Credit cards, pay-later & insurance
A practical guide to credit cards, pay-later services, and insurance for Filipinos, including when these costs count as deductible business expenses.
How beginners choose a first credit card in the Philippines in 2026 — requirements, fees, building credit, plus when the annual fee is a deductible business expense for self-employed taxpayers.
Read guide →How Atome, BillEase, and GGives buy-now-pay-later apps work in 2026 — fees, late penalties, BSP rules, and why BNPL business purchases still need a BIR Sales Invoice to be tax-deductible.
Read guide →A 2026 guide to PhilHealth and private HMO options for self-employed Filipinos and freelancers — what they cost, how to enroll, and when premiums count as a deductible business expense.
Read guide →A 2026 guide to business insurance in the Philippines: property, liability, and group health cover, typical costs, and how the BIR treats premiums as deductible business expenses.
Read guide →