Is EZLoan (Hupan) legit?
Yes. EZLoan (Hupan) is on the SEC list of recorded online lending platforms. It is run by Hupan Lending Technology Inc (SEC Reg. No. CS201901197). The SEC list dated Sep 29, 2026 records it as "EZLoan". SEC list of recorded online lending platforms, Sep 29, 2026
| Item | Result | Source |
|---|---|---|
| App on the SEC list of recorded online lending platforms (dated Sep 29, 2026) | Yes, as "EZLoan" | SEC list, Sep 29, 2026 |
| Company and SEC Reg. No. | Hupan Lending Technology Inc, CS201901197 | SEC list, Sep 29, 2026 |
| Certificate of Authority No. | Not on EZLoan (Hupan)'s listing or the SEC list | SEC list, Sep 29, 2026 |
| Price published | No rate on EZLoan (Hupan)'s website |
We could not confirm EZLoan (Hupan)'s interest rate from the sources checked. Ask for the rate, all fees and total repayment in your Disclosure Statement before accepting a loan.
Next: ask EZLoan (Hupan) for its Disclosure Statement before you accept, or compare apps that publish their price.
Not the same as EzLoan (Second Pay) (Second Pay Financing Inc, on the SEC list). Check the company name in the app before you borrow: EZLoan (Hupan) here is Hupan Lending Technology Inc.
Should you borrow from EZLoan (Hupan)?
Without a confirmed rate for EZLoan (Hupan), we cannot tell whether it is cheaper than another lender. For comparison, Pocketcash (Elending)'s published terms give a cost of ₱300 for ₱5,000 over 120 days; compare this with your actual offer.
Skip EZLoan (Hupan) if
- you need a confirmed total cost before applying: the sources checked do not provide a rate.
If you cannot pay EZLoan (Hupan) on time
On EZLoan (Hupan) loans above ₱10,000 or longer than four months, the penalty is whatever your contract and Disclosure Statement say; the SEC's 5% a month cap covers only smaller, shorter loans. Hupan Lending Technology Inc's collectors, and any agency it hires, may not post your details, threaten you, call before 6 a.m. or after 10 p.m., or message anyone in your contacts except the guarantors you named (SEC MC No. 18 s.2019).
If that fails, report Hupan Lending Technology Inc to the SEC on hotline 14732 or the iMessage portal, and report messages to your contacts to the National Privacy Commission at complaints@privacy.gov.ph. All eight prohibited collection practices.
Other apps from Hupan Lending Technology Inc
This page covers EZLoan (Hupan)'s published terms and SEC record, not the offer in your own loan agreement. For a dispute over a specific loan, contact EZLoan (Hupan) first, then the SEC (hotline 14732); for a legal claim, a lawyer.
Questions about EZLoan (Hupan)
Who owns EZLoan (Hupan)?
Hupan Lending Technology Inc (SEC Reg. No. CS201901197), which also runs Cashme, Sukiloan, Cashwow, per the SEC list dated Sep 29, 2026.
Does EZLoan (Hupan) call your contacts?
Hupan Lending Technology Inc may not contact anyone in your phone contacts except the guarantors or co-makers you named, even if you allowed access (SEC MC No. 18 s.2019, Sec. 1(h), issued Aug 19, 2019). Report it to the SEC on 14732.
Compare published costs for ₱5,000 over 120 days
No lender pays to appear on this site or to change its position.
| App | Most you pay back | Lends | Approval needs | Downside |
|---|---|---|---|---|
| Pocketcash (Elending) | ₱5,30018% a year × 120/360 days × ₱5,000 = ₱300 (interest and fees) | ₱1,000 to ₱50,00091 to 360 days | Resident of the Philippines; At least 18 years old | None in Pocketcash (Elending)'s published terms |
| Vplus | ₱5,30018% a year × 120/360 days × ₱5,000 = ₱300 interest | ₱1,000 to ₱50,00091 to 180 days | One valid ID | None in Vplus's published terms |
| Pesos.ph | ₱5,39524% a year × 120/365 days × ₱5,000 = ₱395 interest | ₱1,500 to ₱50,00091 to 180 days | At least 18 years old | None in Pesos.ph's published terms |
