OFW Money & Compliance

A money and compliance hub for Overseas Filipino Workers, covering OEC and OWWA requirements, SSS and Pag-IBIG as an OFW, and Philippine tax residency.

4 guides

  1. OEC Requirements for OFWs (2026): Overseas Employment Certificate GuideComplete 2026 guide to OEC requirements: what the Overseas Employment Certificate is, who needs it, how to get it via DMW Balik-Manggagawa online, fees, the OEC exemption, and how it proves OFW status for income-tax and travel-tax exemption.
  2. SSS & Pag-IBIG for OFWs (2026): Mandatory Coverage, Rates & How to PayComplete 2026 guide to SSS and Pag-IBIG for OFWs: mandatory coverage under RA 11199 and RA 9679, contribution rates, how to pay from abroad, OWWA/OEC rules, and the tax angle.
  3. Are OFWs Exempt From Tax in the Philippines? (2026)OFWs are exempt from Philippine income tax on foreign salary, plus travel tax and terminal fees. But PH-source income (rent, business) is still taxed. Here is the full 2026 breakdown with SSS, Pag-IBIG, OWWA and OEC rules.
  4. OFWs Buying Property in the Philippines (2026): Taxes, Pag-IBIG and TipsA 2026 guide for OFWs buying property in the Philippines: Pag-IBIG housing loans, the buyer's taxes (DST, transfer tax, amilyar), remittance, and how rental income is taxed back home.