Cherry De Vega, Bookkeeping and Compliance ReviewerReviewed by Cherry De Vega, Bookkeeping and Compliance Reviewer

Bank branches, pawnshops and remittance centers in Bago City

Bago City has 15 bank offices on the BSP bank and ATM list updated 18 September 2026, or 0.8 per 10,000 people (PSA 2020 Census: 191,210 people). The median Negros Occidental town has 0.8 bank offices per 10,000 people (31 towns with a census count). Bago City is in Negros Occidental, Negros Island Region. Find your bank below, or search a street or barangay.

Bank offices:
15.
from 9 banks.
Off-site ATMs:
3.
Pawnshop offices:
15.
Money service business offices:
3.
Registered for remittance:
17.
of the 18 pawnshop and money service business offices.

Most bank offices: BDO 3, Landbank 4

Pawnshop and remittance brands: M Lhuillier 4, Palawan Pawnshop 3, Cebuana Lhuillier 2

Banks and ATMs: BSP bank and ATM list updated 18 September 2026; pawnshops and money service businesses: BSP pawnshop and money service business lists as of 30 September 2025.

No bank, pawnshop or remittance company pays to appear here or to change its order. Banks people search for most come first, then the rest by number of offices.

Bank branches in Bago City

15

15 bank offices from 9 banks, as listed on the BSP bank and ATM list of 18 September 2026. BDO and Landbank come first; every bank shows its offices, how many have an ATM on site and its off-site ATMs.

BDO branches in Bago City

3

BDO Unibank: 3 offices, 2 with an ATM on site, 0 off-site ATMs. BDO savings rates and fees

BranchAddressATM on site
Negros Occidental-BagoAraneta cor G Luna Bago Negros OccNo ATM listed
Negros Occidental-Bago City 2Araneta Ave Bago City Negros OccATM on site
Negros Occidnetal-Bago City 1Araneta Ave Bago City Negros OccATM on site

Landbank branches in Bago City

4

Land Bank of the Philippines: 4 offices, 3 with an ATM on site, 0 off-site ATMs. Landbank savings rates and fees

BranchAddressATM on site
Bago City Agri-HubGonzaga St Pob Bago City Negros OccNo ATM listed
Bago City AgrihubGonzaga St Pob Bago City Negros OccidentalATM on site
Bago City Agrihub 2A Gonzaga St Bago Cty Negros OccidentalATM on site
CDM Bago AgrihubGonzaga St Pob Bago City Negros OccidentalATM on site

Pawnshops and remittance centers

18

15 pawnshop offices and 3 money service business offices, as listed on the BSP pawnshop and money service business lists as of 30 September 2025. Every brand shows its offices, how many are registered for remittance and how many as money changer.

M Lhuillier in Bago City

4

4 offices: 4 registered as pawnshop, 4 for remittance, 4 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Bago 2, Negros Occidental BranchSan Rafael Drive, Brgy. Lag-Asan, Bago City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
Ma-Ao, Bago City, Negros Occidental BranchBonifacio St., Brgy. Ma-Ao, Bago City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
Bago 1, Negros Occidental BranchAraneta Street, Brgy. Poblacion, Bago City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
General Luna, Bago City, Negros OccidentalGeneral Luna St., Lag-Asan, Bago City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer

Palawan Pawnshop and Palawan Express in Bago City

3

3 offices: 3 registered as pawnshop, 3 for remittance, 3 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Palawan Pawnshop and Palawan Express Pera PadalaBago I BranchPublic Market 3rd Araneta St., Poblacion, Bago City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
Palawan Pawnshop and Palawan Express Pera PadalaMa-Ao BranchMargarita Chico Door 3, Bonifacio St., Ma-Ao Barrio, Bago City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
Palawan Pawnshop and Palawan Express Pera PadalaBago 2 BranchLe Building, 2nd St., Marhil Subd., Brgy. Poblacion, Bago City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer

Cebuana Lhuillier in Bago City

2

2 offices: 2 registered as pawnshop, 2 for remittance, 2 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Bago BranchAraneta St., Poblacion, Bago City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
Bago Public Market Branch3rd St., Poblacion, Bago City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer

Other banks

8

BSP list: Updated 18 September 2026

BranchAddress (as listed by the BSP)ATM on site
Producers Savings Bank Corp. 2
Bago CityGen Araneta St Bago City Neg Occ
Bago CityGf Plaza Arcade Bldg Bago Neg OccATM
BPI Direct BanKo 1
Bago City2nd St Pob Bago City Negros Occ
CARD MRI Rizal Bank Inc A Microfinance 1
Bago CityGeneral Luna St Pob Bago City Negros Occidental
First Community Bank Inc (RB) 1
Bago CityBago City Negros Occ
Maybank Philippines 1
Bago CityKawiwa Bldg Poblacion Bago City
RB of Angeles Inc 1
Bago City BranchAraneta St Brgy Poblacion Bago City Negros Occidental
RB of Tanjay Inc 1
Bago CityGen Luna St Pob Bago City

Off-site ATMs

3

BSP list: Updated 18 September 2026

LocationAddress (as listed by the BSP)Services
Philippine Veterans Bank 2
Bacolod-Lgu BagoBago City Coliseum Pob Bago City Negros Occidental
Bacolod-Lgu Bago 2LGU Pob Bago City Negros Occidental
China Banking Corp. 1
Prince Hypermart BagoRizal St Bago City Negros Occ

Other pawnshops

6

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
Rd Pawnshop, Incorporated 2
Bago BranchPoblacion Highway, Bago City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
Negros Ma-Ao BranchPrk Pag-Unlad, Ma-Ao Barrio, Bago City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
Goldstar Atlantic Pawnshop, Inc 1
BagoRizal St, Lag-Asan, Bago City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer
Maria Gracia Pawnshop, Inc 1
Bago Branch2nd Street Marhill Subd., Poblacion, Bago City, Negros OccidentalPawnshop
Republic Pawnshops Corporation 1
Bago BranchBlk. 115 Public Market, Araneta St, Brgy Pob. Bago City, Neg. Occ.PawnshopRemittance
Villarica Pawnshop 1
Bago City BranchU-5 Araneta St., Poblacion, Bago City, Negros OccidentalPawnshopRemittanceMoney changerForeign exchange dealer

Remittance offices

3

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
LBC Express, Inc 1
BagoMjo Bldg. 2nd Street Marhil Subd., Poblacion, Bago City, Negros OccidentalRemittance
Pps-Pepp Money Shop Services Corporation 1
Bago City Prince Hypermart BranchOgassir Corporation Bldg, Poblacion, City of Bago, Negros OccidentalRemittanceMoney changerForeign exchange dealer
Universal Storefront Services Corporation 1
USSC Service Store - Bago BranchCorner Araneta St. - 2nd St. Marhil Subd., Poblacion, City of Bago, Negros OccidentalRemittanceMoney changerForeign exchange dealer

Against the rest of Negros Occidental

Per person, Bago City has more bank offices than the median Negros Occidental town: 0.8 against 0.8 per 10,000 people.

Offices on the BSP lists (BSP bank and ATM list updated 18 September 2026; BSP pawnshop and money service business lists as of 30 September 2025). Population: PSA 2020 Census (Bago City 191,210).
OfficesBago CityMedian Negros Occidental town (of 32)Per 10,000 people hereMedian town per 10,000
Bank offices1560.80.8
Pawnshop offices1580.81.1
Money service business offices31.50.20.2

0.8 per 10,000 = 15 BSP-listed bank offices ÷ 191,210 people (PSA 2020 Census) × 10,000; the Negros Occidental median is 0.8 across the 31 towns with a census count. Moved to Bago City? See how to transfer your BIR RDO.

Before you pawn or send money

These rules apply to the 15 pawnshop offices and the 3 money service business offices here, 17 of them registered for remittance.

Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).

Check a pawnshop or remittance office

Result for Bago City

11 pawnshop and remittance companies have offices in Bago City on the BSP pawnshop and money service business lists as of 30 September 2025. 4 offices in Bago City are on the BSP delisted lists, 1 January 2019 to 30 September 2025; the latest, JRS Business Corporation (Bago City, Negros Occidental Branch), on 24 July 2023.

Next: if the name you typed is not on the list, search it in the BSP Verifier; if it shows as delisted, do not pawn or send money there and report it through the BSP consumer assistance channels. Every delisted office with its date: delisted pawnshops and remittance offices.

Questions about Bago City

Which bank has the most off-site ATMs in Bago City?

Philippine Veterans Bank, with 2 of the 3 off-site ATMs on the BSP bank and ATM list as listed on 18 September 2026. Off-site ATMs stand away from a branch, in malls, offices and stations.

Which pawnshop or remittance company has the most offices in Bago City?

M. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, with 4 offices, 4 of them registered for remittance, on the BSP pawnshop and money service business lists as of 30 September 2025.

When was the last pawnshop or remittance office in Bago City delisted?

24 July 2023: JRS Business Corporation (Bago City, Negros Occidental Branch), on the BSP delisted lists, 1 January 2019 to 30 September 2025. Do not pawn or send money at a delisted office.

Names and addresses are shown as the BSP lists them. All provinces

Who licenses these offices

The Bangko Sentral ng Pilipinas (BSP) authorizes every bank office (Republic Act No. 8791), supervises pawnshops (Presidential Decree No. 114) and registers remittance companies and money changers (BSP Circular No. 1206, Series of 2024). The counts here are the offices on its lists.

These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.