Bank branches, pawnshops and remittance centers in Cagayan
Cagayan, in Cagayan Valley, has BSP-listed money offices in 29 cities and towns. Tuguegarao City has the most offices and off-site ATMs of any town (235). Landbank has the most bank offices. Pick your town below for every branch address.
Bank offices:
246.
from 41 banks.
Off-site ATMs:
89.
Pawnshop offices:
195.
Money service business offices:
49.
Registered for remittance:
223.
of the 244 pawnshop and money service business offices.
Savings and loan association offices:
5.
Bank offices per 10,000 people:
1.9.
246 ÷ 1,268,603 people (PSA 2020 Census) × 10,000.
Most bank offices: Landbank 28, BDO 22, CARD MRI Rizal Bank Inc A Microfinance 22
Bank offices and off-site ATMs: BSP bank and ATM list updated 18 September 2026. Pawnshop and MSB offices: BSP pawnshop and money service business lists as of 30 September 2025.
Cagayan, by company. BSP pawnshop and money service business lists as of 30 September 2025.
Company
Pawnshop offices
MSB offices
For remittance
Palawan Pawnshop and Palawan Express Pera Padala
Pawnshop offices: 43
MSB offices: 0
For remittance: 43
M. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala
Pawnshop offices: 34
MSB offices: 0
For remittance: 34
Cebuana Lhuillier
Pawnshop offices: 30
MSB offices: 0
For remittance: 30
Rd Pawnshop, Incorporated
Pawnshop offices: 25
MSB offices: 0
For remittance: 25
Cebuana Lhuillier Pawnshop
Pawnshop offices: 17
MSB offices: 0
For remittance: 17
Blessed Arnold Pawnshops, Inc
Pawnshop offices: 11
MSB offices: 0
For remittance: 11
Universal Storefront Services Corporation
Pawnshop offices: 0
MSB offices: 11
For remittance: 11
LBC Express, Inc
Pawnshop offices: 0
MSB offices: 9
For remittance: 9
Center for Agriculture and Rural Development (CARD), Inc. (A Microfinance NGO)
Pawnshop offices: 0
MSB offices: 7
For remittance: 7
Tagala Pawnshop
Pawnshop offices: 7
MSB offices: 0
For remittance: 0
Mileva Pawnshop
Pawnshop offices: 6
MSB offices: 0
For remittance: 6
Villarica Pawnshop
Pawnshop offices: 6
MSB offices: 0
For remittance: 6
27 other companies
Pawnshop offices: 16
MSB offices: 22
For remittance: 24
All companies
Pawnshop offices: 195
MSB offices: 49
For remittance: 223
Is a pawnshop or remittance center BSP-listed?
Result for Cagayan
All 39 pawnshop and money service companies with offices in Cagayan are on the BSP pawnshop and money service business lists as of 30 September 2025. 70 other offices here are on the delisted lists.
Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).
Banks
Every bank office on these lists operates with BSP authority, and a universal or commercial bank needs prior BSP approval for each new branch (Republic Act No. 8791, Secs. 6 and 20).
Smaller towns
19
These 19 towns have 177 listed offices and off-site ATMs between them. Every one is below, with its address.
Abulug7 bank offices, 1 off-site ATM, 8 pawnshop offices, 3 money service business offices
bank officeBDO Network Bank, Cagayan AbulugBrgy Libertad Abulug Cagayan
bank officeCARD MRI Rizal Bank Inc A Microfinance, AbulugPurok Regta Libertad Abulug Cagayan
bank officeCity Savings Bank, AbulugJava Commercial Center Libertad Abulug Cagayan
bank officeCity Savings Bank, AbulugNational Rd Libertad Abulug Cagayan
bank officeDevelopment Bank of the Philippines, AbulugNational Hway Libertad Abulug
bank officeDevelopment Bank of the Philippines, AbulugRoberto's Bldg Abulug Cagayan
bank officeFirst Isabela Coop Bank (Ficobank), Abulug BranchNatl Hwy Libertad Abulug Cagayan
off-site ATMLand Bank of the Philippines, LGU AbulugCentro Abulug Cagayan
pawnshop officeBlessed Arnold Pawnshops, Inc, Junction LunaJunction, Libertad, Abulug, Cagayan
pawnshop officeGoldsaver Pawnshop, Head officeJunction Luna, Libertad, Abulug, Cagayan
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Abulug, Cagayan BranchMaharlika Highway, Junction Libertad, Abulug, Cagayan
pawnshop officeTagala Pawnshop, Head officeJunction Luna, Libertad, Abulug, Cagayan
money service business officeCenter for Agriculture and Rural Development (CARD), Inc. (A Microfinance NGO), Abulug 1 BranchLucban, Abulug, Cagayan
money service business officeLBC Express, Inc, Libertad Abulug BranchMaharlika Highway, Libertad, Abulug, Cagayan
money service business officeUniversal Storefront Services Corporation, USSC Service Store - Abulog BranchPuzon Bldg., National Highway, Brgy. Libertad, Abulug, Cagayan
Alcala2 bank offices, 1 off-site ATM, 6 pawnshop offices, 1 money service business office
bank officeCARD MRI Rizal Bank Inc A Microfinance, AlcalaCentro Norte Alcala Cagayan
bank officeRB of Angeles Inc, Alcala CagayanCentro Norte Alcala Cagayan
off-site ATMLand Bank of the Philippines, LGU AlcalaCentro Alcal Cagayan
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Alcala, Cagayan Valley BranchAlcala Public Market, Centro Sur (Pob.), Alcala, Cagayan
pawnshop officeCebuana Lhuillier, Alcala CagayanUnit 1 C.L. Catral Leasing Maharlika Highway, Centro Norte (Pob.), Alcala, Cagayan
pawnshop officeRd Pawnshop, Incorporated, Cagayan New Alcala BranchNational Highway, Centro Sur (Pob.), Alcala, Cagayan
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Alcala - Centro Norte BranchCentro Norte (Pob.), Alcala, Cagayan
money service business officeCenter for Agriculture and Rural Development (CARD), Inc. (A Microfinance NGO), AlcalaTupang, Alcala, Cagayan
Allacapan6 bank offices, 2 off-site ATMs, 5 pawnshop offices
bank officeBDO Network Bank, Cagayan - AllacapanBrgy Centro East Allcapan Cagayan
bank officeBDO Unibank, Cagayan-AllacapanMaharlika Hway Centro East Alllacapan Cagayan
bank officeCARD MRI Rizal Bank Inc A Microfinance, AllacapanMaharlikha Hway Zone 1 Centro East Allacapan Cagayan
bank officeProducers Savings Bank Corp., Allacapan326 Pan-Philippine Hway Allacapan Cagayan
bank officeProducers Savings Bank Corp., Allacapan CagayanTorida Bldg Centro East Allacapan Cagayan
bank officeRB of Gattaran (Cagayan) Inc, AllacapanAllacapan Cagayan
off-site ATMDevelopment Bank of the Philippines, LGU AllacapanLGU Centro West Allacapan Cagayan
off-site ATMLand Bank of the Philippines, Allacapan LGUCentro West Allacapan Cagayan
pawnshop officeBlessed Arnold Pawnshops, Inc, Allacapan BranchCentro East (Pob.), Allacapan, Cagayan
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Allacapan, Cagayan Valley BranchAgcaoili Street, Centro East (Pob.), Allacapan, Cagayan
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, AllacapanNational Road Corner Aglipay Street, Centro East (Pob.), Allacapan, Cagayan
pawnshop officeVaultmax Pawnshop Inc, Ballesteros BranchCentro East (Pob.), Ballesteros, Cagayan
money service business officeCenter for Agriculture and Rural Development (CARD), Inc. (A Microfinance NGO), BallesterosWashington Street, Santa Cruz, Ballesteros, Cagayan
money service business officeUniversal Storefront Services Corporation, USSC Service Store - Ballesteros BranchDela Cruz Bldg., Rizal St. JCT, Brgy. Santa Cruz, Ballesteros, Cagayan
Buguey2 bank offices, 1 off-site ATM, 3 pawnshop offices
bank officeBPI Direct BanKo, Buguey CagayanBrgy Pattao Buguey Cagayan
bank officeProducers Savings Bank Corp., BugueyBonifacio St Centro Pob Buguey Cagayan
off-site ATMLand Bank of the Philippines, Buguey Commercial CenterBuguey Comml Ctr Pattao Buguey Cag
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Buguey Cagayan Valley BranchPattao, Buguey, Cagayan
pawnshop officeCebuana Lhuillier, Buguey BranchStall #2 Lisabel Commercial Bldg. Dugo San Vicente Road, Pattao, Buguey, Cagayan
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Gattaran, Cagayan Valley BranchMaharlika Highway, Centro Norte (Pob.), Gattaran, Cagayan
money service business officeCenter for Agriculture and Rural Development (CARD), Inc. (A Microfinance NGO), GattaranCentro Norte (Pob.), Gattaran, Cagayan
money service business officeUniversal Storefront Services Corporation, USSC Service Store - Gattaran BranchHiro's BDLG., Maharlika Hi-Way, Brgy. Centro Norte (Pob.), Gattaran, Cagayan
Iguig2 bank offices, 2 off-site ATMs, 4 pawnshop offices
bank officeCARD MRI Rizal Bank Inc A Microfinance, IguigAjat Iguig Cagayan
bank officeCommon Wealth Rural Bank Inc, IguigAjat Iguig Cagayan
off-site ATMLand Bank of the Philippines, Iguig Cagayan LGUGf Iguig Rural Health Unit Cagayan
off-site ATMLand Bank of the Philippines, LGU Iguig Cagayan 2Iguig Cagayan
pawnshop officeBlessed Arnold Pawnshops, Inc, Iguig BranchAjat (Pob.), Iguig, Cagayan
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Iguig, Cagayan BranchBrgy. Ajat, Iguig, Cagayan
Santa Praxedes (Langangan)2 off-site ATMs, 1 pawnshop office
off-site ATMLand Bank of the Philippines, LGU Praxedes, CagayanCentro 1, Sta Praxedes, Cagayan
off-site ATMLand Bank of the Philippines, LGU Sta Praxedes CagayanSta Praxedes Cagayan
pawnshop officeCebuana Lhuillier, Sta. Praxedes BranchStall #2 Municipal Gymnasium HV Dela Costa St., Salcedo Village, Centro I (Pob.), Santa Praxedes, Cagayan
Santa Teresita1 bank office, 1 off-site ATM, 5 pawnshop offices
bank officeCARD MRI Rizal Bank Inc A Microfinance, Sta TeresitaCentro West Sta Teresita Cagayan
off-site ATMLand Bank of the Philippines, LGU Sta. Teresita CagayanPublic Market Sta Teresita Cagayan
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Sta. Teresita, Cagayan BranchCentro East, Sta. Teresita, Cagayan
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Sta. TeresitaZone 7, Centro East (Pob.), Santa Teresita, Cagayan
pawnshop officeCebuana Lhuillier Pawnshop, Sta. Teresita BranchStall 10 Public Market, Centro East, Sta. Teresita, Cagayan
pawnshop officePrimary Max Pawnshop Inc, Sta. TeresitaCentro East (Pob.), Santa Teresita, Cagayan
pawnshop officeRd Pawnshop, Incorporated, Santa Teresita BranchCentro East (Pob.), Santa Teresita, Cagayan
Santo Niño (Faire)2 pawnshop offices
pawnshop officeCebuana Lhuillier, Faire BranchCentro Norte (Pob.), Santo Niño, Cagayan
pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Sto. Niño BranchCentro Norte (Pob.), Santo Niño, Cagayan
Solana4 bank offices, 3 off-site ATMs, 5 pawnshop offices, 1 money service business office
bank officeBDO Network Bank, SolanaBrgy Centro Northwest Solana Cagayn
bank officeBPI Direct BanKo, SolanaCntro Southeast Solana Cagayan
bank officeCARD MRI Rizal Bank Inc A Microfinance, Solana BranchMaddarulug Solana Cagayan
bank officeFirst Isabela Coop Bank (Ficobank), SolanaMun Comp Centro Southwest Solana
off-site ATMDevelopment Bank of the Philippines, Fico Bank Municipal CompoundCentro Southwest Solano Cagayan
off-site ATMDevelopment Bank of the Philippines, LGU SolanaSolana Public MRKT Solana Cagayan
off-site ATMLand Bank of the Philippines, CagelcoCagayan 1 Electric Coop Inc Maddarulug Solana Cagayan
pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Solana, Cagayan Valley BranchMaharlika Highway, Centro 1 (Pob.), Solana, Cagayan
pawnshop officeCebuana Lhuillier, Sampaguita Solana BranchStall #3 Richard Carpio Bldg. National Highway, Zone 03, Sampaguita, Solana, Cagayan
money service business officeCenter for Agriculture and Rural Development (CARD), Inc. (A Microfinance NGO), Solana134 Aguinaldo Street, Centro Southeast (Pob.), Solana, Cagayan
Questions
Which town in Cagayan has the most bank branches?
Tuguegarao City, with 117 bank offices on the BSP bank and ATM list as listed on 18 September 2026.
How many money changers are in Cagayan?
205 pawnshop and money service business offices are registered with the BSP as money changer or foreign exchange dealer, on the BSP lists as of 30 September 2025. Compare their rate with the BSP reference rate for the day before you change money.
My town in Cagayan has no page. Where are its offices?
Under Smaller towns on this page: 19 towns are listed there in full, every office with its address.
These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.
No bank, pawnshop or remittance company pays to appear here or to change its order. Lists run from the most offices to the fewest.
