Cherry De Vega, Bookkeeping and Compliance ReviewerReviewed by Cherry De Vega, Bookkeeping and Compliance Reviewer

Loan apps for students

2 lenders on the SEC list say they lend to students: Bukas and Invested.ph.

Lenders that lend to students:
2.
SEC list dated Sep 29, 2026.
Bukas, largest amount:
₱100,000.
Tuition installment plan.
Bukas, interest:
from 1.9% a month.
as its website states.
Apps asking for income:
28.
of 62 that list requirements.

SEC list of recorded online lending platforms, Sep 29, 2026; Bukas website; Invested.ph website.

Bukas vs Invested.ph: side by side

From each lender's own website and the SEC list dated Sep 29, 2026.
AttributeBukasInvested.ph
Company and CA No.Bukas Finance Corp, CA No. 1199Educ4All Lending Inc, CA No. 2714
What it pays forTuition installment plans for college and graduate students; Bukas pays your school directly.Student loans for tuition, gadgets, thesis, rent, board exam review and allowance. The website's estimate uses 2.42% a month on a diminishing balance; final terms depend on approval.
Amount₱10,000 to ₱100,000Not on Invested.ph's website
Term90 to 360 days (3, 6, 9 or 12 months)Not on Invested.ph's website
Stated priceInterest rates start at 1.9% a month (1.9% to 4.9%); one-time service fee 4.5% to 10%.Shown after an interview, per its website
RequirementsA co-borrower and an additional contact person; Proof of enrollment, income and residenceA short phone interview with a loan officer; Documents to verify your identity and the information you gave
Apply throughbukas.phinvested.ph
  • Choose Bukas if you have a co-borrower and want your tuition paid straight to your school, then repaid in 3, 6, 9 or 12 monthly payments. Skip it if you need cash in hand: it pays the school, not you.
  • Choose InvestEd if you also need money for a gadget, thesis, rent, board exam review or allowance, which its website lists as plans. Skip it if you need the price before you apply: its website gives only an estimate until a loan officer calls you.

Bukas

SEC registered

Tuition installment plans for college and graduate students; Bukas pays your school directly.

Company
Bukas Finance Corp, CA No. 1199
Amount
₱10,000 to ₱100,000 (Tuition installment plan)
Term
90 to 360 days (3, 6, 9 or 12 months)
Stated price
Interest rates start at 1.9% a month (1.9% to 4.9%); one-time service fee 4.5% to 10%.
Its own example
₱15,000 over 12 months: ₱19,095 in total
Requirements
A co-borrower and an additional contact person; Proof of enrollment, income and residence

As Bukas states it. Source

Invested.ph

SEC registered

Student loans for tuition, gadgets, thesis, rent, board exam review and allowance. The website's estimate uses 2.42% a month on a diminishing balance; final terms depend on approval.

Company
Educ4All Lending Inc, CA No. 2714
Requirements
A short phone interview with a loan officer; Documents to verify your identity and the information you gave

As Invested.ph states it. Source

Need cash rather than tuition? Compare every app on the SEC list by what you pay back on the loan app comparison, or see the apps that ask for one valid ID and no payslip.

This page covers lenders on the SEC list; it does not cover scholarships or government student loans. For a dispute over a loan, contact the lender, then the SEC.

Questions

Is there a loan app for students in the Philippines?

2 lenders on the SEC list say they lend to students: Bukas and Invested.ph. Tuition installment plans for college and graduate students; Bukas pays your school directly. Student loans for tuition, gadgets, thesis, rent, board exam review and allowance. The website's estimate uses 2.42% a month on a diminishing balance; final terms depend on approval.

Can a student borrow from a regular loan app?

Of the 62 apps on the SEC list that publish their requirements, 28 ask for income or employment. Check the requirements on each app page before you apply.

About this list

Rates, terms and requirements are quoted from each lender's own website. No lender pays to appear here or to change its position.