Cherry De Vega, Bookkeeping and Compliance ReviewerReviewed by Cherry De Vega, Bookkeeping and Compliance Reviewer

Bank branches, pawnshops and remittance centers in Silay City

Silay City has 25 bank offices on the BSP bank and ATM list updated 18 September 2026, or 1.9 per 10,000 people (PSA 2020 Census: 130,478 people). The median Negros Occidental town has 0.8 bank offices per 10,000 people (31 towns with a census count). Silay City is in Negros Occidental, Negros Island Region. Find your bank below, or search a street or barangay.

Bank offices:
25.
from 12 banks.
Off-site ATMs:
2.
Pawnshop offices:
15.
Money service business offices:
8.
Registered for remittance:
20.
of the 23 pawnshop and money service business offices.

Most bank offices: Landbank 2, BDO 3, BPI 2

Pawnshop and remittance brands: M Lhuillier 2, Cebuana Lhuillier 2, Palawan Pawnshop 2

Banks and ATMs: BSP bank and ATM list updated 18 September 2026; pawnshops and money service businesses: BSP pawnshop and money service business lists as of 30 September 2025.

No bank, pawnshop or remittance company pays to appear here or to change its order. Banks people search for most come first, then the rest by number of offices.

Bank branches in Silay City

25

25 bank offices from 12 banks, as listed on the BSP bank and ATM list of 18 September 2026. Landbank, BDO, BPI and Metrobank come first; every bank shows its offices, how many have an ATM on site and its off-site ATMs.

Landbank branches in Silay City

2

Land Bank of the Philippines: 2 offices, 1 with an ATM on site, 0 off-site ATMs. Landbank savings rates and fees

BranchAddressATM on site
Silay 2Rizal St Brgy II Silay City Neg OccATM on site
Silay City BranchCebro Bldg Rizal St Silay City Neg OcNo ATM listed

BDO branches in Silay City

3

BDO Unibank: 3 offices, 2 with an ATM on site, 1 off-site ATM. BDO savings rates and fees

BranchAddressATM on site
Negros Occ-SilayFigueroa cor Rizal Silay Negros OccNo ATM listed
Negros Occ-Silay 1Figueroa cor Rizal St Silay CityATM on site
Negros Occ-Silay 2Figueroa cor Rizal St Silay Neg OccATM on site

BPI branches in Silay City

2

Bank of the Philippine Islands: 2 offices, 1 with an ATM on site, 0 off-site ATMs. BPI savings rates and fees

BranchAddressATM on site
Bac/SilayRizal cor Jpitong,ledesma,silay BacATM on site
SilayCor Rizal & Ledesma St Silay CityNo ATM listed

Metrobank branches in Silay City

3

Metropolitan Bank & Trust Co.: 3 offices, 2 with an ATM on site, 0 off-site ATMs. Metrobank savings rates and fees

BranchAddressATM on site
SilayRizal St Silay City Negros OccATM on site
Silay CityRizal St Silay City Negros OccNo ATM listed
Silay Negros OccidentalRizal St Silay City Negros OccATM on site

Pawnshops and remittance centers

23

15 pawnshop offices and 8 money service business offices, as listed on the BSP pawnshop and money service business lists as of 30 September 2025. Every brand shows its offices, how many are registered for remittance and how many as money changer.

M Lhuillier in Silay City

2

2 offices: 2 registered as pawnshop, 2 for remittance, 2 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Bonifacio, Silay City, Negros OccidentalBonifacio St., Barangay II, Silay City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
Silay City, Negros Occidental BranchRizal St., Barangay I (Pob.), Silay City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer

Cebuana Lhuillier in Silay City

2

2 offices: 2 registered as pawnshop, 2 for remittance, 2 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Silay BranchWilmar Bldg., Burgos St., Brgy. II, Silay City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
Silay Highway BranchRizal Street, Barangay II (Pob.), Silay (City), Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer

Palawan Pawnshop and Palawan Express in Silay City

2

2 offices: 2 registered as pawnshop, 2 for remittance, 2 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Palawan Pawnshop and Palawan Express Pera PadalaSilay 2 BranchBurgost St., Silay City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
Palawan Pawnshop and Palawan Express Pera PadalaSilay BranchGochangco Bldg., Rizal St., Brgy. I, Silay City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer

Other banks

15

BSP list: Updated 18 September 2026

BranchAddress (as listed by the BSP)ATM on site
Philippine National Bank 3
Negros Occ.-Silay City Branch ATM2Rizal St Silay Negros OccidentalATM
SilayRizal St Silay City
SilayRizal St.,Silay City, Negros Occ.ATM
Rizal Commercial Banking Corp. 3
SilayCor Rizal & Burgos Sts Silay City
SilayRizal cor Burgos St Silay CityATM
Silay 2Rizal cor Burgos Sts Silay CityATM
China Banking Corp. 2
Silay CityRizal St Silay City Neg Occidental
Silay CityRizal St Silay City Negros OccATM
East West Banking Corp. 2
SilayRizal Silay City Negros Occidental
SilayRizal St Silay Negros OccidentalATM
Producers Savings Bank Corp. 2
Apssi SilayApssi Rizal Natl Hwy Silay Neg OccATM
Silay CityApssi Rizal Natl HW Silay Neg Occ
BPI Direct BanKo 1
SilayCor Antonio Luna cor Rizal Silay CT
CARD MRI Rizal Bank Inc A Microfinance 1
Silay CityFortuna Subd Brgy V Silay City Negros Occidental
RB of Silay City Inc 1
OfficeEusebio Street Corner G. Gamboa Street, Brgy. 3, Silay City, Negros Occidental

Off-site ATMs

2

BSP list: Updated 18 September 2026

LocationAddress (as listed by the BSP)Services
BDO Unibank 1
Hawaiian-Philippine Company (Hpco)Gf Hpco Bldg Silay City Negros Occ
Philippine National Bank 1
Pal SilayGf Bacolod Airport Silay Neg Occ

Other pawnshops

9

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
Rd Pawnshop, Incorporated 2
Silay Branch 1Baldevia Bldg., Rizal St., Brgy. 1, Silay City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
Silay Branch 2Burgos St., Brgy. II, Silay City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
Gemmary Pawnshop and Jewellery, Inc 1
Silay BranchRizal St., Rizal, Silay City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
Maria Gracia Pawnshop, Inc 1
Silay BranchRizal St, Barangay I (Pob.), Silay City, Negros OccidentalPawnshop
Pera Center 1
Negros Occidental Silay BranchSilay Public Market Burgos St Brgy II Pob, Barangay III (Pob.), City of Silay, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
Princess Cut Jewelry and Pawnshop Inc 1
Silay BranchRizal, Silay (City), Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
Republic Pawnshops Corporation 1
Silay BranchBurgos St., Brgy II, Silay City, Neg. Occ.PawnshopRemittance
Villarica Pawnshop 1
Branch 24Baldevia Bldg., Burgos St. cor. Rizal, Silay City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
Zahara Pawnshop 1
Head officeMenghnani Building, Rizal St., Brgy. I (Pob.), Silay City, Negros OccidentalPawnshop

Remittance offices

8

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
LBC Express, Inc 2
Gaisano Grand SilayGaisano Grand Silay Rizal Street, Mambulac, Silay (City), Negros OccidentalRemittance
SilayMenhnani Bldg. Rizal Street Barangay 1 Poblacion Silay City Negros OccidentalRemittance
Universal Storefront Services Corporation 2
Silay Gaisano GrandG/F Gaisano Grand Mall Rizal St., Mambulac, Silay (City), Negros OccidentalRemittanceMoney changerForeign exchange dealer
USSC Service Store - Silay BranchGochangco BDLG., Rizal St., Barangay I (Pob.), Silay City, Negros OccidentalRemittanceMoney changerForeign exchange dealer
Center for Agriculture and Rural Development (CARD), Inc. (A Microfinance NGO) 1
Silay 1Fortuna Subdivision, Barangay V (Pob.), Silay (City), Negros OccidentalRemittance
Dynasty Management and Development Corporation 1
Gaisano Grand Silay BranchMambulac, City of Silay, Negros OccidentalMoney changerForeign exchange dealer
Pps-Pepp Money Shop Services Corporation 1
Negros Occidental-Silay City-Prince BranchInside Prince Hypermart Bldg. Rizal St, Barangay I (Pob.), City of Silay, Negros OccidentalRemittanceMoney changerForeign exchange dealer
Sanford Marketing Corporation 1
Savemore Market Silay BranchRizal St., Silay City, Negros OccidentalRemittanceMoney changerForeign exchange dealer

Against the rest of Negros Occidental

Per person, Silay City has more bank offices than the median Negros Occidental town: 1.9 against 0.8 per 10,000 people.

Offices on the BSP lists (BSP bank and ATM list updated 18 September 2026; BSP pawnshop and money service business lists as of 30 September 2025). Population: PSA 2020 Census (Silay City 130,478).
OfficesSilay CityMedian Negros Occidental town (of 32)Per 10,000 people hereMedian town per 10,000
Bank offices2561.90.8
Pawnshop offices1581.11.1
Money service business offices81.50.60.2

1.9 per 10,000 = 25 BSP-listed bank offices ÷ 130,478 people (PSA 2020 Census) × 10,000; the Negros Occidental median is 0.8 across the 31 towns with a census count. Moved to Silay City? See how to transfer your BIR RDO.

Before you pawn or send money

These rules apply to the 15 pawnshop offices and the 8 money service business offices here, 20 of them registered for remittance.

Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).

Check a pawnshop or remittance office

Result for Silay City

17 pawnshop and remittance companies have offices in Silay City on the BSP pawnshop and money service business lists as of 30 September 2025. 3 offices in Silay City are on the BSP delisted lists, 1 January 2019 to 30 September 2025; the latest, JRS Business Corporation (Silay, Negros Occidental Branch), on 24 July 2023.

Next: if the name you typed is not on the list, search it in the BSP Verifier; if it shows as delisted, do not pawn or send money there and report it through the BSP consumer assistance channels. Every delisted office with its date: delisted pawnshops and remittance offices.

Questions about Silay City

Which bank has the most off-site ATMs in Silay City?

BDO, with 1 of the 2 off-site ATMs on the BSP bank and ATM list as listed on 18 September 2026. Off-site ATMs stand away from a branch, in malls, offices and stations.

Which pawnshop or remittance company has the most offices in Silay City?

Cebuana Lhuillier Pawnshop, with 2 offices, 2 of them registered for remittance, on the BSP pawnshop and money service business lists as of 30 September 2025.

When was the last pawnshop or remittance office in Silay City delisted?

24 July 2023: JRS Business Corporation (Silay, Negros Occidental Branch), on the BSP delisted lists, 1 January 2019 to 30 September 2025. Do not pawn or send money at a delisted office.

Names and addresses are shown as the BSP lists them. All provinces

Who licenses these offices

The Bangko Sentral ng Pilipinas (BSP) authorizes every bank office (Republic Act No. 8791), supervises pawnshops (Presidential Decree No. 114) and registers remittance companies and money changers (BSP Circular No. 1206, Series of 2024). The counts here are the offices on its lists.

These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.