Zamboanga del Norte has 158 bank offices in 26 cities and towns; CARD MRI Rizal Bank Inc A Microfinance has the most with 17. Pick a bank to see which towns have its branches.
1.5 bank offices per 10,000 people = 158 BSP-listed offices ÷ 1,047,455 people (PSA 2020 Census) × 10,000.
Cities and towns
9
Bank offices and off-site ATMs: BSP bank and ATM list updated 18 September 2026. Pawnshop and MSB offices: BSP pawnshop and money service business lists as of 30 September 2025.
Zamboanga del Norte, by company. BSP pawnshop and money service business lists as of 30 September 2025.
Company
Pawnshop offices
MSB offices
For remittance
Palawan Pawnshop and Palawan Express Pera Padala
Pawnshop offices: 40
MSB offices: 0
For remittance: 40
M. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala
Pawnshop offices: 31
MSB offices: 0
For remittance: 31
Trustworthy Pawnshops, Inc
Pawnshop offices: 30
MSB offices: 0
For remittance: 30
Cebuana Lhuillier Pawnshop
Pawnshop offices: 29
MSB offices: 0
For remittance: 29
Rd Pawnshop, Incorporated
Pawnshop offices: 14
MSB offices: 0
For remittance: 14
Pps-Pepp Money Shop Services Corporation
Pawnshop offices: 0
MSB offices: 9
For remittance: 9
LBC Express, Inc
Pawnshop offices: 0
MSB offices: 6
For remittance: 6
Universal Storefront Services Corporation
Pawnshop offices: 0
MSB offices: 6
For remittance: 6
Cebuana Lhuillier
Pawnshop offices: 5
MSB offices: 0
For remittance: 5
Gemmary Pawnshop and Jewellery, Inc
Pawnshop offices: 4
MSB offices: 0
For remittance: 4
Petnet, Inc
Pawnshop offices: 0
MSB offices: 4
For remittance: 4
Republic Pawnshops Corporation
Pawnshop offices: 4
MSB offices: 0
For remittance: 4
13 other companies
Pawnshop offices: 13
MSB offices: 6
For remittance: 4
All companies
Pawnshop offices: 170
MSB offices: 31
For remittance: 186
Is a pawnshop or remittance center BSP-listed?
Result for Zamboanga del Norte
All 25 pawnshop and money service companies with offices in Zamboanga del Norte are on the BSP pawnshop and money service business lists as of 30 September 2025. 42 other offices here are on the delisted lists.
Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).
Banks
Every bank office on these lists operates with BSP authority, and a universal or commercial bank needs prior BSP approval for each new branch (Republic Act No. 8791, Secs. 6 and 20).
Smaller towns
17
These 17 towns have 115 listed offices and off-site ATMs between them. Every one is below, with its address.
Baliguian2 pawnshop offices
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Baliguian BranchKauswagan, Baliguian, Zamboanga del Norte
pawnshop officeTrustworthy Pawnshops, Inc, Baliguian, Zamboanga del Norte BranchNational Highway, Poblacion, Baliguian, Zamboanga del Norte
Gutalac1 bank office, 1 off-site ATM, 4 pawnshop offices
bank officeCARD MRI Rizal Bank Inc A Microfinance, GutalacPurok 3 Pob Gutalac Zamboanga del Norte
off-site ATMLand Bank of the Philippines, LGU GutalacGutalac Zamboanga del Norte
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Poblacion, Gutalac, Zamboanga del Norte BranchPoblacion, Gutalac, Zamboanga del Norte
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Gutalac BranchGalope St., Salvador, Gutalac, Zamboanga del Norte
pawnshop officeTrustworthy Pawnshops, Inc, Gutalac, Zamboanga del Norte BranchSalvador, Gutalac, Zamboanga del Norte
pawnshop officeCebuana Lhuillier Pawnshop, Gutalac BranchT. Galope St.,Purok 4, Salvador, Gutalac, Zamboanga del Norte
Jose Dalman (Ponot)2 bank offices, 1 off-site ATM, 4 pawnshop offices
bank officeCARD MRI Rizal Bank Inc A Microfinance, Jose DalmanPob Jose Dalman Zamboanga del Norte
bank officePeoples Hawak Kamay Bank Inc, A Rural BankBrgy Poblacion Jose Dalman Zamboanga del Norte
off-site ATMLand Bank of the Philippines, Jose Dalman Bus TerminalBus Terminal Jose Dalman Zam DN
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Jose Dalman BranchHighway, Poblacion (Ponot), Jose Dalman (Ponot), Zamboanga del Norte
pawnshop officeRd Pawnshop, Incorporated, Zamboanga Jose Dalman BranchClark, Poblacion, Jose Dalman, Zamboanga del Norte
pawnshop officeTrustworthy Pawnshops, Inc, Jose Dalman, Zamboanga del Norte BranchPoblacion (Ponot), Jose Dalman, Zamboanga del Norte
pawnshop officeCebuana Lhuillier Pawnshop, Jose Dalman BranchClerk 3, Poblacion, Jose Dalman, Zamboanga del Norte
Kalawit1 off-site ATM, 3 pawnshop offices
off-site ATMLand Bank of the Philippines, LGU Kalawit Zamboanga del NorteKalawit Zamboanga del Norte
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Gatas, Kalawit, Zamboanga del Norte BranchNational High Way, Gatas, Kalawit, Zamboanga del Norte
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Kalawit, Zamboanga del NorteGemelina Street, Poblacion, Kalawit, Zamboanga del Norte
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Kalawit BranchMerkado, Malipayon 1, Kalawit, Kalawit, Zamboanga del Norte
La Libertad2 pawnshop offices
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, La Libertad Branch# 8 Public Market, Poblacion North, la Libertad, Zamboanga del Norte
pawnshop officeTrustworthy Pawnshops, Inc, La Libertad, Zamboanga del Norte BranchPoblacion, la Libertad, Zamboanga del Norte
Labason2 bank offices, 2 off-site ATMs, 9 pawnshop offices
bank officeRB of Labason (Zamboanga del Norte) IncRizal Avenue, Antonino, Labason, 7117 Zamboanga del Norte
bank officeRB of Labason (Zamboanga del Norte) Inc, LabasonRizal Avenue Antonino Labason Zamboanga del Norte
off-site ATMLand Bank of the Philippines, LGU LabasonLGU Labason Mun Bldg Lobby Labason
off-site ATMRB of Guinobatan Inc, Imelda LabasonCorner Padre Faura and Sikatuna Sts Imelda Labason Zamboanga del Norte
pawnshop officePadjak Sulu, LabasonAntonino (Pob.), Labason, Zamboanga del Norte
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Labason - ImeldaManuel L. Quezon St., Imelda, Labason, Zamboanga del Norte
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Labason Branch1718 Public Market, Antonino, Labason, Zamboanga del Norte
pawnshop officeGemmary Pawnshop and Jewellery, Inc, Labason BranchAntonino, Labason, Zamboanga del Norte
pawnshop officeCebuana Lhuillier Pawnshop, Labason BranchPadre Ramon St., Antonino, Labason, Zamboanga del Norte
pawnshop officeRd Pawnshop, Incorporated, Labason BranchJPC Building Tandang Sora St., Antonino (Pob.), Labason, Zamboanga del Norte
pawnshop officeTrustworthy Pawnshops, Inc, Imelda Labason, Zamboanga del Norte BranchImelda, Labason, Zamboanga del Norte
pawnshop officeTrustworthy Pawnshops, Inc, Labason, Zamboanga del Norte BranchAntonino, Labason, Zamboanga del Norte
pawnshop officeCebuana Lhuillier Pawnshop, Imelda Labason BranchPadre Faura St., Imelda, Labason, Zamboanga del Norte
Manukan9 bank offices, 2 off-site ATMs, 5 pawnshop offices
bank office1st Valley Bank Inc A DB, ManukanPublic Market Manukan Zamb del Sur
bank office1st Valley Bank Inc A DB, Manukan BranchPoblacion Manukan Zamboanga del Norte
bank officeBDO Network Bank, Zamboanga del Norte - ManukanPob Manukan Zamboanga del Norte
bank officeBDO Unibank, Zamboanga Dn-ManukanNational Highway Poblacion Manukan Zamboanga del Norte
bank officeBPI Direct BanKo, Manukan Zamboanga del NorteManukan Public Market Pob Manukan Zamboanga del Norte
bank officeCARD MRI Rizal Bank Inc A Microfinance, Manukan 1Pob Manukan Zamboanga del Norte
bank officeProducers Savings Bank Corp., ManukanCaballero Bldg Pob Manukan Zamboanga del Norte
bank officeProducers Savings Bank Corp., ManukanNational Highway Poblacion Manukan Zamboanga del Norte
bank officeRB of Manukan (Zamboanga del Norte) IncPoblacion, Manukan, Zamboanga del Norte
off-site ATMDevelopment Bank of the Philippines, ManukanMunicipal Hall Poblacion Manukan
off-site ATMLand Bank of the Philippines, LGU ManukanMunicipal Hall Bldg Manukan Zamboanga del Norte
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Manukan BranchBldg. NO.4A Public Market, Bangahan Corner, Cadungog St., Brgy. Poblacion, Manukan, Zamboanga del Norte
pawnshop officeRd Pawnshop, Incorporated, Manukan BranchPoblacion, Manukan, Zamboanga del Norte
pawnshop officeTrustworthy Pawnshops, Inc, Manukan, Zamboanga del Norte BranchManukan Commercial Center, Poblacion, Manukan, Zamboanga del Norte
pawnshop officeTrustworthy Pawnshops, Inc, Poblacion, Manukan, Zamboanga del Norte BranchCaridad Town Center, Pob., Manukan, Zamboanga del Norte
pawnshop officeCebuana Lhuillier Pawnshop, Manukan BranchCaridad Town Center, National Highway, Poblacion, Manukan, Zamboanga del Norte
Mutia1 bank office, 1 off-site ATM, 2 pawnshop offices
bank officeCARD MRI Rizal Bank Inc A Microfinance, MutiaPoblacion Mutia Zamboanga del Norte
off-site ATMLand Bank of the Philippines, LGU MutiaMutia Zamboanga del Norte
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Mutia BranchPoblacion, Mutia, Zamboanga del Norte
pawnshop officeTrustworthy Pawnshops, Inc, Mutia, Zamboanga del Norte BranchPoblacion, Mutia, Zamboanga del Norte
Piñan (New Pinan)4 bank offices, 2 off-site ATMs, 4 pawnshop offices
bank officeCARD MRI Rizal Bank Inc A Microfinance, PinanPob North Pinan Zamboanga del Norte
bank officeProducers Savings Bank Corp., PinanJose S Hamoy Ave Pob South Pinan Zamboanga del Norte
bank officeProducers Savings Bank Corp., PinanPoblacion Pinan Zamboanga del Norte
bank officeRB of Liloy (Zamboanga del Norte) Inc, PinanPinan Zamboanga del Norte
off-site ATMLand Bank of the Philippines, LGU PinanNatl Hway Pob North Pinan ZDN
off-site ATMRB of Guinobatan Inc, PinanPoblacion North Pinan (New Pinan) Zamboanga del Norte
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Pian BranchPurok Bougainvilla, Poblacion North, Pinan (New Pinan), Zamboanga del Norte
pawnshop officeRd Pawnshop, Incorporated, Zamboanga Piñan BranchPoblacion South, Piñan, Zamboanga del Norte
pawnshop officeTrustworthy Pawnshops, Inc, Pian, Zamboanga del Norte BranchPoblacion North, Pian, Zamboanga del Norte
pawnshop officeCebuana Lhuillier Pawnshop, PianQuirino-Magsaysay St Near National Highway, Poblacion South, Pinan (New Pinan), Zamboanga del Norte
President Manuel A. Roxas3 bank offices, 2 off-site ATMs, 3 pawnshop offices
bank officeCARD MRI Rizal Bank Inc A Microfinance, Manuel RoxasLangatan Pres Manuel A Roxas
bank officeCommty RB of Dapitan City Inc, Pres Manuel A Roxas Zamboanga del NortePres Manuel A Roxas Zam del Norte
bank officeRB of Rizal(Zambo Norte), RoxasLower Irasan, Ma Roxas Zamboanga DN
off-site ATMLand Bank of the Philippines, Leaf M A RoxasPres Manuel A Roxas Zam del Norte
off-site ATMLand Bank of the Philippines, Leaf M.A. RoxasPres Manuel A Roxas Zam del Norte
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Pres. M. Roxas, Zamboanga del Norte BranchNational Highway, Brgy. Langatian, President Manuel A. Roxas, Zamboanga del Norte
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Roxas BranchRealiza Bldg., Langatian, President Manuel A. Roxas, Zamboanga del Norte
pawnshop officeCebuana Lhuillier Pawnshop, Roxas Zamboanga del NorteNational Highway, Langatian, President Manuel A. Roxas, Zamboanga del Norte
Salug1 bank office, 2 off-site ATMs, 5 pawnshop offices
bank officeRB of Salug(Zamboanga del Norte)incSalug, Zamboanga del Norte
off-site ATMLand Bank of the Philippines, LGU Salug ZamboangaSalug Zamboanga del Norte
off-site ATMLand Bank of the Philippines, LGU Salug ZDNSalug Zamboanga del Norte
pawnshop officePadjak Sulu, SalugPoblacion (Salug), Salug, Zamboanga del Norte
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Salug BranchRamon Magsaysay St., Poblacion (Salug), Salug, Zamboanga del Norte
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Poblacion, Salug, Zamboanga del NorteLim St., Poblacion East, Salug, Zamboanga del Norte
pawnshop officeTrustworthy Pawnshops, Inc, Salug, Zamboanga del Norte BranchMartinez St., Poblacion, Salug, Zamboanga del Norte
pawnshop officeCebuana Lhuillier Pawnshop, Salug BranchRamon Magsaysay Street, Poblacion (Salug), Salug, Zamboanga del Norte
bank officeCARD MRI Rizal Bank Inc A Microfinance, Sergio OsmenaPob Alto S Osmena SR Zamboanga D N
off-site ATMLand Bank of the Philippines, LGU Sergio Osmena Integrated Bus TerminalPob Alto Sergio Osmena SR ZDN
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Sergio Osmeña BranchPoblacion Alto, Sergio Osmeña SR., Zamboanga del Norte
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Sergio Osmena, Zamboanga del Norte BranchPoblacion Alto, Sergio Osmeña SR., Zamboanga del Norte
pawnshop officeCebuana Lhuillier Pawnshop, Sergio Osmeña BranchPoblacion Alto, Sergio Osmeña SR., Zamboanga del Norte
Siayan3 bank offices, 2 off-site ATMs, 3 pawnshop offices
bank officeCARD MRI Rizal Bank Inc A Microfinance, SiayanSitio Riverside Siayan Pob Siayan Zamboanga del Norte
bank officeProducers Savings Bank Corp., SiayanNational Hway Siayan Zamboanga del Norte
bank officeProducers Savings Bank Corp., SiayanPoblacion Siayan Zamboanga del Nort
off-site ATMLand Bank of the Philippines, LGU Siayan Commercial CenterSiayan Zamboanga del Norte
off-site ATMRB of Guinobatan Inc, SiayanSiayan Zamboanga del Norte
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Siayan, Zamboanga del NorteNational Road, Paranglumba (Pob.), Siayan, Zamboanga del Norte
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Siayan BranchPublic Market, Siayan Proper, Siayan, Zamboanga del Norte
pawnshop officeCebuana Lhuillier Pawnshop, Siayan BranchSitio Dagao, Siayan Proper (Pob.), Siayan, Zamboanga del Norte
Sibuco2 pawnshop offices
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Sibuco, Zamboanga del NortePoblacion, Sibuco, Zamboanga del Norte
pawnshop officeCebuana Lhuillier Pawnshop, Sibuco BranchPia Avenue, Poblacion, Sibuco, Zamboanga del Norte
Sibutad1 off-site ATM, 3 pawnshop offices
off-site ATMLand Bank of the Philippines, LGU SibutadMunicipal Hall Compd Sibutad Zamboanga del Norte
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Sibutad, Zamboanga del NortePurok 2, Poblacion, Sibutad, Zamboanga del Norte
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Sibutad BranchP2, Poblacion (Sibutad), Sibutad, Zamboanga del Norte
pawnshop officeCebuana Lhuillier Pawnshop, Sibutad BranchPurok 2, Poblacion, Sibutad, Zamboanga del Norte
Siocon3 bank offices, 7 pawnshop offices, 1 money service business office
bank officeBPI Direct BanKo, Siocon Zamboanga del NorteBuendia Ave Pob Siocon Zamboanga del Norte
bank officeKatipunan Banking Corporation (A Rural Bank), SioconMagsaysay Ave cor Tomboc St Pob Siocon Zamboanga del Norte
bank officeKatipunan Banking Corporation (A Rural Bank), SioconQuezon Ave Pob Siocon Zamboanda DN
pawnshop officePadjak Sug, Siocon BranchPublic Market, Poblacion, Siocon, Zamboanga del Norte
pawnshop officePadjak Bongao, Siocon BranchPublic Market, Poblacion, Siocon, Zamboanga del Norte
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Siocon 2, Zamboanga del Norte BranchG. Alano St., Poblacion, Siocon, Zamboanga del Norte
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Siocon BranchG. Alano St., Poblacion, Siocon, Zamboanga del Norte
pawnshop officeCebuana Lhuillier Pawnshop, Siocon BranchCampaner St., Poblacion, Siocon, Zamboanga del Norte
pawnshop officeTrustworthy Pawnshops, Inc, Siocon, Zamboanga del Norte BranchSimbajon Ave., Poblacion, Siocon, Zamboanga del Norte
pawnshop officeCebuana Lhuillier Pawnshop, Siocon MagsaysayMagsaysay Ave.Corner Tariela St.,, Poblacion, Siocon, Zamboanga del Norte
money service business officePps-Pepp Money Shop Services Corporation, Zamboanga del Norte - Siocon - Poblacion-Macapagal Ave. BranchMacapagal Ave, Poblacion, Siocon, Zamboanga del Norte
Sirawai5 pawnshop offices
pawnshop officePadjak Sulu, SirawaiSirawai Proper (Pob.), Sirawai, Zamboanga del Norte
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Sirawai, Zamboanga del Norte BranchSirawai Proper, Sirawai, Zamboanga del Norte
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, San Roque, Sirawai, Zamboanga del Norte BranchSan Roque (Pob.), Sirawai, Zamboanga del Norte
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Sirawai Proper, Sirawai, Zamboanga del NorteSirawai Proper (Pob.), Sirawai, Zamboanga del Norte
pawnshop officeCebuana Lhuillier Pawnshop, Sirawai BranchSaint Mary (Pob.), Sirawai, Zamboanga del Norte
Questions
Which town in Zamboanga del Norte has the most bank branches?
Dipolog City, with 66 bank offices on the BSP bank and ATM list as listed on 18 September 2026.
How many money changers are in Zamboanga del Norte?
176 pawnshop and money service business offices are registered with the BSP as money changer or foreign exchange dealer, on the BSP lists as of 30 September 2025. Compare their rate with the BSP reference rate for the day before you change money.
My town in Zamboanga del Norte has no page. Where are its offices?
Under Smaller towns on this page: 17 towns are listed there in full, every office with its address.
These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.
No bank, pawnshop or remittance company pays to appear here or to change its order. Lists run from the most offices to the fewest.
