Cherry De Vega, Bookkeeping and Compliance ReviewerReviewed by Cherry De Vega, Bookkeeping and Compliance Reviewer

Bank branches, pawnshops and remittance centers in Albay

Albay, in Bicol Region, has BSP-listed money offices in 17 cities and towns. Legazpi City has the most offices and off-site ATMs of any town (228). BDO has the most bank offices. Pick your town below for every branch address.

Bank offices:
259.
from 38 banks.
Off-site ATMs:
106.
Pawnshop offices:
105.
Money service business offices:
39.
Registered for remittance:
128.
of the 144 pawnshop and money service business offices.
Savings and loan association offices:
5.
Bank offices per 10,000 people:
1.9.
259 ÷ 1,374,768 people (PSA 2020 Census) × 10,000.

Most bank offices: BDO 28, Landbank 25, CARD Bank Inc (A MF RB) 23

Banks and ATMs: BSP bank and ATM list updated 18 September 2026; pawnshops and money service businesses: BSP pawnshop and money service business lists as of 30 September 2025.

Bank branches by bank

Albay, by bank: 38 banks with offices. BSP bank and ATM list updated 18 September 2026.
BankBank officesWith ATM on siteOff-site ATMs
BDOBDO UnibankSavings rates and feesBank offices: 28With ATM on site: 19Off-site ATMs: 22
LandbankLand Bank of the PhilippinesSavings rates and feesBank offices: 25With ATM on site: 18Off-site ATMs: 33
CARD Bank Inc (A MF RB)Bank offices: 23With ATM on site: 1Off-site ATMs: 0
PNBPhilippine National BankSavings rates and feesBank offices: 19With ATM on site: 12Off-site ATMs: 8
BPIBank of the Philippine IslandsSavings rates and feesBank offices: 16With ATM on site: 11Off-site ATMs: 2
RB of Guinobatan IncBank offices: 16With ATM on site: 7Off-site ATMs: 2
MetrobankMetropolitan Bank & Trust Co.Savings rates and feesBank offices: 15With ATM on site: 8Off-site ATMs: 5
Legazpi Savings Bank IncBank offices: 14With ATM on site: 8Off-site ATMs: 0
BDO Network BankBank offices: 10With ATM on site: 0Off-site ATMs: 0
Camalig Bank Inc (A Rural Bank)Bank offices: 8With ATM on site: 1Off-site ATMs: 0
RCBCRizal Commercial Banking Corp.Savings rates and feesBank offices: 7With ATM on site: 3Off-site ATMs: 2
Banco Santiago de Libon IncBank offices: 7With ATM on site: 0Off-site ATMs: 0
China BankChina Banking Corp.Bank offices: 6With ATM on site: 3Off-site ATMs: 5
Producers Savings Bank Corp.Bank offices: 6With ATM on site: 3Off-site ATMs: 0
DBPDevelopment Bank of the PhilippinesBank offices: 5With ATM on site: 3Off-site ATMs: 8
EastWestEast West Banking Corp.Savings rates and feesBank offices: 5With ATM on site: 3Off-site ATMs: 0
BPI Direct BanKoBank offices: 4With ATM on site: 0Off-site ATMs: 0
City Savings BankBank offices: 4With ATM on site: 2Off-site ATMs: 0
First Consolidated Bank Inc (A PDB)Bank offices: 4With ATM on site: 1Off-site ATMs: 0
PSBankPhilippine Savings BankBank offices: 4With ATM on site: 2Off-site ATMs: 0
China Bank SavingsBank offices: 3With ATM on site: 1Off-site ATMs: 1
UnionBankUnion Bank of the PhilippinesBank offices: 3With ATM on site: 2Off-site ATMs: 1
RB of Pilar (Sorsogon) IncBank offices: 3With ATM on site: 1Off-site ATMs: 0
Philippine Veterans BankBank offices: 2With ATM on site: 1Off-site ATMs: 9
Philippine Business BankBank offices: 2With ATM on site: 1Off-site ATMs: 7
13 other banksBank offices: 20With ATM on site: 6Off-site ATMs: 1
All banksBank offices: 259With ATM on site: 117Off-site ATMs: 106

Cities and towns

11
Bank offices and off-site ATMs: BSP bank and ATM list updated 18 September 2026. Pawnshop and MSB offices: BSP pawnshop and money service business lists as of 30 September 2025.
City or townBank officesOff-site ATMsPawnshop officesMSB officesTotal
Legazpi CityBank offices: 110Off-site ATMs: 69Pawnshop offices: 30MSB offices: 15Total: 228
Tabaco CityBank offices: 39Off-site ATMs: 4Pawnshop offices: 16MSB offices: 5Total: 64
Daraga (Locsin)Bank offices: 26Off-site ATMs: 7Pawnshop offices: 10MSB offices: 3Total: 47
PolanguiBank offices: 20Off-site ATMs: 3Pawnshop offices: 8MSB offices: 6Total: 37
Ligao CityBank offices: 13Off-site ATMs: 2Pawnshop offices: 6MSB offices: 4Total: 25
GuinobatanBank offices: 14Off-site ATMs: 3Pawnshop offices: 5MSB offices: 2Total: 24
BacacayBank offices: 9Off-site ATMs: 3Pawnshop offices: 3MSB offices: 2Total: 17
CamaligBank offices: 4Off-site ATMs: 2Pawnshop offices: 5MSB offices: 0Total: 11
Pio DuranBank offices: 4Off-site ATMs: 2Pawnshop offices: 3MSB offices: 1Total: 10
LibonBank offices: 4Off-site ATMs: 2Pawnshop offices: 3MSB offices: 0Total: 9
OasBank offices: 3Off-site ATMs: 2Pawnshop offices: 3MSB offices: 0Total: 8

Pawnshop and remittance companies

30
Albay, by company. BSP pawnshop and money service business lists as of 30 September 2025.
CompanyPawnshop officesMSB officesFor remittance
Palawan Pawnshop and Palawan Express Pera PadalaPawnshop offices: 36MSB offices: 0For remittance: 36
M. Lhuillier Pawnshop & Jewelry and ML Kwarta PadalaPawnshop offices: 20MSB offices: 0For remittance: 20
Cebuana LhuillierPawnshop offices: 14MSB offices: 0For remittance: 14
LBC Express, IncPawnshop offices: 0MSB offices: 12For remittance: 12
Rd Pawnshop, IncorporatedPawnshop offices: 11MSB offices: 0For remittance: 11
Universal Storefront Services CorporationPawnshop offices: 0MSB offices: 7For remittance: 7
Prime Phil-Asia Star Pawnshops, IncPawnshop offices: 6MSB offices: 0For remittance: 6
Villarica PawnshopPawnshop offices: 5MSB offices: 0For remittance: 5
Petnet, IncPawnshop offices: 0MSB offices: 4For remittance: 4
Pawnshopking IncPawnshop offices: 3MSB offices: 0For remittance: 0
Cebuana Lhuillier PawnshopPawnshop offices: 2MSB offices: 0For remittance: 2
Center for Agriculture and Rural Development (CARD), Inc. (A Microfinance NGO)Pawnshop offices: 0MSB offices: 2For remittance: 2
18 other companiesPawnshop offices: 8MSB offices: 14For remittance: 9
All companiesPawnshop offices: 105MSB offices: 39For remittance: 128

Is a pawnshop or remittance center BSP-listed?

Result for Albay

All 30 pawnshop and money service companies with offices in Albay are on the BSP pawnshop and money service business lists as of 30 September 2025. 84 other offices here are on the delisted lists.

Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).
Banks
Every bank office on these lists operates with BSP authority, and a universal or commercial bank needs prior BSP approval for each new branch (Republic Act No. 8791, Secs. 6 and 20).

Smaller towns

6

These 6 towns have 34 listed offices and off-site ATMs between them. Every one is below, with its address.

Jovellar1 bank office, 1 pawnshop office

  • bank officeCARD Bank Inc (A MF RB), JovellarMabini Jovellar Albay Bicol
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Jovellar BranchMagsaysay Pob (Bgy. 4), Jovellar, Albay

Malilipot1 bank office, 1 off-site ATM, 1 pawnshop office

  • bank officeCARD Bank Inc (A MF RB), MalilipotBrgy 1 Poblacion Malilipot Albay
  • off-site ATMLand Bank of the Philippines, LGU MalilipotBelen St Malilipot Albay Bicol Reg
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Malilipot BranchMarket Site, Rizal St., Barangay III, Malilipot, Albay

Malinao2 bank offices, 2 off-site ATMs, 2 pawnshop offices

  • bank officeBanco Santiago de Libon Inc, Malinao AlbayCarullo Bldg Pob Malinao Albay
  • bank officeCARD Bank Inc (A MF RB), MalinaoBrgy Poblacion Malinao Albay
  • off-site ATMBDO Unibank, Alindeco Ching Bee GRPAlindeco Malinao Plant Site Balading Malinao Albay
  • off-site ATMLand Bank of the Philippines, LGU Malinao AlbayTourism Bldg Malinao Albay
  • pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Malinao, Albay BranchPurok 1, Poblacion, Malinao, Albay
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Malinao Branch1/F Cea Building, Burgos St., Poblacion, Malinao, Albay

Manito3 bank offices, 1 pawnshop office

  • bank officeBanco Santiago de Libon Inc, Manito MboLing Dazal Bldg Brgy It-Ba Manito Albay
  • bank officeCamalig Bank Inc (A Rural Bank), ManitoPoblacion Manito Albay
  • bank officeCARD Bank Inc (A MF RB), ManitoJ Sanez St It-Ba Manito Albay
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Albay-Manito BranchAaa Building, National Highway, It-Ba, Manito, Albay

Santo Domingo (Libog)2 bank offices, 2 off-site ATMs, 3 pawnshop offices

  • bank officeBanco Santiago de Libon Inc, Sto DomingoSan Isidro St Sto Domingo Albay
  • bank officeCARD Bank Inc (A MF RB), Sto DomingoDel Rosario Sto Domingo Legaspi Cty
  • off-site ATMLand Bank of the Philippines, Sto Domingo LGULGU Main Bldg Sto Domingo Albay
  • off-site ATMPhilippine Veterans Bank, Legazpi-Sto Domingo MunicipalSan Vicente Sto Domingo Albay
  • pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Sto. Domingo, Albay BranchSto. Domingo Street, Santo Domingo Pob., Santo Domingo, Albay
  • pawnshop officeCebuana Lhuillier, Sto Domingo AlbaySto Domingo Street, Santo Domingo Pob. (Bgy. 4), Santo Domingo (Libog), Albay
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Sto. Domingo BranchSto. Domingo St., Santo Domingo Pob., (Bgy. 4), Santo Domingo (Libog), Albay

Tiwi4 bank offices, 2 off-site ATMs, 5 pawnshop offices, 1 money service business office

  • bank officeBDO Network Bank, Albay - TiwiPurok 1-A Brgy Tigbi Tiwi Albay
  • bank officeCARD Bank Inc (A MF RB), TiwiPurok 3 Libtong Tiwi Albay
  • bank officeRB of Guinobatan Inc, Albay 2Tamezane Bldg Tigbi Tiwi Albay
  • bank officeRB of Guinobatan Inc, TiwiTiwi Albay
  • off-site ATMBDO Unibank, Ap Renewables-TiwiGf Naga Tiwi Albay
  • off-site ATMBDO Unibank, PGPC TiwiGf Tiwi Center Tiwi Albay
  • pawnshop officeM. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, Tiwi, Albay BranchSan Lorenzo St., Tigbi, Tiwi, Albay
  • pawnshop officeMayon Pawnshop, Head officeTigbi, Tiwi, Albay
  • pawnshop officeCebuana Lhuillier, TiwiTigbi, Tiwi, Albay
  • pawnshop officePalawan Pawnshop and Palawan Express Pera Padala, Tiwi BranchStall #3, Pacis Bldg., Arellano St., Tigbi, Tiwi, Albay
  • pawnshop officePrime Phil-Asia Star Pawnshops, Inc, Tiwi BranchTigbi (Pob.), Tiwi, Albay
  • money service business officePetnet, Inc, Tiwi Branch260 San Rafael St., Tigbi, Tiwi, Albay

Questions

Which town in Albay has the most bank branches?

Legazpi City, with 110 bank offices on the BSP bank and ATM list as listed on 18 September 2026.

How many money changers are in Albay?

113 pawnshop and money service business offices are registered with the BSP as money changer or foreign exchange dealer, on the BSP lists as of 30 September 2025. Compare their rate with the BSP reference rate for the day before you change money.

My town in Albay has no page. Where are its offices?

Under Smaller towns on this page: 6 towns are listed there in full, every office with its address.

Counts are offices on the BSP lists, not separate companies: a bank with three offices counts three times. All provinces · Delisted pawnshops and remittance

Who licenses these offices

The Bangko Sentral ng Pilipinas (BSP) authorizes every bank office (Republic Act No. 8791), supervises pawnshops (Presidential Decree No. 114) and registers remittance companies and money changers (BSP Circular No. 1206, Series of 2024). The counts here are the offices on its lists.

These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.

No bank, pawnshop or remittance company pays to appear here or to change its order. Lists run from the most offices to the fewest.