Cherry De Vega, Bookkeeping and Compliance ReviewerReviewed by Cherry De Vega, Bookkeeping and Compliance Reviewer

Bank branches, pawnshops and remittance centers in Misamis Oriental

Misamis Oriental, in Northern Mindanao, has BSP-listed money offices in 26 cities and towns. Cagayan de Oro City has the most offices and off-site ATMs of any town (682). BDO has the most bank offices. Pick your town below for every branch address.

Bank offices:
425.
from 60 banks.
Off-site ATMs:
196.
Pawnshop offices:
281.
Money service business offices:
106.
Registered for remittance:
323.
of the 387 pawnshop and money service business offices.
Savings and loan association offices:
5.
Bank offices per 10,000 people:
4.4.
425 ÷ 956,900 people (PSA 2020 Census) × 10,000.

Most bank offices: BDO 48, Landbank 43, BPI 39

Banks and ATMs: BSP bank and ATM list updated 18 September 2026; pawnshops and money service businesses: BSP pawnshop and money service business lists as of 30 September 2025.

Bank branches by bank

Misamis Oriental, by bank: 60 banks with offices and 1 more with off-site ATMs only. BSP bank and ATM list updated 18 September 2026.
BankBank officesWith ATM on siteOff-site ATMs
BDOBDO UnibankSavings rates and feesBank offices: 48With ATM on site: 33Off-site ATMs: 28
LandbankLand Bank of the PhilippinesSavings rates and feesBank offices: 43With ATM on site: 30Off-site ATMs: 66
BPIBank of the Philippine IslandsSavings rates and feesBank offices: 39With ATM on site: 26Off-site ATMs: 19
MetrobankMetropolitan Bank & Trust Co.Savings rates and feesBank offices: 24With ATM on site: 15Off-site ATMs: 14
PNBPhilippine National BankSavings rates and feesBank offices: 21With ATM on site: 12Off-site ATMs: 5
1st Valley Bank Inc A DBBank offices: 17With ATM on site: 8Off-site ATMs: 0
CARD SME Bank Inc A Thrift BankBank offices: 15With ATM on site: 1Off-site ATMs: 0
Mindanao Conso Coop BankBank offices: 14With ATM on site: 6Off-site ATMs: 0
China BankChina Banking Corp.Bank offices: 13With ATM on site: 6Off-site ATMs: 11
EastWestEast West Banking Corp.Savings rates and feesBank offices: 13With ATM on site: 8Off-site ATMs: 4
DBPDevelopment Bank of the PhilippinesBank offices: 11With ATM on site: 8Off-site ATMs: 16
Security BankSecurity Bank Corp.Savings rates and feesBank offices: 11With ATM on site: 6Off-site ATMs: 8
BDO Network BankBank offices: 10With ATM on site: 0Off-site ATMs: 0
Binhi Rural Bank IncBank offices: 10With ATM on site: 0Off-site ATMs: 0
RCBCRizal Commercial Banking Corp.Savings rates and feesBank offices: 9With ATM on site: 3Off-site ATMs: 10
CARD MRI Rizal Bank Inc A MicrofinanceBank offices: 7With ATM on site: 0Off-site ATMs: 0
RBT Bank Inc A Rural BankBank offices: 7With ATM on site: 0Off-site ATMs: 0
AUBAsia United Bank Corp.Savings rates and feesBank offices: 6With ATM on site: 3Off-site ATMs: 2
Bank of CommerceBank offices: 6With ATM on site: 3Off-site ATMs: 1
China Bank SavingsBank offices: 6With ATM on site: 3Off-site ATMs: 0
Mindanao Consolidated Cooperative BankBank offices: 6With ATM on site: 5Off-site ATMs: 0
Secured Bank Inc (A RB)Bank offices: 6With ATM on site: 0Off-site ATMs: 0
Producers Savings Bank Corp.Bank offices: 5With ATM on site: 2Off-site ATMs: 1
BPI Direct BanKoBank offices: 5With ATM on site: 0Off-site ATMs: 0
UCPB Savings BankBank offices: 5With ATM on site: 2Off-site ATMs: 0
36 other banksBank offices: 68With ATM on site: 19Off-site ATMs: 11
All banksBank offices: 425With ATM on site: 199Off-site ATMs: 196

Cities and towns

17
Bank offices and off-site ATMs: BSP bank and ATM list updated 18 September 2026. Pawnshop and MSB offices: BSP pawnshop and money service business lists as of 30 September 2025.
City or townBank officesOff-site ATMsPawnshop officesMSB officesTotal
Cagayan de Oro CityBank offices: 304Off-site ATMs: 128Pawnshop offices: 174MSB offices: 71Total: 682
Gingoog CityBank offices: 29Off-site ATMs: 2Pawnshop offices: 13MSB offices: 8Total: 52
BalingasagBank offices: 14Off-site ATMs: 3Pawnshop offices: 11MSB offices: 4Total: 32
VillanuevaBank offices: 12Off-site ATMs: 6Pawnshop offices: 5MSB offices: 2Total: 25
El Salvador CityBank offices: 9Off-site ATMs: 7Pawnshop offices: 6MSB offices: 2Total: 24
TagoloanBank offices: 6Off-site ATMs: 3Pawnshop offices: 8MSB offices: 4Total: 21
OpolBank offices: 2Off-site ATMs: 4Pawnshop offices: 8MSB offices: 4Total: 18
LaguindinganBank offices: 2Off-site ATMs: 8Pawnshop offices: 4MSB offices: 2Total: 16
JasaanBank offices: 6Off-site ATMs: 4Pawnshop offices: 4MSB offices: 0Total: 14
MedinaBank offices: 5Off-site ATMs: 4Pawnshop offices: 5MSB offices: 0Total: 14
ClaveriaBank offices: 5Off-site ATMs: 3Pawnshop offices: 4MSB offices: 1Total: 13
InitaoBank offices: 5Off-site ATMs: 2Pawnshop offices: 4MSB offices: 1Total: 12
AlubijidBank offices: 5Off-site ATMs: 1Pawnshop offices: 3MSB offices: 1Total: 10
Magsaysay (Linugos)Bank offices: 2Off-site ATMs: 2Pawnshop offices: 3MSB offices: 1Total: 8
NaawanBank offices: 2Off-site ATMs: 3Pawnshop offices: 3MSB offices: 0Total: 8
BalingoanBank offices: 0Off-site ATMs: 1Pawnshop offices: 5MSB offices: 1Total: 7
LugaitBank offices: 1Off-site ATMs: 2Pawnshop offices: 3MSB offices: 0Total: 6

Pawnshop and remittance companies

57
Misamis Oriental, by company. BSP pawnshop and money service business lists as of 30 September 2025.
CompanyPawnshop officesMSB officesFor remittance
Palawan Pawnshop and Palawan Express Pera PadalaPawnshop offices: 70MSB offices: 0For remittance: 70
Rd Pawnshop, IncorporatedPawnshop offices: 42MSB offices: 0For remittance: 42
Cebuana Lhuillier PawnshopPawnshop offices: 36MSB offices: 0For remittance: 36
M. Lhuillier Pawnshop & Jewelry and ML Kwarta PadalaPawnshop offices: 31MSB offices: 0For remittance: 31
Trustworthy Pawnshops, IncPawnshop offices: 28MSB offices: 0For remittance: 28
LBC Express, IncPawnshop offices: 0MSB offices: 27For remittance: 27
Pps-Pepp Money Shop Services CorporationPawnshop offices: 0MSB offices: 22For remittance: 22
Universal Storefront Services CorporationPawnshop offices: 0MSB offices: 14For remittance: 14
Cebuana LhuillierPawnshop offices: 10MSB offices: 0For remittance: 10
New Pag-Asa PawnshopPawnshop offices: 10MSB offices: 0For remittance: 0
Petnet, IncPawnshop offices: 0MSB offices: 7For remittance: 7
Core Pacific Money Exchange CorporationPawnshop offices: 0MSB offices: 6For remittance: 0
45 other companiesPawnshop offices: 54MSB offices: 30For remittance: 36
All companiesPawnshop offices: 281MSB offices: 106For remittance: 323

Is a pawnshop or remittance center BSP-listed?

Result for Misamis Oriental

All 57 pawnshop and money service companies with offices in Misamis Oriental are on the BSP pawnshop and money service business lists as of 30 September 2025. 131 other offices here are on the delisted lists.

Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).
Banks
Every bank office on these lists operates with BSP authority, and a universal or commercial bank needs prior BSP approval for each new branch (Republic Act No. 8791, Secs. 6 and 20).

Smaller towns

9

These 9 towns have 51 listed offices and off-site ATMs between them. Every one is below, with its address.

Binuangan1 off-site ATM, 1 money service business office

  • off-site ATMLand Bank of the Philippines, LGU Binuangan Misamis OrientalMunicipal Hall Bldg Binuangan Misamis Oriental
  • money service business officePps-Pepp Money Shop Services Corporation, Binuangan BranchPurok 1 Lourdes, Poblacion, Binuangan, Misamis Oriental

Gitagum1 bank office, 1 off-site ATM, 3 pawnshop offices

  • bank officeRB of Gitagum(Misamis Oriental) IncPoblacion, Gitagum, Misamis Oriental
  • off-site ATMLand Bank of the Philippines, LGU Gitagum Misamis OrientalMunicipal Hall Bldg Gitagum Misamis Oriental
  • pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Gitagum, Misamis OrientalNational Highway Zone 1, Matangad, Gitagum, Misamis Oriental
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Gitagum BranchPurok 1, Poblacion, Gitagum, Misamis Oriental
  • pawnshop officeCebuana Lhuillier Pawnshop, Gitagum BranchZone 1, Poblacion, Gitagum, Misamis Oriental

Kinoguitan1 off-site ATM

  • off-site ATMLand Bank of the Philippines, LGU KinoguitanMunicipal Hall Compound Kinoguitan Misamis Oriental

Lagonglong1 off-site ATM, 1 pawnshop office

  • off-site ATMLand Bank of the Philippines, LGU LagonglongPoblacion Lagonglong Mis Oriental
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Lagonglong BranchPurok 1, National Highway, Poblacion, Lagonglong, Misamis Oriental

Libertad2 bank offices, 1 off-site ATM, 1 pawnshop office

  • bank officeKatipunan Banking Corporation (A Rural Bank), LibertadBalendez Bldg Libertad Misamis Orie
  • bank officeKatipunan Banking Corporation (A Rural Bank), LibertadPoblacion Libertad Misamis Oriental
  • off-site ATMLand Bank of the Philippines, LGU Libertad Misamis OrientalMunicipal Hall Compound Libertad Misamis Oriental
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Libertad Branch1/F Gervacio Building, Purok 3, Poblacion, Libertad, Misamis Oriental

Manticao4 bank offices, 2 off-site ATMs, 4 pawnshop offices, 2 money service business offices

  • bank officeCARD SME Bank Inc A Thrift Bank, ManticaoPurok 11 Brgy Poblacion Manticao Misamis Oriental
  • bank officeMindanao Conso Coop Bank, ManticaoCbmo Bldg Purok 22 Pob Manticao
  • bank officeMindanao Conso Coop Bank, Manticao BranchPurok 22 Pob Manticao Mis Oriental
  • bank officeMindanao Consolidated Cooperative Bank, ManticaoMCCB Bldg Manticao Misamis Oriental
  • off-site ATMLand Bank of the Philippines, LGU ManticaoManticao Misamis Oriental
  • off-site ATMLand Bank of the Philippines, LGU Manticao 2Municipal Hall Bldg Manticao
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Manticao BranchPurok 22, Poblacion, Manticao, Misamis Oriental
  • pawnshop officeRd Pawnshop, Incorporated, Manticao BranchPurok 4, Poblacion, Manticao, Misamis Oriental
  • pawnshop officeTrustworthy Pawnshops, Inc, Manticao, Misamis Oriental BranchP-4 Poblacion, Manticao, Misamis Oriental
  • pawnshop officeCebuana Lhuillier Pawnshop, Manticao BranchZone 4 National Highway, Poblacion, Manticao, Misamis Oriental
  • money service business officePetnet, Inc, Manticao BranchPoblacion, Manticao,misamis Oriental
  • money service business officePps-Pepp Money Shop Services Corporation, Misamis Oriental-Manticao-Punta Silum BranchPurok 3A, Punta Silum, Manticao, Misamis Oriental

Salay4 bank offices, 1 off-site ATM, 4 pawnshop offices, 1 money service business office

  • bank office1st Valley Bank Inc A DB, SalayRoa Building Purok 7 Pob Salay Misami Oriental
  • bank officeBinhi Rural Bank Inc, SalayZone 7 National Highway Poblacion Salay Misamis Oriental
  • bank officeCARD MRI Rizal Bank Inc A Microfinance, SalayVilla Conrado Bldg Purok 5 Casulog Salay Misamis Oriental
  • bank officeRBT Bank Inc A Rural Bank, SalayBotardo Building P8 National Highway Poblacion Salay Misamis Oriental
  • off-site ATMLand Bank of the Philippines, LGU SalaySalay Mun Hall Salay Mis Oriental
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Salay BranchPurok 7, Poblacion, Salay, Misamis Oriental
  • pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Salay, Misamis Oriental BranchPurok 7, Poblacion, Salay, Misamis Oriental
  • pawnshop officeRd Pawnshop, Incorporated, Salay BranchNational Highway, Poblacion, Salay, Misamis Oriental
  • pawnshop officeCebuana Lhuillier Pawnshop, Salay BranchDoor #5 Raises Bldg., National Highway, P-2 Poblacion, Salay, Misamis Oriental
  • money service business officeCenter for Agriculture and Rural Development (CARD), Inc. (A Microfinance NGO), Salay 1Zone 4, Casulog, Salay, Misamis Oriental

Sugbongcogon3 bank offices, 3 off-site ATMs, 3 pawnshop offices

  • bank office1st Valley Bank Inc A DB, SugbongcogonNational Hway Pob Sugbongcogon Misamis Oriental
  • bank officeBinhi Rural Bank Inc, SugbongcogonBrgy Poblacion Sugbongcogon Mis Or
  • bank officeCARD MRI Rizal Bank Inc A Microfinance, SugbongcogonTacobao Residence Purok 4 Pob Sugbongcogon Misamis Oriental
  • off-site ATMLand Bank of the Philippines, CDM Leaf SugbongcogonMH del Pilar Pob Sugbongcogon
  • off-site ATMLand Bank of the Philippines, Leaf SugbongcogonMH del Pilar Pob Sugbongcogon
  • off-site ATMLand Bank of the Philippines, Leaf Sugbongcogon 2Pob Sugbongcogon Misamis Oriental
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Sugbongcogon BranchLeandro Fernandez Bldg., Purok 1 National Highway, Brgy. Poblacion, Sugbongcogon, Misamis Oriental
  • pawnshop officeRd Pawnshop, Incorporated, Sugbong Cogon BranchP-1, Poblacion, Sugbongcogon, Misamis Oriental
  • pawnshop officeTrustworthy Pawnshops, Inc, Sugbongcogon, Misamis Oriental BranchNational Highway, Poblacion, Sugbongcogon, Misamis Oriental

Talisayan2 bank offices, 2 off-site ATMs, 2 pawnshop offices

  • bank officeCARD MRI Rizal Bank Inc A Microfinance, TalisayanPurok 1 Pob Talisayan Misamis Oriental
  • bank officeRBT Bank Inc A Rural BankRizal St., Poblacion, Talisayan, 9012 Misamis Oriental
  • off-site ATMLand Bank of the Philippines, LGU TalisayanPoblacion Talisayan Mis Oriental
  • off-site ATMMetropolitan Bank & Trust Co., Mega Fish 1Mega Fishing Talisayan Misamis Oriental
  • pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Talisayan, Misamis OrientalP-4, Poblacion, Talisayan, Misamis Oriental
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Talisayan Branch100 Rizal St., Brgy. Poblacion, Talisayan, Misamis Oriental

Questions

Which town in Misamis Oriental has the most bank branches?

Cagayan de Oro City, with 304 bank offices on the BSP bank and ATM list as listed on 18 September 2026.

How many money changers are in Misamis Oriental?

303 pawnshop and money service business offices are registered with the BSP as money changer or foreign exchange dealer, on the BSP lists as of 30 September 2025. Compare their rate with the BSP reference rate for the day before you change money.

My town in Misamis Oriental has no page. Where are its offices?

Under Smaller towns on this page: 9 towns are listed there in full, every office with its address.

Counts are offices on the BSP lists, not separate companies: a bank with three offices counts three times. All provinces · Delisted pawnshops and remittance

Who licenses these offices

The Bangko Sentral ng Pilipinas (BSP) authorizes every bank office (Republic Act No. 8791), supervises pawnshops (Presidential Decree No. 114) and registers remittance companies and money changers (BSP Circular No. 1206, Series of 2024). The counts here are the offices on its lists.

These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.

No bank, pawnshop or remittance company pays to appear here or to change its order. Lists run from the most offices to the fewest.