Is Digido legit?
No. The SEC has revoked Digido Finance Corp's authority to lend. The SEC revoked the company's registration and Certificate of Authority on May 9, 2025, then on Feb 18, 2026 ordered it to stop operating and fined it ₱600,000. The company has appealed. Its website still shows CA No. 1272. SEC list, Sep 29, 2026
| Item | Result | Source |
|---|---|---|
| On the SEC list of recorded online lending platforms (dated Sep 29, 2026) | No | SEC list, Sep 29, 2026 |
| Company | Digido Finance Corp.: authority revoked by the SEC | SEC record |
| SEC finding | 5 documents, latest SEC advisory on unauthorized online lending platforms of Apr 28, 2026 | SEC, Apr 28, 2026 |
The SEC has named Digido in 5 documents, most recently an SEC advisory on unauthorized online lending platforms dated Apr 28, 2026, one of 21 apps it names.
Next: find a lender on the SEC list instead, and report Digido if it contacted you.
The SEC record on Digido
“HINDI awtorisado at HINDI pinahihintulutang mag-alok, magproseso, o magpautang ng anumang loan products”
| Date | SEC document | Named as |
|---|---|---|
| Apr 28, 2026 | SEC advisory on unauthorized online lending platformsPUBLIC ADVISORY ON UNAUTHORIZED ONLINE LENDING PLATFORMS (OLPs), MOBILE APPLICATIONS, WEBSITES, AND FACEBOOK PAGESIt names 21 apps | Digido |
| Mar 25, 2026 | SEC advisory on unauthorized online lending platformsPUBLIC ADVISORY RE: CONTINUED OPERATION OF UNAUTHORIZED ONLINE LENDING PLATFORMS (OLPs), MOBILE APPLICATIONS, FACEBOOK PAGES, AND WEBSITESIt names 16 apps | Digido |
| Mar 5, 2026 | SEC document | Digido |
| Feb 18, 2026 | SEC document | Digido |
| May 9, 2025 | SEC document | Digido |
These SEC documents name the app without a store address.
If you already used Digido
- Send Digido no more money, ID or bank details: the SEC named it in its SEC advisory on unauthorized online lending platforms dated Apr 28, 2026; the SEC revoked the authority of Digido Finance Corp, the company behind it. The SEC's advisory of Aug 20, 2026 says not to transact with, send personal information to or pay any advance payment or fee to an app missing from its list.
- Switch off its contacts permission. A lender may not contact anyone in your phone contacts other than the guarantors you named, whether or not it is on the SEC list. (DICT, NPC and SEC, Mar 18, 2026)
- If it messaged your contacts or posted your photo, file with the National Privacy Commission: send its Complaints-Assisted Form (CAF) to complaints@privacy.gov.ph (privacy.gov.ph).
- Report Digido on SEC hotline 14732 or the iMessage portal. Lending without SEC authority carries a ₱10,000 to ₱50,000 fine, six months to ten years in prison, or both (RA 9474 Sec. 12).
Need a loan now? No lender pays to appear on this site or to change its position. Search the SEC list of recorded lending apps or compare the recorded apps by what you pay back. A recorded lender prints its company name, SEC Registration No. and Certificate of Authority No. in the app and its ads (SEC MC No. 19 s.2019, Sec. 1).
This page covers Digido's SEC record. To report it or a harassment campaign, use the SEC (hotline 14732) and the National Privacy Commission; to recover money or bring a case, see a lawyer.
Questions about Digido
Can Digido post me on Facebook or message my contacts?
No. Publishing a borrower's name and personal details as someone who refuses to pay is an unfair collection practice (SEC MC No. 18 s.2019, Sec. 1(d)). Call the National Privacy Commission on (+63) 2 5322 1322 local 114 or 115 about a post or message.
How do I remove my information from Digido?
Uninstall the app after switching off its contacts and photos permissions, then file a complaint with the National Privacy Commission using its Complaints-Assisted Form (CAF) sent to complaints@privacy.gov.ph.
Can I be jailed for not paying Digido?
The 1987 Constitution says: "No person shall be imprisoned for debt or non-payment of a poll tax." (1987 Constitution, Art. III, Sec. 20). Issuing a check that bounces is a separate offense under BP Blg. 22.