MoneeInsure hotline, claims and licence
MoneeInsure Life Insurance Co., Inc. is a life insurance company. It was formerly SeaInsure Life Insurance Co., Inc.. 2 other companies on the IC lists share the name, each with its own licence.
Licensed. Certificate of Authority no. 2025/25-R-A.IC life insurer list dated Aug 31, 2026. Its 2025 premium income of ₱178.4 million ranks 29th of the 33 companies in the IC's premium table. That is 0.04% of the ₱403.2 billion all life insurers collected in 2025 (₱178.4 million ÷ ₱403.2 billion, IC premium table).
- Official Telephone(+63) 917-1353-639
- MoneeInsure Roadside Service and Travel Assistance (24/7)+632 8459 4741
MoneeInsure hotline and claims
| inquiries@support.moneeinsure.com.ph |
From MoneeInsure's contact page.
- Claim refused: you can file it with the IC instead of a court when it is ₱5,000,000 or less per claim (the limit since the 2013 amendment of the Insurance Code), not counting interest, costs and lawyer's fees. Either side can appeal to the Court of Appeals within 30 days.Insurance Code sec. 439
- If MoneeInsure becomes insolvent: the IC's Security Fund pays allowed claims left unpaid, up to ₱20,000 per claim under the Insurance Code as amended in 2013.Insurance Code sec. 378
Complaints
- Write to MoneeInsure first. Put the policy or plan number, what happened and what you want in one letter or email, and keep proof of the date.
- Then go to the Insurance Commission. The IC takes requests for assistance on claims and complaints through its public assistance forms, by email to publicassistance@insurance.gov.ph or by phone on (02) 8523-8461 local 103 or 127.
- Report anyone selling without a licence to the IC Regulation, Enforcement and Prosecution Division, repd@insurance.gov.ph.
MoneeInsure products and plans
- MoneeInsure Life Cover
- MoneeInsure Personal Accident Insurance Cover
IC records
| Premium income, 2025 (IC) | ₱178.4 million, rank 29 of 33 |
|---|
These 2 companies share the MoneeInsure name but hold separate licences. Your contract shows which one you deal with.
| MoneeInsure General Insurance Co., Inc. | non-life insurer, 2025/60-R-A |
|---|---|
| MONEEINSURE INSURANCE BROKER INC. | insurance broker, IB-05-2026-R |
Company details
- Licensed company
- MoneeInsure Life Insurance Co., Inc.
- Certificate of Authority
- 2025/25-R-A
- IC note on the licence
- Amended license effective on Aug 13, 2025
- Former name
- SeaInsure Life Insurance Co., Inc.
- Head office
- 20/F The Podium West Tower, 12 ADB Avenue, Ortigas Center, Mandaluyong City 1550
- Official website
- moneeinsure.com.ph
- Licensed for: life insurance. Variable life (VUL) may be sold only by an agent with a variable contract licence; no agent on the IC lists holds that licence for MoneeInsure.Insurance Code sec. 316
- Not licensed for: car, property and other non-life cover. Those come from the non-life list.
How tax applies to the policy
- Death benefit: proceeds paid to heirs or beneficiaries when the insured dies are not taxable income. Interest the insurer pays on proceeds it keeps for you is taxable. See income tax calculator.NIRC Sec. 32(B)(1), in force since Jan 1, 1998
- Estate tax: proceeds on your own life count in your gross estate when they are paid to your estate, or to a beneficiary you can still change. They stay out when the policy names the beneficiary as irrevocable. See estate and estate tax.NIRC Sec. 85(E), in force since Jan 1, 1998
- Premiums returned to you: the premiums you paid, returned during the term, at maturity or when you surrender a life, endowment or annuity policy, are not taxable income. See income tax calculator.NIRC Sec. 32(B)(2), in force since Jan 1, 1998
- Worked example: a ₱1,000,000 death benefit paid to a beneficiary the insured could still change. Income tax on it: ₱0 (Sec. 32(B)(1)). It adds ₱1,000,000 to the gross estate (Sec. 85(E)); once the estate's deductions are used up, that is ₱60,000 more estate tax at 6% (Sec. 84). Paid to an irrevocable beneficiary, it adds ₱0.
Before you sign or pay
- Match the company and number. Your policy should name MoneeInsure Life Insurance Co., Inc. and the licence number shown at the top of this page.
- Check the agent. Search their name in the agent check; the result should show MoneeInsure Life Insurance and a licence end date that has not passed.
- Pay MoneeInsure Life Insurance, not a person. Keep the official receipts issued in MoneeInsure Life Insurance's name.
Questions
Is MoneeInsure legit?
Yes. MoneeInsure Life Insurance Co., Inc. is licensed by the Insurance Commission (licence 2025/25-R-A). A genuine policy names MoneeInsure Life Insurance Co., Inc. and that number.
What is the MoneeInsure hotline?
(+63) 917-1353-639 (Official Telephone), or +632 8459 4741, as printed on seainsure.com.ph.
Is MoneeInsure the same company as SeaInsure Life Insurance Co., Inc.?
Yes. The IC list prints SeaInsure Life Insurance Co., Inc. as its former name, so policies issued under that name sit with MoneeInsure Life Insurance Co., Inc.