Is Peso Cow legit?
No. Peso Cow is not on the SEC list of lending apps. The SEC ordered it to stop lending in a cease and desist order dated Aug 15, 2025. It appears in 1 other SEC document, listed below. SEC list, Sep 29, 2026
| Item | Result | Source |
|---|---|---|
| On the SEC list of recorded online lending platforms (dated Sep 29, 2026) | No | SEC list, Sep 29, 2026 |
| SEC finding | 2 documents, latest SEC cease and desist order of Aug 15, 2025 | SEC, Aug 15, 2025 |
The SEC has named Peso Cow in 2 documents, most recently an SEC cease and desist order dated Aug 15, 2025, which lists it as "PESO COW – MABILIS PERA LOAN".
Next: find a lender on the SEC list instead, and report Peso Cow if it contacted you.
The SEC record on Peso Cow
“PESO COW – MABILIS PERA LOAN”
| Date | SEC document | Named as |
|---|---|---|
| Aug 15, 2025 | SEC cease and desist orderPESO COW – MABILIS PERA LOAN | PESO COW – MABILIS PERA LOAN |
| Nov 20, 2023 | SEC En Banc Case No. 07-23-006SEC En Banc Case No. 07-23-006 In the matter of: POPULUS LENDING CORPORATION WITH ONLINE LENDING PLATFORMS OPERATING UNDER THE NAME PESOPOP, PESOCOW, NEWCASH, and LUCKYLOANIt names 4 apps | PESOCOW |
These SEC documents name the app without a store address.
If you already used Peso Cow
- Send Peso Cow no more money, ID or bank details: the SEC named it in its SEC cease and desist order dated Aug 15, 2025. The SEC's advisory of Aug 20, 2026 says not to transact with, send personal information to or pay any advance payment or fee to an app missing from its list.
- Switch off its contacts permission. A lender may not contact anyone in your phone contacts other than the guarantors you named, whether or not it is on the SEC list. (DICT, NPC and SEC, Mar 18, 2026)
- If it messaged your contacts or posted your photo, file with the National Privacy Commission: send its Complaints-Assisted Form (CAF) to complaints@privacy.gov.ph (privacy.gov.ph).
- Report Peso Cow on SEC hotline 14732 or the iMessage portal. Lending without SEC authority carries a ₱10,000 to ₱50,000 fine, six months to ten years in prison, or both (RA 9474 Sec. 12).
Need a loan now? No lender pays to appear on this site or to change its position. Search the SEC list of recorded lending apps or compare the recorded apps by what you pay back. A recorded lender prints its company name, SEC Registration No. and Certificate of Authority No. in the app and its ads (SEC MC No. 19 s.2019, Sec. 1).
This page covers Peso Cow's SEC record. To report it or a harassment campaign, use the SEC (hotline 14732) and the National Privacy Commission; to recover money or bring a case, see a lawyer.
Questions about Peso Cow
Can Peso Cow post me on Facebook or message my contacts?
No. Publishing a borrower's name and personal details as someone who refuses to pay is an unfair collection practice (SEC MC No. 18 s.2019, Sec. 1(d)). Call the National Privacy Commission on (+63) 2 5322 1322 local 114 or 115 about a post or message.
How do I remove my information from Peso Cow?
Uninstall the app after switching off its contacts and photos permissions, then file a complaint with the National Privacy Commission using its Complaints-Assisted Form (CAF) sent to complaints@privacy.gov.ph.
Can I be jailed for not paying Peso Cow?
The 1987 Constitution says: "No person shall be imprisoned for debt or non-payment of a poll tax." (1987 Constitution, Art. III, Sec. 20). Issuing a check that bounces is a separate offense under BP Blg. 22.