPA and WITHU	7
Feb 3, 2022	SEC cease and desist orderTACOLOAN; VCASH; 365 CASH; SWIPECASH; and BOOTCASH	5
Jan 24, 2022	SEC cease and desist orderGOODPOCKET AND EASYMONEY LENDING CORPORATION	1
Apr 14, 2020	SEC cease and desist orderCASHAB; CASHOCEAN; KWIKPESO; LITTLE CASH; CASHAB LENDING CO.; MIMOSA CREDIT LTD.; and ZAMOYA CREDIT LTD.	4
Jan 22, 2020	SEC order to stop lending (press release)SEC ORDERS PESO TREE, PESOALO, PINOY CASH LOAN TO STOP ILLEGAL ONLINE LENDING ACTIVITIES	3
Oct 24, 2019	SEC cease and desist orderBATIS LOAN; HAPPY CREDIT; EASY CASH; WAHANA CREDIT & LOAN CORP.; and LIGHT KREDIT	3
Oct 10, 2019	SEC cease and desist orderA&V LENDING MOBILE; A&V LENDING INVESTOR; A.V. LENDING CORPORATION; CASHAKU; CASHASO; CASHENERGY; HAPPY LOAN; PESO PAGASA; VITO LENDING CORP.; PHILY KREDIT; RAINBOW-CASH; and RAINBOWCCASH.PH LENDING CORP.	8
Sep 12, 2019	SEC cease and desist orderINSTANT PERA; QUICKPERA; LENDMO PHILIPPINES; BINIXO; CASHBUS; CASHCAT;CASHUTTLE; CRAZYLOAN; FLASH CASH; HAPPY2PESO; HATULONG; MELOAN; MONEYTREE QUICKLOAN;PERA EXPRESS;PERA4U;PERAMART;PESOLENDING;QUICKPESO; and UMBRELLA	18

If you already borrowed from one of these apps

Send no more money, ID or bank details: the SEC tells the public not to transact with, send personal information to or pay any advance payment or fee to an app missing from its list (SEC advisory, Aug 20, 2026).
Switch off its contacts permission. A lender may not contact anyone in your phone contacts other than the guarantors you named, whether or not it is on the SEC list. (DICT, NPC and SEC, Mar 18, 2026)
Keep screenshots of every threat, post and message, with the sender's number and the date.
Report the app and any harassment:

SEC (unfair collection, overcharging, unregistered lenders): hotline 14732 or the SEC iMessage portal.
National Privacy Commission (contacts messaged, photos or data posted): send its Complaints-Assisted Form (CAF) to complaints@privacy.gov.ph, or call (+63) 2 5322 1322 local 114 or 115 (privacy.gov.ph).

Collectors of any lender, registered or not, may not shame you, post your details or call your contacts. See loan app harassment: what collectors may not do. Need a loan instead? Compare the apps on the SEC list by what you pay back; the SEC caps interest on loans of ₱10,000 or less for up to four months.

This list covers apps the SEC has named; an app missing from it is not therefore legal. To recover money or bring a case against an app, see a lawyer.

Questions

What are the illegal online lending apps in the Philippines?

The 199 apps in this list are ones the SEC has named as not authorized to lend in its advisories, cease and desist orders and press releases, the latest dated Aug 24, 2026. The SEC also revoked the authority of the companies behind Delisha Lending, Digido, NewCash, PesoPop, Robocash, UnaCash.

What are the legal online lending apps in the Philippines?

Only apps on the SEC List of Recorded Online Lending Platforms. As of Sep 29, 2026 it has 127 companies and 195 platforms; you can search it on this site.

Can an online lending app post me on Facebook?

No. Publishing the names and personal information of borrowers who allegedly refuse to pay is an unfair collection practice under SEC MC No. 18 s.2019, Sec. 1(d), and misuse of your data can be reported to the National Privacy Commission at complaints@privacy.gov.ph.

How do I remove my information from a loan app?

Switch off the app's contacts and photos permissions and uninstall it, then file a complaint with the National Privacy Commission: send its Complaints-Assisted Form (CAF) to complaints@privacy.gov.ph or call (+63) 2 5322 1322 local 114 or 115.

Can I be jailed for an unpaid loan?

The 1987 Constitution says: "No person shall be imprisoned for debt or non-payment of a poll tax." (1987 Constitution, Art. III, Sec. 20). Issuing a check that bounces is a separate offense under BP Blg. 22.

Where do I report an illegal lending app?

To the SEC on hotline 14732 or the SEC iMessage portal. Lending without SEC authority carries a ₱10,000 to ₱50,000 fine, six months to ten years in prison, or both (RA 9474 Sec. 12).

Interest (nominal)	6% a month
All-in cost (EIR)	12% a month
Late penalty	5% a month on the amount due
Total cost cap	100% of principal