Cherry De Vega, Bookkeeping and Compliance ReviewerReviewed by Cherry De Vega, Bookkeeping and Compliance Reviewer

Bank branches, pawnshops and remittance centers in Ilocos Sur

Ilocos Sur, in Ilocos Region, has BSP-listed money offices in 29 cities and towns. Vigan City has the most offices and off-site ATMs of any town (106). BDO has the most bank offices. Pick your town below for every branch address.

Bank offices:
186.
from 36 banks.
Off-site ATMs:
50.
Pawnshop offices:
154.
Money service business offices:
51.
Registered for remittance:
178.
of the 205 pawnshop and money service business offices.
Savings and loan association offices:
1.
Bank offices per 10,000 people:
2.6.
186 ÷ 706,009 people (PSA 2020 Census) × 10,000.

Most bank offices: BDO 18, Landbank 17, PNB 13

Banks and ATMs: BSP bank and ATM list updated 18 September 2026; pawnshops and money service businesses: BSP pawnshop and money service business lists as of 30 September 2025.

Bank branches by bank

Ilocos Sur, by bank: 36 banks with offices and 1 more with off-site ATMs only. BSP bank and ATM list updated 18 September 2026.
BankBank officesWith ATM on siteOff-site ATMs
BDOBDO UnibankSavings rates and feesBank offices: 18With ATM on site: 12Off-site ATMs: 6
LandbankLand Bank of the PhilippinesSavings rates and feesBank offices: 17With ATM on site: 10Off-site ATMs: 27
PNBPhilippine National BankSavings rates and feesBank offices: 13With ATM on site: 8Off-site ATMs: 2
RB of Cabugao (Ilocos Sur) IncBank offices: 12With ATM on site: 5Off-site ATMs: 0
BDO Network BankBank offices: 11With ATM on site: 0Off-site ATMs: 0
MetrobankMetropolitan Bank & Trust Co.Savings rates and feesBank offices: 10With ATM on site: 6Off-site ATMs: 2
BPIBank of the Philippine IslandsSavings rates and feesBank offices: 9With ATM on site: 7Off-site ATMs: 1
CARD SME Bank Inc A Thrift BankBank offices: 9With ATM on site: 1Off-site ATMs: 0
Rang-Ay Bank Inc (A RB)Bank offices: 9With ATM on site: 0Off-site ATMs: 0
CARD Bank Inc (A MF RB)Bank offices: 8With ATM on site: 0Off-site ATMs: 0
BPI Direct BanKoBank offices: 6With ATM on site: 0Off-site ATMs: 0
DBPDevelopment Bank of the PhilippinesBank offices: 5With ATM on site: 3Off-site ATMs: 7
Bank of CommerceBank offices: 4With ATM on site: 2Off-site ATMs: 2
China BankChina Banking Corp.Bank offices: 4With ATM on site: 2Off-site ATMs: 1
China Bank SavingsBank offices: 4With ATM on site: 2Off-site ATMs: 0
Philippine Business BankBank offices: 4With ATM on site: 2Off-site ATMs: 0
PSBankPhilippine Savings BankBank offices: 4With ATM on site: 2Off-site ATMs: 0
Producers Savings Bank Corp.Bank offices: 4With ATM on site: 2Off-site ATMs: 0
Security BankSecurity Bank Corp.Savings rates and feesBank offices: 4With ATM on site: 2Off-site ATMs: 0
Summit Bank (RB of Tublay Inc)Bank offices: 4With ATM on site: 0Off-site ATMs: 0
City Savings BankBank offices: 3With ATM on site: 1Off-site ATMs: 0
EastWestEast West Banking Corp.Savings rates and feesBank offices: 3With ATM on site: 2Off-site ATMs: 0
UnionBankUnion Bank of the PhilippinesBank offices: 3With ATM on site: 2Off-site ATMs: 0
RCBCRizal Commercial Banking Corp.Savings rates and feesBank offices: 2With ATM on site: 0Off-site ATMs: 1
AUBAsia United Bank Corp.Savings rates and feesBank offices: 2With ATM on site: 1Off-site ATMs: 0
12 other banksBank offices: 14With ATM on site: 1Off-site ATMs: 1
All banksBank offices: 186With ATM on site: 73Off-site ATMs: 50

Cities and towns

15
Bank offices and off-site ATMs: BSP bank and ATM list updated 18 September 2026. Pawnshop and MSB offices: BSP pawnshop and money service business lists as of 30 September 2025.
City or townBank officesOff-site ATMsPawnshop officesMSB officesTotal
Vigan CityBank offices: 61Off-site ATMs: 8Pawnshop offices: 25MSB offices: 12Total: 106
Candon CityBank offices: 39Off-site ATMs: 6Pawnshop offices: 27MSB offices: 11Total: 83
NarvacanBank offices: 12Off-site ATMs: 2Pawnshop offices: 10MSB offices: 4Total: 28
TagudinBank offices: 11Off-site ATMs: 2Pawnshop offices: 10MSB offices: 4Total: 27
BantayBank offices: 9Off-site ATMs: 5Pawnshop offices: 5MSB offices: 3Total: 23
CabugaoBank offices: 7Off-site ATMs: 1Pawnshop offices: 9MSB offices: 5Total: 22
Santa MariaBank offices: 7Off-site ATMs: 3Pawnshop offices: 6MSB offices: 3Total: 19
SinaitBank offices: 6Off-site ATMs: 2Pawnshop offices: 7MSB offices: 4Total: 19
Santa CruzBank offices: 4Off-site ATMs: 1Pawnshop offices: 6MSB offices: 2Total: 13
Santa LuciaBank offices: 4Off-site ATMs: 2Pawnshop offices: 6MSB offices: 0Total: 12
San IldefonsoBank offices: 6Off-site ATMs: 2Pawnshop offices: 3MSB offices: 0Total: 11
San Juan (Lapog)Bank offices: 3Off-site ATMs: 1Pawnshop offices: 5MSB offices: 1Total: 10
SantaBank offices: 2Off-site ATMs: 1Pawnshop offices: 5MSB offices: 0Total: 8
San EstebanBank offices: 2Off-site ATMs: 1Pawnshop offices: 4MSB offices: 0Total: 7
SantiagoBank offices: 1Off-site ATMs: 1Pawnshop offices: 3MSB offices: 1Total: 6

Pawnshop and remittance companies

41
Ilocos Sur, by company. BSP pawnshop and money service business lists as of 30 September 2025.
CompanyPawnshop officesMSB officesFor remittance
Palawan Pawnshop and Palawan Express Pera PadalaPawnshop offices: 43MSB offices: 0For remittance: 43
Cebuana LhuillierPawnshop offices: 25MSB offices: 0For remittance: 25
M. Lhuillier Pawnshop & Jewelry and ML Kwarta PadalaPawnshop offices: 21MSB offices: 0For remittance: 21
Rd Pawnshop, IncorporatedPawnshop offices: 16MSB offices: 0For remittance: 16
Center for Agriculture and Rural Development (CARD), Inc. (A Microfinance NGO)Pawnshop offices: 0MSB offices: 11For remittance: 11
Universal Storefront Services CorporationPawnshop offices: 0MSB offices: 11For remittance: 11
LBC Express, IncPawnshop offices: 0MSB offices: 8For remittance: 8
Cebuana Lhuillier PawnshopPawnshop offices: 7MSB offices: 0For remittance: 7
Villarica PawnshopPawnshop offices: 7MSB offices: 0For remittance: 7
FLM PawnshopPawnshop offices: 5MSB offices: 0For remittance: 0
Regionwide Pawnshop IncPawnshop offices: 5MSB offices: 0For remittance: 5
Petnet, IncPawnshop offices: 0MSB offices: 4For remittance: 4
29 other companiesPawnshop offices: 25MSB offices: 17For remittance: 20
All companiesPawnshop offices: 154MSB offices: 51For remittance: 178

Is a pawnshop or remittance center BSP-listed?

Result for Ilocos Sur

All 41 pawnshop and money service companies with offices in Ilocos Sur are on the BSP pawnshop and money service business lists as of 30 September 2025. 77 other offices here are on the delisted lists.

Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).
Banks
Every bank office on these lists operates with BSP authority, and a universal or commercial bank needs prior BSP approval for each new branch (Republic Act No. 8791, Secs. 6 and 20).

Smaller towns

14

These 14 towns have 48 listed offices and off-site ATMs between them. Every one is below, with its address.

Alilem1 off-site ATM

  • off-site ATMLand Bank of the Philippines, LGU Alilem Ilocos SurMunicipal Hall Alilem Daya Pob Ailiem Ilocos Sur

Banayoyo1 off-site ATM, 2 pawnshop offices

  • off-site ATMLand Bank of the Philippines, Silay City HallMunicipal Compound Banayoyo Ilocos Sur
  • pawnshop officeCebuana Lhuillier, Banayoyo I.S. BranchUnit 1B Bautista Building, Commercial Space National Hiway, Poblacion, Banayoyo, Ilocos Sur
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, BanayoyoPoblacion, Banayoyo, Ilocos Sur

Burgos2 bank offices, 2 off-site ATMs, 2 pawnshop offices

  • bank officeCARD Bank Inc (A MF RB), BurgosPoblacion Norte Burgos Ilocos Sur
  • bank officeRang-Ay Bank Inc (A RB), BurgosBurgos Ilocos Sur
  • off-site ATMDevelopment Bank of the Philippines, Municipal Hall of BurgosMun Hall of Burgos Ilocos Sur
  • off-site ATMLand Bank of the Philippines, LGU Burgos Ilocos SurPob Norte Burgos Ilocos Sur
  • pawnshop officeCebuana Lhuillier, Burgos I.S. BranchStall No. 2 Municipal Public Market, Poblacion Norte, Burgos, Ilocos Sur
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, BurgosPoblacion, Burgos, Ilocos Sur

Caoayan2 bank offices, 1 pawnshop office

  • bank officeCARD SME Bank Inc A Thrift Bank, CaoayanDon Dimas Querubin Caoayan Ilocos S
  • bank officeRB of Cabugao (Ilocos Sur) Inc, CauayanCauayan Ilocos Sur
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Caoayan BranchDon Alejandro Quirolgico (Pob.), Caoayan, Ilocos Sur

Cervantes2 bank offices, 1 pawnshop office

  • bank officeBDO Network Bank, Ilocos Sur - CervantesBona St Rosario Cervantes Ilocos Sur
  • bank officeSummit Bank (RB of Tublay Inc), Cervantes BranchBrgy Rosario Cervantes Ilocos Sur
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Cervantes BranchRosario (Pob.), Cervantes, Ilocos Sur

Galimuyod1 off-site ATM

  • off-site ATMLand Bank of the Philippines, Galimuyod Public Market Ilocos SurPublic Market Bldg Galimuyod Ilocos Sur

Lidlidda1 off-site ATM

  • off-site ATMPhilippine Veterans Bank, Municipality of LidliddaSuysuyan Lidlidda Ilocos Sur

Magsingal2 bank offices, 1 off-site ATM, 5 pawnshop offices

  • bank officeCARD SME Bank Inc A Thrift Bank, MagsingalSan Lucas Magsingal Ilocos Sur
  • bank officeRang-Ay Bank Inc (A RB), MagsingalMagsingal Ilocos Sur
  • off-site ATMLand Bank of the Philippines, Magsingal LGUMagsingal Public MRKT Ilocos Sur
  • pawnshop officeAcal Pawnshop By Rva, Head officeSan Basilio, Magsingal, Ilocos Sur
  • pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Magsingal, Ilocos SurPublic Market, San Lucas (Pob.), Magsingal, Ilocos Sur
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, MagsingalSan Basilio (Pob.), Magsingal, Ilocos Sur
  • pawnshop officeCebuana Lhuillier Pawnshop, Magsingal Branch073 San Basillio, Magsingal, Ilocos Sur
  • pawnshop officeRd Pawnshop, Incorporated, Magsingal BranchSan Basilio (Pob.), Magsingal, Ilocos Sur

Nagbukel1 off-site ATM, 1 pawnshop office

  • off-site ATMLand Bank of the Philippines, LGU NagbukelMunicipal Hall Nagbukel Ilocos Sur
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Nagbukel BranchPoblacion West, Nagbukel, Ilocos Sur

Quirino (Angaki)1 pawnshop office

  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Ilocos Sur-Quirino BranchLegleg (Pob.), Quirino, Ilocos Sur

Salcedo (Baugen)2 pawnshop offices

  • pawnshop officeCebuana Lhuillier, Salcedo I.S. BranchNational Highway, Poblacion Norte, Salcedo, Ilocos Sur
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, SalcedoPoblacion Norte, Salcedo, Ilocos Sur

San Vicente1 bank office, 1 off-site ATM, 2 pawnshop offices

  • bank officeRB of Cabugao (Ilocos Sur) Inc, SN VicenteSan Vicente Ilocos Sur
  • off-site ATMLand Bank of the Philippines, LGU San Vicente, Ilocos SurPoblacion, San Vicente, Ilocos Sur
  • pawnshop officeCebuana Lhuillier, San Vicente I.S BranchStall No. 2, G/F San Vicente Town Mall, Poblacion, San Vicente, Ilocos Sur
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, San VicenteBayubay Norte, San Vicente, Ilocos Sur

Santa Catalina1 bank office, 1 off-site ATM, 1 pawnshop office

  • bank officeCARD SME Bank Inc A Thrift Bank, Sta CatalinaCabaroan Sta Catalina Ilocos Sur
  • off-site ATMLand Bank of the Philippines, Sta Catalina LGUMun Hall Pob Sta Catalina Ilocos Su
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Sta. Catalina BranchFather Jose Burgos St., Poblacion, Santa Catalina, Ilocos Sur

Santo Domingo2 bank offices, 2 off-site ATMs, 5 pawnshop offices, 1 money service business office

  • bank officeBDO Network Bank, Ilocos Sur - Sto DomingoBrgy San Pablo Sto Domingo Ilocos Sur
  • bank officeCARD SME Bank Inc A Thrift Bank, Sto Domingo Micro-Banking OfficePoblacion Sto Domingo Ilocos Sur
  • off-site ATMBank of Commerce, Vigan MaharlikaMaharlika HW Pob Sto Domingo Iloc S
  • off-site ATMLand Bank of the Philippines, Sto Domingo LGUPob Sto Domingo Ilocos Sur
  • pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Sto. Domingo, Ilocos Sur BranchVacunero, Sto. Domingo, Ilocos Sur
  • pawnshop officeCebuana Lhuillier, Sto. DomingoMP Bldg. II, National Highway, Vacunero, Santo Domingo, Ilocos Sur
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Sto. DomingoStall No. 3 la Esperanza Complex, Vacunero, Santo Domingo, Ilocos Sur
  • pawnshop officeRegionwide Pawnshop Inc, Santo Domingo Ilocos Sur Branch`District 1, Poblacion, Santo Domingo, Ilocos Sur
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Nat'l Highway Sto. DomingoNational Highway, San Pablo, Santo Domingo, Ilocos Sur
  • money service business officeTwo Brothers Grocery Inc, Sto. Domingo BranchTwo Brothers Building National Highway, Poblacion, Santo Domingo, Ilocos Sur

Questions

Which town in Ilocos Sur has the most bank branches?

Vigan City, with 61 bank offices on the BSP bank and ATM list as listed on 18 September 2026.

How many money changers are in Ilocos Sur?

155 pawnshop and money service business offices are registered with the BSP as money changer or foreign exchange dealer, on the BSP lists as of 30 September 2025. Compare their rate with the BSP reference rate for the day before you change money.

My town in Ilocos Sur has no page. Where are its offices?

Under Smaller towns on this page: 14 towns are listed there in full, every office with its address.

Counts are offices on the BSP lists, not separate companies: a bank with three offices counts three times. All provinces · Delisted pawnshops and remittance

Who licenses these offices

The Bangko Sentral ng Pilipinas (BSP) authorizes every bank office (Republic Act No. 8791), supervises pawnshops (Presidential Decree No. 114) and registers remittance companies and money changers (BSP Circular No. 1206, Series of 2024). The counts here are the offices on its lists.

These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.

No bank, pawnshop or remittance company pays to appear here or to change its order. Lists run from the most offices to the fewest.