Cherry De Vega, Bookkeeping and Compliance ReviewerReviewed by Cherry De Vega, Bookkeeping and Compliance Reviewer

Bank branches, pawnshops and remittance centers in Toledo City

Toledo City has 34 bank offices on the BSP bank and ATM list updated 18 September 2026, or 1.6 per 10,000 people (PSA 2020 Census: 207,314 people). The median Cebu town has 0.8 bank offices per 10,000 people (50 towns with a census count). Toledo City is in Cebu, Central Visayas. Find your bank below, or search a street or barangay.

Bank offices:
34.
from 16 banks.
Off-site ATMs:
15.
Pawnshop offices:
34.
Money service business offices:
5.
Registered for remittance:
35.
of the 39 pawnshop and money service business offices.

Most bank offices: BDO 3, Landbank 3, BPI 3

Pawnshop and remittance brands: M Lhuillier 6, Cebuana Lhuillier 8, Palawan Pawnshop 8

Banks and ATMs: BSP bank and ATM list updated 18 September 2026; pawnshops and money service businesses: BSP pawnshop and money service business lists as of 30 September 2025.

No bank, pawnshop or remittance company pays to appear here or to change its order. Banks people search for most come first, then the rest by number of offices.

Bank branches in Toledo City

34

34 bank offices from 16 banks, as listed on the BSP bank and ATM list of 18 September 2026. BDO, Landbank, BPI and Metrobank come first; every bank shows its offices, how many have an ATM on site and its off-site ATMs.

BDO branches in Toledo City

3

BDO Unibank: 3 offices, 2 with an ATM on site, 3 off-site ATMs. BDO savings rates and fees

BranchAddressATM on site
Cebu - ToledoD Macapagal Hwayluray II Toledo City CebuNo ATM listed
Cebu-ToledoD Macapagal Highway Luray II Toledo (City) CebuATM on site
Cebu-Toledo 2D Macapagal Highway Luray II Toledo (City) CebuATM on site

Landbank branches in Toledo City

3

Land Bank of the Philippines: 3 offices, 2 with an ATM on site, 3 off-site ATMs. Landbank savings rates and fees

BranchAddressATM on site
ToledoGaisano Sangi Toledo City CebuNo ATM listed
Toledo 2Gaisano Grand Mall Sangi Toledo CtyATM on site
Toledo BranchGf Gaisano Grand Mall Toledo CebuATM on site

BPI branches in Toledo City

3

Bank of the Philippine Islands: 3 offices, 2 with an ATM on site, 0 off-site ATMs. BPI savings rates and fees

BranchAddressATM on site
Cebu Toledo 1Gf Gaisano Sangi Toledo City CebuATM on site
Cebu Toledo 2Sangi Toledo City CebuATM on site
Cebu Toledo BranchGf Brgy Sangi Toledo City CebuNo ATM listed

Metrobank branches in Toledo City

5

Metropolitan Bank & Trust Co.: 5 offices, 4 with an ATM on site, 5 off-site ATMs. Metrobank savings rates and fees

BranchAddressATM on site
Cebu ToleAlong Diosdado Macapagal Hway Toledo CtyATM on site
Cebu ToledoDiosdado Macapagal Hwy Toledo CebuATM on site
Cebu ToledoDsdo Macapagal Hway Pob Toledo CebuATM on site
Cebu Toledo 2D Macapagal HW Pob Toledo CityATM on site
Cebu-ToledoToledo CebuNo ATM listed

Pawnshops and remittance centers

39

34 pawnshop offices and 5 money service business offices, as listed on the BSP pawnshop and money service business lists as of 30 September 2025. Every brand shows its offices, how many are registered for remittance and how many as money changer.

M Lhuillier in Toledo City

6

6 offices: 6 registered as pawnshop, 6 for remittance, 6 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Toledo 3, Cebu BranchGaisano Grand Mall, Riverside Sangi, Toledo City, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Das, Lutopan, Toledo City, Cebu BranchDas Public Market (Das Formerly Lutopan), Don Andres Soriano, City of Toledo, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Juan Climaco, Toledo City, CebuNational Highway, Juan Climaco, SR. (Magdugo), Toledo (City), CebuPawnshopRemittanceMoney changerForeign exchange dealer
Lutopan, Toledo City, Cebu BranchDas, Lutopan, Don Andres Soriano (Lutopan), Toledo City, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Toledo 1, Cebu BranchD. Macapagal Highway, Poblacion, Poblacion, Toledo City, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Toledo 2, Cebu BranchPublic Market, Poblacion, Toledo City, CebuPawnshopRemittanceMoney changerForeign exchange dealer

Cebuana Lhuillier in Toledo City

8

8 offices: 8 registered as pawnshop, 8 for remittance, 8 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Toledo 1David Hui Bldg., Rafols St., Poblacion, Toledo CityPawnshopRemittanceMoney changerForeign exchange dealer
Das Lutopan Market BranchDas Lutopan Market, Don Andres Soriano, City of Toledo, CebuPawnshopRemittanceMoney changerForeign exchange dealer
KalubihanSitio Kalubihan, 3rd District, Sangi, Toledo (City), CebuPawnshopRemittanceMoney changerForeign exchange dealer
Lutopan-Toledo BranchPurok Sto. Nio, Don Andres Soriano (Lutopan), Toledo (City), CebuPawnshopRemittanceMoney changerForeign exchange dealer
Magdugo Toledo BranchPurok Proper, Juan Climaco, SR., City of Toledo, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Matab-Ang Toledo Branch732, Matab-Ang, City of Toledo, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Sangi ToledoNational Highway, Sangi, Toledo City, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Toledo Highway BranchD. Macapagal Highway, Poblacion, City of Toledo, CebuPawnshopRemittanceMoney changerForeign exchange dealer

Palawan Pawnshop and Palawan Express in Toledo City

8

8 offices: 8 registered as pawnshop, 8 for remittance, 8 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Palawan Pawnshop and Palawan Express Pera PadalaJuan Climaco SR. BranchPurok Proper, Juan Climaco, SR., City of Toledo, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Palawan Pawnshop and Palawan Express Pera PadalaLutopan BranchStall #A1 Public Market, Purok D.A.S., Don Andres Soriano (Lutopan), Toledo City, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Palawan Pawnshop and Palawan Express Pera PadalaToledo BranchG/F Unit 7 & 20 Toledo Commercial Arcade Bldg., N. Rafols St., Poblacion, Toledo City, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Palawan Pawnshop and Palawan Express Pera PadalaToledo Highway BranchD. Macapagal Highway, Poblacion, Toledo City, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Palawan Pawnshop and Palawan Express Pera PadalaLutopan II BranchAcross Church, D.A.S. Sto. Nino, Don Andres Soriano (Lutopan), Toledo City, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Palawan Pawnshop and Palawan Express Pera PadalaSangi BranchG/F Basadre Building Purok Nangka, Sangi, Toledo City, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Palawan Pawnshop and Palawan Express Pera PadalaToledo 5 BranchZamora Street, Poblacion, City of Toledo, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Palawan Pawnshop and Palawan Express Pera PadalaToledo Metro BranchMetro Gaisano, Macapagal St., Poblacion, Toledo City, CebuPawnshopRemittanceMoney changerForeign exchange dealer

Western Union

Western Union pays out cash through agent locations; its official finder lists them by city. Search Toledo City on the Western Union location finder. Before you claim, check the payout against today's BSP reference rates.

Other banks

20

BSP list: Updated 18 September 2026

BranchAddress (as listed by the BSP)ATM on site
CARD SME Bank Inc A Thrift Bank 4
Toledo 2Poog Toledo Cebu City
Toledo 3Dumlog Toledo City Cebu
Toledo CityD Macapagal Highway Poblacion Toledo City CebuATM
Toledo CityD Mcapagal Hway Pob Toledo Cebu
Philippine National Bank 4
ToledoRafols St Poblacion Toledo City
ToledoRafols St Toledo City CebuATM
Toledo 2Rafols St Pob Toledo City CebuATM
ZAMBOANGA2JS Alano & P.Lorenzo Zamboanga CityATM
Development Bank of the Philippines 2
DBP Bldg ToledoPoloyapoy St Pob Toledo City CebuATM
Toledo BranchPoloyapoy St Pob Toledo City Cebu
Rizal Commercial Banking Corp. 2
ToledoGf Toledo CV Toledo City CebuATM
Toledo Business CenterGf Macapagal Highway Toledo City Cebu
Aspac Rural Bank Inc 1
Toledo CitySangi Toledo City Cebu
Bangko Kabayan Inc (A Private Development Bank) 1
ToledoPrince Warehouse 510 Osmena St Toledo City Cebu
BDO Network Bank 1
Toledo City CebuRafols St Poblacion Toledo City Ceb
BPI Direct BanKo 1
ToledoCor Rafols and Poloyapoy St Toledo
East West Banking Corp. 1
Ewrb ToledoDumlog Toledo (City) CebuATM
East West Rural Bank Inc 1
Toledo5 and 6 Commercial Bldg 2 Maxi J Space Rental Brgy Dumlog Toledo City
Mactan Rural Bank Inc 1
ToledoArdc Bldg Toledo City Cebu
RB of Barili (Cebu) Inc 1
Toledo CityToledo City Cebu

Off-site ATMs

15

BSP list: Updated 18 September 2026

LocationAddress (as listed by the BSP)Services
Metropolitan Bank & Trust Co. 5
Carmen Copper 1Main Gate Soriano Lutopn Toledo Ceb
Carmen Copper 2Admin Bldg Don Andrs Sor Toledo Ceb
Gaisano Mall Sangi ToledoGaisano Mall Sangi Toledo City Cebu
GBP PlantDaanglungsod Toledo(City) Cebu
Therma VIAdmin Bldg Bato Toledo City Cebu
BDO Unibank 3
Carmen Cooper Corp-Main Gate CebuDon Andres Soriano Toledocity Cebu
Carmen Copper Corporation-Admin OfficeToledo City Cebu
Carmen Copper Corporation-Cebu 2Don Andres Soriano Toledo City Cebu
Land Bank of the Philippines 3
City of Toledo (Arcade)Poblacion Toledo City Cebu
LGU Don Andres SorianoDon Andres Soriano Toledo City Cebu
Toledo 2Gf Gaisano Grand Mall Sangi Toledo
Philippine National Bank 2
Atlas FertilizerAtlas Fert Comp Sangi Beach Toledo
Metro Plaza ToledoMetro Plaza R Macapagal Rd Toledo
Dungganon Bank (A Rural Bank) Inc 1
Toledo CityPoog Toledo Cty Cebu
Rizal Commercial Banking Corp. 1
Cebeco IIICebu Elec Co Toledo City Cebu

Other pawnshops

12

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
Rd Pawnshop, Incorporated 6
Lutopan BranchDon Andres Soriano, Toledo City, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Toledo Branch 1Rafols St., Poblacion, Toledo City, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Toledo Branch 2D. Macapagal Highway, Poblacion, Toledo City, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Toledo Branch 3Sangi, Toledo City, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Toledo Branch 4Prince Warehouse Sipaway St., Luray II, City of Toledo, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Toledo Mandugo BranchJuan Climaco St., Juan Climaco, SR., City of Toledo, CebuPawnshopRemittanceMoney changerForeign exchange dealer
Republic Pawnshops Corporation 2
Das Toledo BranchDascc, Don Andres Soriano, Toledo CityPawnshopRemittance
Toledo BranchMacapagal St., Pob. Toledo CityPawnshopRemittance
Basadre's Pawnshop 1
Head officeDon Andres Soriano (Lutopan), Toledo City, CebuPawnshop
Exquisite Pawnshop & Jewelry, Inc 1
Toledo Branch547 Rafols St., Poblacion, Toledo (City), CebuPawnshop
Gemmary Pawnshop and Jewellery, Inc 1
Toledo Branch202 Katipnan St., Poblacion, City of Toledo, CebuPawnshopRemittanceMoney changerForeign exchange dealer
New Pag-Asa Pawnshop 1
Cebu - Toledo BranchPoblacion, City of Toledo, CebuPawnshop

Remittance offices

5

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
Universal Storefront Services Corporation 2
USSC Service Store - Toledo Gaisano BranchGround Floor Gaisano Grand Mall, National Highway, Brgy. Sangi, Toledo City, CebuRemittanceMoney changerForeign exchange dealer
USSC Service Store - Toledo Katipunan BranchLot 344 and 345, #276 Katipunan St., Brgy. Poblacion, Toledo City, CebuRemittanceMoney changerForeign exchange dealer
Gaisano Grand 1
Gaisano Grand Toledo BranchSangi, City of Toledo, CebuMoney changerForeign exchange dealer
LBC Express, Inc 1
Toledo City276 Katipunan St. Poblacion Toledo (City) CebuRemittance
Pps-Pepp Money Shop Services Corporation 1
Cebu-Toledo City-Matab-Ang BranchSitio Tapon, Matab-Ang, City of Toledo, CebuRemittanceMoney changerForeign exchange dealer

Against the rest of Cebu

Per person, Toledo City has more bank offices than the median Cebu town: 1.6 against 0.8 per 10,000 people.

Offices on the BSP lists (BSP bank and ATM list updated 18 September 2026; BSP pawnshop and money service business lists as of 30 September 2025). Population: PSA 2020 Census (Toledo City 207,314).
OfficesToledo CityMedian Cebu town (of 53)Per 10,000 people hereMedian town per 10,000
Bank offices3441.60.8
Pawnshop offices3471.61.7
Money service business offices510.20.2

1.6 per 10,000 = 34 BSP-listed bank offices ÷ 207,314 people (PSA 2020 Census) × 10,000; the Cebu median is 0.8 across the 50 towns with a census count. Moved to Toledo City? See how to transfer your BIR RDO.

Before you pawn or send money

These rules apply to the 34 pawnshop offices and the 5 money service business offices here, 35 of them registered for remittance.

Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).

Check a pawnshop or remittance office

Result for Toledo City

14 pawnshop and remittance companies have offices in Toledo City on the BSP pawnshop and money service business lists as of 30 September 2025. 26 offices in Toledo City are on the BSP delisted lists, 1 January 2019 to 30 September 2025; the latest, Metro Retail Stores Group, Inc (Metro Toledo), on 1 April 2025.

Next: if the name you typed is not on the list, search it in the BSP Verifier; if it shows as delisted, do not pawn or send money there and report it through the BSP consumer assistance channels. Every delisted office with its date: delisted pawnshops and remittance offices.

Questions about Toledo City

Which bank has the most off-site ATMs in Toledo City?

Metrobank, with 5 of the 15 off-site ATMs on the BSP bank and ATM list as listed on 18 September 2026. Off-site ATMs stand away from a branch, in malls, offices and stations.

Which pawnshop or remittance company has the most offices in Toledo City?

Palawan Pawnshop and Palawan Express Pera Padala, with 8 offices, 8 of them registered for remittance, on the BSP pawnshop and money service business lists as of 30 September 2025.

When was the last pawnshop or remittance office in Toledo City delisted?

1 April 2025: Metro Retail Stores Group, Inc (Metro Toledo), on the BSP delisted lists, 1 January 2019 to 30 September 2025. Do not pawn or send money at a delisted office.

Names and addresses are shown as the BSP lists them. All provinces

Who licenses these offices

The Bangko Sentral ng Pilipinas (BSP) authorizes every bank office (Republic Act No. 8791), supervises pawnshops (Presidential Decree No. 114) and registers remittance companies and money changers (BSP Circular No. 1206, Series of 2024). The counts here are the offices on its lists.

These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.