Is Cashme legit?
Yes. Cashme is on the SEC list of recorded online lending platforms. It is run by Hupan Lending Technology Inc (SEC Reg. No. CS201901197). The SEC list dated Sep 29, 2026 records it as "Cashme". SEC list of recorded online lending platforms, Sep 29, 2026
| Item | Result | Source |
|---|---|---|
| App on the SEC list of recorded online lending platforms (dated Sep 29, 2026) | Yes, as "Cashme" | SEC list, Sep 29, 2026 |
| Company and SEC Reg. No. | Hupan Lending Technology Inc, CS201901197 | SEC list, Sep 29, 2026 |
| Certificate of Authority No. | Not on Cashme's listing or the SEC list | SEC list, Sep 29, 2026 |
| SEC notices naming the app or lookalikes | 1 document, latest SEC advisory on unauthorized online lending platforms of Mar 25, 2026 | SEC, Mar 25, 2026 |
| Price published | No rate on Cashme's website |
We could not confirm Cashme's interest rate from the sources checked. Ask for the rate, all fees and total repayment in your Disclosure Statement before accepting a loan.
Next: ask Cashme for its Disclosure Statement before you accept, or compare apps that publish their price.
Should you borrow from Cashme?
Without a confirmed rate for Cashme, we cannot tell whether it is cheaper than another lender. For comparison, Pocketcash (Elending)'s published terms give a cost of ₱300 for ₱5,000 over 120 days; compare this with your actual offer.
Skip Cashme if
- you need a confirmed total cost before applying: the sources checked do not provide a rate.
If you cannot pay Cashme on time
On Cashme loans above ₱10,000 or longer than four months, the penalty is whatever your contract and Disclosure Statement say; the SEC's 5% a month cap covers only smaller, shorter loans. Hupan Lending Technology Inc's collectors, and any agency it hires, may not post your details, threaten you, call before 6 a.m. or after 10 p.m., or message anyone in your contacts except the guarantors you named (SEC MC No. 18 s.2019).
If that fails, report Hupan Lending Technology Inc to the SEC on hotline 14732 or the iMessage portal, and report messages to your contacts to the National Privacy Commission at complaints@privacy.gov.ph. All eight prohibited collection practices.
Other apps from Hupan Lending Technology Inc
Hupan Lending Technology Inc runs 4 apps on the SEC list. They share one SEC registration, so a complaint about any of them goes against the same company.
- EZLoan (Hupan) listed as "EZLoan"
- Sukiloan listed as "Sukiloan"
- Cashwow listed as "Cashwow"
This page covers Cashme's published terms and SEC record, not the offer in your own loan agreement. For a dispute over a specific loan, contact Cashme first, then the SEC (hotline 14732); for a legal claim, a lawyer.
Questions about Cashme
Who owns Cashme?
Hupan Lending Technology Inc (SEC Reg. No. CS201901197), which also runs EZLoan (Hupan), Sukiloan, Cashwow, per the SEC list dated Sep 29, 2026.
Does Cashme call your contacts?
Hupan Lending Technology Inc may not contact anyone in your phone contacts except the guarantors or co-makers you named, even if you allowed access (SEC MC No. 18 s.2019, Sec. 1(h), issued Aug 19, 2019). Report it to the SEC on 14732.
Cashme regulatory history
- Mar 25, 2026The SEC named CashmeCredit-Money Loans on the Apple App Store as not authorized to lend. Check that the developer is Hupan Lending Technology Inc before you install. Source
Compare published costs for ₱5,000 over 120 days
No lender pays to appear on this site or to change its position.
| App | Most you pay back | Lends | Approval needs | Downside |
|---|---|---|---|---|
| Pocketcash (Elending) | ₱5,30018% a year × 120/360 days × ₱5,000 = ₱300 (interest and fees) | ₱1,000 to ₱50,00091 to 360 days | Resident of the Philippines; At least 18 years old | None in Pocketcash (Elending)'s published terms |
| Vplus | ₱5,30018% a year × 120/360 days × ₱5,000 = ₱300 interest | ₱1,000 to ₱50,00091 to 180 days | One valid ID | None in Vplus's published terms |
| Pesos.ph | ₱5,39524% a year × 120/365 days × ₱5,000 = ₱395 interest | ₱1,500 to ₱50,00091 to 180 days | At least 18 years old | None in Pesos.ph's published terms |
