Cherry De Vega, Bookkeeping and Compliance ReviewerReviewed by Cherry De Vega, Bookkeeping and Compliance Reviewer

Bank branches, pawnshops and remittance centers in La Union

La Union, in Ilocos Region, has BSP-listed money offices in 20 cities and towns. San Fernando City has the most offices and off-site ATMs of any town (205). Landbank has the most bank offices. Pick your town below for every branch address.

Bank offices:
208.
from 49 banks.
Off-site ATMs:
91.
Pawnshop offices:
157.
Money service business offices:
55.
Registered for remittance:
171.
of the 212 pawnshop and money service business offices.
Savings and loan association offices:
5.
Bank offices per 10,000 people:
2.5.
208 ÷ 822,352 people (PSA 2020 Census) × 10,000.

Most bank offices: Landbank 16, Metrobank 16, CARD Bank Inc (A MF RB) 16

Banks and ATMs: BSP bank and ATM list updated 18 September 2026; pawnshops and money service businesses: BSP pawnshop and money service business lists as of 30 September 2025.

Bank branches by bank

La Union, by bank: 49 banks with offices. BSP bank and ATM list updated 18 September 2026.
BankBank officesWith ATM on siteOff-site ATMs
LandbankLand Bank of the PhilippinesSavings rates and feesBank offices: 16With ATM on site: 11Off-site ATMs: 39
MetrobankMetropolitan Bank & Trust Co.Savings rates and feesBank offices: 16With ATM on site: 10Off-site ATMs: 7
CARD Bank Inc (A MF RB)Bank offices: 16With ATM on site: 0Off-site ATMs: 0
BDOBDO UnibankSavings rates and feesBank offices: 15With ATM on site: 7Off-site ATMs: 9
BPIBank of the Philippine IslandsSavings rates and feesBank offices: 13With ATM on site: 9Off-site ATMs: 4
Rang-Ay Bank Inc (A RB)Bank offices: 13With ATM on site: 0Off-site ATMs: 0
PNBPhilippine National BankSavings rates and feesBank offices: 9With ATM on site: 6Off-site ATMs: 4
RB of Rosario (La Union) IncBank offices: 8With ATM on site: 0Off-site ATMs: 0
BDO Network BankBank offices: 7With ATM on site: 0Off-site ATMs: 0
Producers Savings Bank Corp.Bank offices: 7With ATM on site: 4Off-site ATMs: 0
DBPDevelopment Bank of the PhilippinesBank offices: 5With ATM on site: 3Off-site ATMs: 10
RCBCRizal Commercial Banking Corp.Savings rates and feesBank offices: 5With ATM on site: 2Off-site ATMs: 6
EastWestEast West Banking Corp.Savings rates and feesBank offices: 5With ATM on site: 3Off-site ATMs: 1
BPI Direct BanKoBank offices: 5With ATM on site: 0Off-site ATMs: 0
Security BankSecurity Bank Corp.Savings rates and feesBank offices: 5With ATM on site: 3Off-site ATMs: 0
China BankChina Banking Corp.Bank offices: 4With ATM on site: 2Off-site ATMs: 2
Bannawag Bank Inc (A Rural Bank)Bank offices: 4With ATM on site: 2Off-site ATMs: 0
China Bank SavingsBank offices: 3With ATM on site: 1Off-site ATMs: 1
RB of Rosario la Union IncBank offices: 3With ATM on site: 3Off-site ATMs: 0
RB of Sudipen (La Union) IncBank offices: 3With ATM on site: 2Off-site ATMs: 0
Summit Bank (RB of Tublay Inc)Bank offices: 3With ATM on site: 0Off-site ATMs: 0
UnionBankUnion Bank of the PhilippinesBank offices: 3With ATM on site: 2Off-site ATMs: 0
Philippine Veterans BankBank offices: 2With ATM on site: 1Off-site ATMs: 5
Bank of CommerceBank offices: 2With ATM on site: 1Off-site ATMs: 2
PSBankPhilippine Savings BankBank offices: 2With ATM on site: 1Off-site ATMs: 1
24 other banksBank offices: 34With ATM on site: 8Off-site ATMs: 0
All banksBank offices: 208With ATM on site: 81Off-site ATMs: 91

Cities and towns

13
Bank offices and off-site ATMs: BSP bank and ATM list updated 18 September 2026. Pawnshop and MSB offices: BSP pawnshop and money service business lists as of 30 September 2025.
City or townBank officesOff-site ATMsPawnshop officesMSB officesTotal
San Fernando CityBank offices: 98Off-site ATMs: 35Pawnshop offices: 41MSB offices: 26Total: 205
AgooBank offices: 31Off-site ATMs: 9Pawnshop offices: 16MSB offices: 9Total: 65
RosarioBank offices: 17Off-site ATMs: 8Pawnshop offices: 11MSB offices: 3Total: 39
BauangBank offices: 13Off-site ATMs: 3Pawnshop offices: 12MSB offices: 4Total: 32
BacnotanBank offices: 8Off-site ATMs: 4Pawnshop offices: 10MSB offices: 2Total: 24
BalaoanBank offices: 8Off-site ATMs: 3Pawnshop offices: 11MSB offices: 1Total: 23
NaguilianBank offices: 6Off-site ATMs: 4Pawnshop offices: 9MSB offices: 4Total: 23
AringayBank offices: 4Off-site ATMs: 4Pawnshop offices: 10MSB offices: 4Total: 22
San JuanBank offices: 4Off-site ATMs: 5Pawnshop offices: 5MSB offices: 0Total: 14
BangarBank offices: 3Off-site ATMs: 3Pawnshop offices: 7MSB offices: 0Total: 13
CabaBank offices: 4Off-site ATMs: 2Pawnshop offices: 2MSB offices: 0Total: 8
San GabrielBank offices: 1Off-site ATMs: 2Pawnshop offices: 3MSB offices: 0Total: 6
Santo TomasBank offices: 3Off-site ATMs: 0Pawnshop offices: 3MSB offices: 0Total: 6

Pawnshop and remittance companies

51
La Union, by company. BSP pawnshop and money service business lists as of 30 September 2025.
CompanyPawnshop officesMSB officesFor remittance
Palawan Pawnshop and Palawan Express Pera PadalaPawnshop offices: 44MSB offices: 0For remittance: 44
Cebuana Lhuillier PawnshopPawnshop offices: 19MSB offices: 0For remittance: 19
Cebuana LhuillierPawnshop offices: 18MSB offices: 0For remittance: 18
Rd Pawnshop, IncorporatedPawnshop offices: 15MSB offices: 0For remittance: 15
M. Lhuillier Pawnshop & Jewelry and ML Kwarta PadalaPawnshop offices: 13MSB offices: 0For remittance: 13
LBC Express, IncPawnshop offices: 0MSB offices: 10For remittance: 10
BHF Pawnshop-La UnionPawnshop offices: 8MSB offices: 0For remittance: 0
Universal Storefront Services CorporationPawnshop offices: 0MSB offices: 8For remittance: 8
Villarica PawnshopPawnshop offices: 8MSB offices: 0For remittance: 8
Global Reliance Management and Holdings CorpPawnshop offices: 0MSB offices: 6For remittance: 6
Timetested Pawnshop IncPawnshop offices: 5MSB offices: 0For remittance: 5
EbizPawnshop offices: 0MSB offices: 4For remittance: 4
39 other companiesPawnshop offices: 27MSB offices: 27For remittance: 21
All companiesPawnshop offices: 157MSB offices: 55For remittance: 171

Is a pawnshop or remittance center BSP-listed?

Result for La Union

All 51 pawnshop and money service companies with offices in La Union are on the BSP pawnshop and money service business lists as of 30 September 2025. 79 other offices here are on the delisted lists.

Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).
Banks
Every bank office on these lists operates with BSP authority, and a universal or commercial bank needs prior BSP approval for each new branch (Republic Act No. 8791, Secs. 6 and 20).

Smaller towns

7

These 7 towns have 36 listed offices and off-site ATMs between them. Every one is below, with its address.

Bagulin1 off-site ATM, 1 pawnshop office

  • off-site ATMLand Bank of the Philippines, LGU Bagulin la UnionMunicipal Hall Suyo Bagulin la Union
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, BagulinPurok 4, Suyo (Pob.), Bagulin, la Union

Burgos1 off-site ATM, 1 pawnshop office, 1 money service business office

  • off-site ATMLand Bank of the Philippines, LGU Burgos la UnionBurgos la Union
  • pawnshop officeCebuana Lhuillier, Burgos Lu BranchStall No. 9, 2nd Floor Purok 4 Burgos Public Market, New Poblacion, Burgos, la Union
  • money service business officePps-Pepp Money Shop Services Corporation, La Union-Burgos BranchNew Poblacion, Burgos, la Union

Luna2 bank offices, 1 off-site ATM, 3 pawnshop offices

  • bank officeCARD Bank Inc (A MF RB), LunaBrgy Salcedo Luna la Union
  • bank officeRang-Ay Bank Inc (A RB), LunaBalaoan-Luna Rd Luna la Union
  • off-site ATMLand Bank of the Philippines, LGU LunaMunicipal Hall Luna la Union
  • pawnshop officeCebuana Lhuillier, Luna la UnionSalcedo (Pob.), Luna, la Union
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Luna BranchColona Building, Salcedo, Luna, la Union
  • pawnshop officeRd Pawnshop, Incorporated, La Union Luna BranchMagallanes (Pob.), Luna, la Union

Pugo1 bank office, 2 off-site ATMs, 3 pawnshop offices

  • bank officeRB of Rosario (La Union) Inc, PugoPoblacion East Pugo la Union
  • off-site ATMLand Bank of the Philippines, CDM Leaf PugoPoblacion West Pugo la Union
  • off-site ATMLand Bank of the Philippines, Leaf PugoPoblacion West Pugo la Union
  • pawnshop officeCebuana Lhuillier, Pugo la Union BranchTavora East, Pugo, la Union
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Pugo BranchPoblacion East, Pugo, la Union
  • pawnshop officePrudentgold Pawnshop, Inc, Pugo BranchPoblacion East, Pugo, la Union

Santol1 off-site ATM, 2 pawnshop offices

  • off-site ATMLand Bank of the Philippines, LGU Santol la UnionSantol la Union
  • pawnshop officeCebuana Lhuillier, Santol L. U. BranchSitio Padayao, Poblacion, Santol, la Union
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, SantolPoblacion, Santol, la Union

Sudipen3 bank offices, 1 off-site ATM, 3 pawnshop offices

  • bank officeRB of Sudipen (La Union) IncIpet, Sudipen, 2520 la Union
  • bank officeRB of Sudipen (La Union) Inc, SudipenRB Sudipen Nat Rd Sudipen la Union
  • bank officeRB of Sudipen (La Union) Inc, Sudipen 3Ipet Sudipen la Union
  • off-site ATMLand Bank of the Philippines, LGU Sudipen la UnionSudipen Legislative Bldg Supiden la Union
  • pawnshop officeCebuana Lhuillier, Sudipen la Union Branch2nd Floor LW7 Market Stall New Sudipen Public Market MC Arthur Highway, Poblacion, Sudipen, la Union
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Sudipen BranchHoney-J Commercial Building, National Highway, Ipet, Sudipen, la Union
  • pawnshop officeRd Pawnshop, Incorporated, Sudipen BranchPoblacion, Sudipen, la Union

Tubao2 bank offices, 2 off-site ATMs, 4 pawnshop offices, 1 money service business office

  • bank officeCARD Bank Inc (A MF RB), Tubao UnitBrgy Gonzales Tubao la Union
  • bank officeRang-Ay Bank Inc (A RB), TubaoTubao la Union
  • off-site ATMLand Bank of the Philippines, LGU TubaoFrancia Sur Tubao la Union
  • off-site ATMRizal Commercial Banking Corp., Magic AgooGf Poblacion Tubao la Union
  • pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Tubao, la Union BranchPoblacion, Tubao, la Union
  • pawnshop officeCebuana Lhuillier, Tubao la Union BranchAspiras Rd, Purok 1, Francia Sur, Tubao, la Union
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, TubaoFrancia Sur, Tubao, la Union
  • pawnshop officeShalthene Pawnshop, Head officePoblacion, Tubao, la Union
  • money service business officePps-Pepp Money Shop Services Corporation, La Union-Tubao-Anduyan BranchZone 1, Anduyan, Tubao, la Union

Questions

Which town in La Union has the most bank branches?

San Fernando City, with 98 bank offices on the BSP bank and ATM list as listed on 18 September 2026.

How many money changers are in La Union?

169 pawnshop and money service business offices are registered with the BSP as money changer or foreign exchange dealer, on the BSP lists as of 30 September 2025. Compare their rate with the BSP reference rate for the day before you change money.

My town in La Union has no page. Where are its offices?

Under Smaller towns on this page: 7 towns are listed there in full, every office with its address.

Counts are offices on the BSP lists, not separate companies: a bank with three offices counts three times. All provinces · Delisted pawnshops and remittance

Who licenses these offices

The Bangko Sentral ng Pilipinas (BSP) authorizes every bank office (Republic Act No. 8791), supervises pawnshops (Presidential Decree No. 114) and registers remittance companies and money changers (BSP Circular No. 1206, Series of 2024). The counts here are the offices on its lists.

These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.

No bank, pawnshop or remittance company pays to appear here or to change its order. Lists run from the most offices to the fewest.