Is Pesolending legit?
No. Pesolending is not on the SEC list of lending apps. The SEC named it as not authorized to lend in an advisory dated Apr 21, 2026. It appears in 2 other SEC documents, listed below. SEC list, Sep 29, 2026
| Item | Result | Source |
|---|---|---|
| On the SEC list of recorded online lending platforms (dated Sep 29, 2026) | No | SEC list, Sep 29, 2026 |
| SEC finding | 3 documents, latest SEC advisory on Peso Maya and Pesolending of Apr 21, 2026 | SEC, Apr 21, 2026 |
The SEC has named Pesolending in 3 documents, most recently an SEC advisory on Peso Maya and Pesolending dated Apr 21, 2026, which lists it as "PESOLENDING". The Philippine App Store now shows no app at the listing the SEC printed (id6756099024).
Next: find a lender on the SEC list instead, and report Pesolending if it contacted you.
Not the same as Pesoloan (Masaganang Buhay Finance Philippines Corp, on the SEC list). Check the company name in the app before you borrow.
The SEC record on Pesolending
“warns the public against unrecorded Online Lending Platforms (OLPs) namely “PESO MAYA” and “PESOLENDING” that falsely uses the company name of MICROPINNACLE TECHNOLOGY CORPORATION.”
| Date | SEC document | Named as | Address the SEC printed, and what it shows now |
|---|---|---|---|
| Apr 21, 2026 | SEC advisory on Peso Maya and PesolendingSEC PUBLIC ADVISORY ON THE UNAUTHORIZED USE OF THE COMPANY NAME MICROPINNACLE TECHNOLOGY CORPORATION BY UNREGISTERED ONLINE LENDING PLATFORMSIt names 2 apps | PESOLENDING | none printed |
| Mar 6, 2026 | SEC advisory on unrecorded online lending platforms and websitesADVISORY ON UNRECORDED ONLINE LENDING PLATFORMS AND WEBSITESIt names 30 apps | Pesolendingon App Store | id6756099024no app at this address |
| Sep 12, 2019 | SEC cease and desist orderINSTANT PERA; QUICKPERA; LENDMO PHILIPPINES; BINIXO; CASHBUS; CASHCAT;CASHUTTLE; CRAZYLOAN; FLASH CASH; HAPPY2PESO; HATULONG; MELOAN; MONEYTREE QUICKLOAN;PERA EXPRESS;PERA4U;PERAMART;PESOLENDING;QUICKPESO; and UMBRELLAIt names 18 apps | PESOLENDING | none printed |
Addresses are shown as text, not links.
If you already used Pesolending
- Send Pesolending no more money, ID or bank details: the SEC named it in its SEC advisory on Peso Maya and Pesolending dated Apr 21, 2026. The SEC's advisory of Aug 20, 2026 says not to transact with, send personal information to or pay any advance payment or fee to an app missing from its list.
- Switch off its contacts permission. A lender may not contact anyone in your phone contacts other than the guarantors you named, whether or not it is on the SEC list. (DICT, NPC and SEC, Mar 18, 2026)
- If it messaged your contacts or posted your photo, file with the National Privacy Commission: send its Complaints-Assisted Form (CAF) to complaints@privacy.gov.ph (privacy.gov.ph).
- Report Pesolending on SEC hotline 14732 or the iMessage portal. Lending without SEC authority carries a ₱10,000 to ₱50,000 fine, six months to ten years in prison, or both (RA 9474 Sec. 12).
Need a loan now? No lender pays to appear on this site or to change its position. Search the SEC list of recorded lending apps or compare the recorded apps by what you pay back. A recorded lender prints its company name, SEC Registration No. and Certificate of Authority No. in the app and its ads (SEC MC No. 19 s.2019, Sec. 1).
This page covers Pesolending's SEC record. To report it or a harassment campaign, use the SEC (hotline 14732) and the National Privacy Commission; to recover money or bring a case, see a lawyer.
Questions about Pesolending
Can Pesolending post me on Facebook or message my contacts?
No. Publishing a borrower's name and personal details as someone who refuses to pay is an unfair collection practice (SEC MC No. 18 s.2019, Sec. 1(d)). Call the National Privacy Commission on (+63) 2 5322 1322 local 114 or 115 about a post or message.
How do I remove my information from Pesolending?
Uninstall the app after switching off its contacts and photos permissions, then file a complaint with the National Privacy Commission using its Complaints-Assisted Form (CAF) sent to complaints@privacy.gov.ph.
Can I be jailed for not paying Pesolending?
The 1987 Constitution says: "No person shall be imprisoned for debt or non-payment of a poll tax." (1987 Constitution, Art. III, Sec. 20). Issuing a check that bounces is a separate offense under BP Blg. 22.