PHP to SGD today: Philippine peso to Singapore dollar
₱1 = 0.0204 SGD, so ₱1,000 buys 20.43 SGD and ₱10,000 buys 204.26 SGD at the official rate. At BPI's selling rate of ₱49.6415 (5 Oct 2026, 5:06 PM), the same ₱10,000 buys 201.44 SGD. A year earlier ₱1,000 bought 22.16 SGD; the peso is weaker against the Singapore dollar by 7.8%. Next: compare the bank columns below and buy where your pesos go furthest; branches and money changers are listed on the offices by province page.
Rate: BSP Reference Exchange Rate Bulletin, 5 Oct 2026. Working: ₱1,000 ÷ ₱48.9583 per SGD = 20.43 SGD, where US$0.7815 per SGD × ₱62.6470 per US$ = ₱48.9583.
1 SGD = ₱48.9583 · ₱1 = 0.0204 SGD · official rate (BSP bulletin), 5 Oct 2026
The converter applies the 5 Oct 2026 rate with no spread. Next: compare bank selling rates or see what common peso amounts buy.
What your pesos buy in SGD
| Pesos | Official rate | At BPI | At Metrobank |
|---|---|---|---|
| ₱100 | 2.04 | 2.01 | 2.03 |
| ₱500 | 10.21 | 10.07 | 10.15 |
| ₱1,000 | 20.43 | 20.14 | 20.29 |
| ₱5,000 | 102.13 | 100.72 | 101.46 |
| ₱10,000 | 204.26 | 201.44 | 202.92 |
| ₱20,000 | 408.51 | 402.89 | 405.84 |
| ₱50,000 | 1,021.28 | 1,007.22 | 1,014.61 |
| ₱100,000 | 2,042.56 | 2,014.44 | 2,029.22 |
SGD received for each peso amount at the 5 Oct 2026 official rate. Bank columns use each bank's posted selling rate (5 Oct 2026, 5:06 PM; 5 Oct 2026, 9:08 AM).
Buying SGD at a Philippine bank
BPI sells at ₱49.6415 and buys at ₱48.2973, so on ₱50,000 its spread costs about ₱686.24; Metrobank sells at ₱49.2800 and buys at ₱48.5000, so on ₱50,000 its spread costs about ₱398.85. Board rates are posted during the day while the official rate reflects the previous trading day, so a bank can sell slightly below the official figure on a day the peso has strengthened.
| Bank, as of | Buys SGD (transfer) | Sells SGD | Buy-sell spread |
|---|---|---|---|
| BPI5 Oct 2026, 5:06 PM | ₱48.2973 | ₱49.6415 | ₱1.3442 (2.74%) |
| Metrobank5 Oct 2026, 9:08 AM | ₱48.5000 | ₱49.2800 | ₱0.7800 (1.60%) |
Pesos per 1 SGD, as each bank posts them; official rate ₱48.9583. Columns a listed bank does not publish are left out.
Next: for cash, find a bank branch or BSP-registered money changer on the offices by province page.
The peso against the Singapore dollar
| Period to 5 Oct 2026 | ₱1,000 bought, start | Best | Worst |
|---|---|---|---|
| 30 days | 20.27 SGD4 Sep 2026 | 20.4430 Sep 2026 | 20.1814 Sep 2026 |
| 90 days | 21.00 SGD7 Jul 2026 | 21.147 Aug 2026 | 20.1814 Sep 2026 |
| 365 days | 22.16 SGD3 Oct 2025 | 22.4110 Oct 2025 | 20.1814 Sep 2026 |
SGD that ₱1,000 bought at the official rate on each date.
Paying or sending pesos abroad in SGD
For tuition, rent or a family member abroad, a bank wire or a remittance app converts your pesos at its own rate. Ask for the SGD amount that will arrive and compare it with the official figure above: ₱20,000 should land close to 408.51 SGD before fees. Next, for money coming the other way: SGD to PHP, with what remittance firms charge.
Cash for a trip: buy at a bank or a BSP-registered money changer, listed by town on the remittance and money changer offices page. For tax, a business converts SGD amounts at the BSP rate on the transaction day (BIR RMC 12-2024).
PHP to SGD questions
How much is ₱5,000 in SGD?
₱5,000 ÷ ₱48.9583 = 102.13 SGD at the 5 Oct 2026 rate; ₱25,000 is 510.64 SGD. A bank or money changer gives fewer Singapore dollars, because its selling rate includes a spread.
What is the BPI and Metrobank selling rate for SGD today?
BPI: ₱49.6415 per SGD (5 Oct 2026, 5:06 PM); Metrobank: ₱49.2800 per SGD (5 Oct 2026, 9:08 AM). The official rate for 5 Oct 2026 is ₱48.9583. Board rates are indicative and can change during the day; the branch gives the final rate.
Is the peso stronger or weaker against the Singapore dollar than three months ago?
Weaker. On 7 Jul 2026, ₱1,000 bought 21.00 SGD; on 5 Oct 2026 it buys 20.43 SGD.
Which SGD rate does the BIR use for tax?
Under RMC 12-2024, SGD transactions are converted straight to pesos at the BSP rate on the transaction day; the old practice of converting through the US dollar first is superseded.