Cards & Insurance

A practical guide to credit cards, pay-later services, and insurance for Filipinos, including when these costs count as deductible business expenses.

3 guides

  1. Pay-Later Apps in the Philippines (2026): How BNPL Works and the Fine PrintHow Atome, BillEase, and GGives buy-now-pay-later apps work in 2026: fees, late penalties, BSP rules, and why BNPL business purchases still need a BIR Sales Invoice to be tax-deductible.
  2. Health Insurance & HMO for Self-Employed Filipinos (2026)A 2026 guide to PhilHealth and private HMO options for self-employed Filipinos and freelancers: what they cost, how to enroll, and when premiums count as a deductible business expense.
  3. Business Insurance in the Philippines (2026): Types and Tax DeductibilityA 2026 guide to business insurance in the Philippines: property, liability, and group health cover, typical costs, and how the BIR treats premiums as deductible business expenses.