About TaxCalculator.com.ph

Philippine taxes, contributions, loans, credit cards, banking and insurance, worked out in pesos from BIR, SEC, BSP and other official sources, with every figure dated and reviewed.

TaxCalculator.com.ph is a Philippine money site. We work out taxes, contributions, loans, credit cards, banking and insurance in pesos, from the BIR, SSS, PhilHealth, Pag-IBIG, SEC, BSP, the Insurance Commission and the providers' own published terms. Every figure shows its source and the date we checked it.

The problem:

The numbers that decide a Filipino household's money are spread across dozens of places: BIR tax tables and revenue regulations, SSS and Pag-IBIG circulars, the SEC's list of registered lending apps, BSP registers, bank rate pages, card fee tables and lenders' disclosure statements. Each is published in its own format, and few show what a decision actually costs you in pesos.

What we do about it:

  • Turn official tables and published terms into calculators that give your own peso result
  • Compare lenders, cards, banks and insurers on the same figures, side by side
  • Check providers against the regulator's own list and say when we checked
  • Link every figure to the page it came from, so you can verify it yourself

How we keep it accurate

Written by: the TaxCalculator.com.ph editorial team, led by founder Aditya Aman.

Reviewed by: Cherry De Vega, our bookkeeping and compliance reviewer, who brings more than seven years of bookkeeping, BIR filing and financial reporting work.

Sourced: tax figures cite the specific revenue regulation, circular or Tax Code section; loan, card, bank and insurance figures cite the regulator's list or the provider's own published terms.

Dated: every figure shows when it was checked, and every page shows when it was last reviewed.

Transparent about money: listing a lender, card, bank or insurer is not an endorsement. Where a provider pays for a placement, it is labelled Sponsored, and payment never changes its figures or its place in a cost ranking.

Tax: tax calculators, BIR forms, filing guides, tax types and penalties and audits.

Contributions and labour: SSS, PhilHealth and Pag-IBIG and labor law.

Loans and credit: loans and credit guides, including SSS and Pag-IBIG loans.

Cards, insurance and banking: credit cards and insurance, business banking and digital wallets.

Earning and sending money: remittance and foreign income, OFW money, earning online and investments and savings.

Our sources

  • Bureau of Internal Revenue (BIR): tax tables, revenue regulations, memorandum circulars, the National Internal Revenue Code
  • SSS, PhilHealth and Pag-IBIG Fund: contribution schedules, loan circulars and dividend rates
  • Securities and Exchange Commission (SEC): registered lending and financing companies, online lending platforms, advisories and orders
  • Bangko Sentral ng Pilipinas (BSP): supervised institutions, e-money issuers, reference exchange rates, interest caps and access points
  • Insurance Commission and PDIC: licensed insurers, HMOs and agents; deposit insurance and closed banks
  • Providers' own published terms: lender disclosures, card fee tables and bank rate pages, as each provider states them

Freshness

  • Every figure shows the date it was last checked against its source
  • Every page shows when it was last reviewed
  • When a rule or rate changes, the figure, its source link and its date change together

What our content is, and is not

Our calculators, comparisons and guides are general information built from official sources and providers' published terms. They are not advice for your particular situation.

TaxCalculator.com.ph is not affiliated with, endorsed by, or part of the BIR or any government agency. For decisions about your own taxes, books, loans or insurance, speak with a qualified professional.

Questions or corrections

  • Something wrong or out of date? Tell us which page and figure, and we will check it against the source.
  • Calculator not working? Report the inputs you used and the result you saw.
  • Topic we should cover? Suggest it.

Work with TaxCalculator.com.ph

We are accepting freelance applications in bookkeeping, U.S. tax and payroll, content, and AEO and growth.

Explore freelance roles →

For questions or applications, email hello@taxcalculator.com.ph.