3.9 bank offices per 10,000 people = 1,281 BSP-listed offices ÷ 3,325,385 people (PSA 2020 Census) × 10,000.
Cities and towns
38
Bank offices and off-site ATMs: BSP bank and ATM list updated 18 September 2026. Pawnshop and MSB offices: BSP pawnshop and money service business lists as of 30 September 2025.
Cebu, by company. BSP pawnshop and money service business lists as of 30 September 2025.
Company
Pawnshop offices
MSB offices
For remittance
Palawan Pawnshop and Palawan Express Pera Padala
Pawnshop offices: 289
MSB offices: 0
For remittance: 289
M. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala
Pawnshop offices: 281
MSB offices: 0
For remittance: 266
Cebuana Lhuillier Pawnshop
Pawnshop offices: 227
MSB offices: 0
For remittance: 227
Rd Pawnshop, Incorporated
Pawnshop offices: 196
MSB offices: 0
For remittance: 196
LBC Express, Inc
Pawnshop offices: 0
MSB offices: 84
For remittance: 84
Republic Pawnshops Corporation
Pawnshop offices: 65
MSB offices: 0
For remittance: 65
Cebuana Lhuillier
Pawnshop offices: 54
MSB offices: 0
For remittance: 54
Universal Storefront Services Corporation
Pawnshop offices: 0
MSB offices: 45
For remittance: 45
Pps-Pepp Money Shop Services Corporation
Pawnshop offices: 0
MSB offices: 34
For remittance: 34
Gemmary Pawnshop and Jewellery, Inc
Pawnshop offices: 29
MSB offices: 0
For remittance: 29
Core Pacific Money Exchange Corporation
Pawnshop offices: 0
MSB offices: 26
For remittance: 0
Center for Agriculture and Rural Development (CARD), Inc. (A Microfinance NGO)
Pawnshop offices: 0
MSB offices: 16
For remittance: 16
112 other companies
Pawnshop offices: 123
MSB offices: 160
For remittance: 95
All companies
Pawnshop offices: 1,264
MSB offices: 365
For remittance: 1,400
Is a pawnshop or remittance center BSP-listed?
Result for Cebu
All 124 pawnshop and money service companies with offices in Cebu are on the BSP pawnshop and money service business lists as of 30 September 2025. 478 other offices here are on the delisted lists.
Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).
Banks
Every bank office on these lists operates with BSP authority, and a universal or commercial bank needs prior BSP approval for each new branch (Republic Act No. 8791, Secs. 6 and 20).
Smaller towns
15
These 15 towns have 113 listed offices and off-site ATMs between them. Every one is below, with its address.
Alegria2 bank offices, 1 off-site ATM, 4 pawnshop offices
bank officeDevelopment Bank of the Philippines, AlegriaAlegria Cebu City
bank officeDevelopment Bank of the Philippines, AlegriaPob Alegria Cebu
off-site ATMLand Bank of the Philippines, LGU AlegriaAlegria Cebu
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Tudela, Cebu BranchSouthern Poblacion, Tudela, Cebu
pawnshop officeCebuana Lhuillier Pawnshop, Tudela-CamotesSection 2, Stall 12, Tudela Public Market, Mabini Street, Camotes Island, Southern Poblacion, Tudela, Cebu
Questions
Which town in Cebu has the most bank branches?
Cebu City, with 578 bank offices on the BSP bank and ATM list as listed on 18 September 2026.
How many money changers are in Cebu?
1,347 pawnshop and money service business offices are registered with the BSP as money changer or foreign exchange dealer, on the BSP lists as of 30 September 2025. Compare their rate with the BSP reference rate for the day before you change money.
My town in Cebu has no page. Where are its offices?
Under Smaller towns on this page: 15 towns are listed there in full, every office with its address.
These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.
No bank, pawnshop or remittance company pays to appear here or to change its order. Lists run from the most offices to the fewest.
