4.4 bank offices per 10,000 people = 425 BSP-listed offices ÷ 956,900 people (PSA 2020 Census) × 10,000.
Cities and towns
17
Bank offices and off-site ATMs: BSP bank and ATM list updated 18 September 2026. Pawnshop and MSB offices: BSP pawnshop and money service business lists as of 30 September 2025.
Misamis Oriental, by company. BSP pawnshop and money service business lists as of 30 September 2025.
Company
Pawnshop offices
MSB offices
For remittance
Palawan Pawnshop and Palawan Express Pera Padala
Pawnshop offices: 70
MSB offices: 0
For remittance: 70
Rd Pawnshop, Incorporated
Pawnshop offices: 42
MSB offices: 0
For remittance: 42
Cebuana Lhuillier Pawnshop
Pawnshop offices: 36
MSB offices: 0
For remittance: 36
M. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala
Pawnshop offices: 31
MSB offices: 0
For remittance: 31
Trustworthy Pawnshops, Inc
Pawnshop offices: 28
MSB offices: 0
For remittance: 28
LBC Express, Inc
Pawnshop offices: 0
MSB offices: 27
For remittance: 27
Pps-Pepp Money Shop Services Corporation
Pawnshop offices: 0
MSB offices: 22
For remittance: 22
Universal Storefront Services Corporation
Pawnshop offices: 0
MSB offices: 14
For remittance: 14
Cebuana Lhuillier
Pawnshop offices: 10
MSB offices: 0
For remittance: 10
New Pag-Asa Pawnshop
Pawnshop offices: 10
MSB offices: 0
For remittance: 0
Petnet, Inc
Pawnshop offices: 0
MSB offices: 7
For remittance: 7
Core Pacific Money Exchange Corporation
Pawnshop offices: 0
MSB offices: 6
For remittance: 0
45 other companies
Pawnshop offices: 54
MSB offices: 30
For remittance: 36
All companies
Pawnshop offices: 281
MSB offices: 106
For remittance: 323
Is a pawnshop or remittance center BSP-listed?
Result for Misamis Oriental
All 57 pawnshop and money service companies with offices in Misamis Oriental are on the BSP pawnshop and money service business lists as of 30 September 2025. 131 other offices here are on the delisted lists.
Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).
Banks
Every bank office on these lists operates with BSP authority, and a universal or commercial bank needs prior BSP approval for each new branch (Republic Act No. 8791, Secs. 6 and 20).
Smaller towns
9
These 9 towns have 51 listed offices and off-site ATMs between them. Every one is below, with its address.
Binuangan1 off-site ATM, 1 money service business office
off-site ATMLand Bank of the Philippines, LGU Binuangan Misamis OrientalMunicipal Hall Bldg Binuangan Misamis Oriental
money service business officePps-Pepp Money Shop Services Corporation, Binuangan BranchPurok 1 Lourdes, Poblacion, Binuangan, Misamis Oriental
Gitagum1 bank office, 1 off-site ATM, 3 pawnshop offices
bank officeRB of Gitagum(Misamis Oriental) IncPoblacion, Gitagum, Misamis Oriental
off-site ATMLand Bank of the Philippines, LGU Gitagum Misamis OrientalMunicipal Hall Bldg Gitagum Misamis Oriental
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Gitagum, Misamis OrientalNational Highway Zone 1, Matangad, Gitagum, Misamis Oriental
money service business officeCenter for Agriculture and Rural Development (CARD), Inc. (A Microfinance NGO), Salay 1Zone 4, Casulog, Salay, Misamis Oriental
Sugbongcogon3 bank offices, 3 off-site ATMs, 3 pawnshop offices
bank office1st Valley Bank Inc A DB, SugbongcogonNational Hway Pob Sugbongcogon Misamis Oriental
bank officeBinhi Rural Bank Inc, SugbongcogonBrgy Poblacion Sugbongcogon Mis Or
bank officeCARD MRI Rizal Bank Inc A Microfinance, SugbongcogonTacobao Residence Purok 4 Pob Sugbongcogon Misamis Oriental
off-site ATMLand Bank of the Philippines, CDM Leaf SugbongcogonMH del Pilar Pob Sugbongcogon
off-site ATMLand Bank of the Philippines, Leaf SugbongcogonMH del Pilar Pob Sugbongcogon
off-site ATMLand Bank of the Philippines, Leaf Sugbongcogon 2Pob Sugbongcogon Misamis Oriental
Which town in Misamis Oriental has the most bank branches?
Cagayan de Oro City, with 304 bank offices on the BSP bank and ATM list as listed on 18 September 2026.
How many money changers are in Misamis Oriental?
303 pawnshop and money service business offices are registered with the BSP as money changer or foreign exchange dealer, on the BSP lists as of 30 September 2025. Compare their rate with the BSP reference rate for the day before you change money.
My town in Misamis Oriental has no page. Where are its offices?
Under Smaller towns on this page: 9 towns are listed there in full, every office with its address.
These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.
No bank, pawnshop or remittance company pays to appear here or to change its order. Lists run from the most offices to the fewest.
