IDR to PHP today: Indonesian rupiah to Philippine peso
1,000 rupiah = ₱3.51, and ₱1,000 buys 284,584.89 IDR. Indonesia sent US$21 million in cash remittances to the Philippines in 2025 (BSP, preliminary), number 29 of the 50 corridors on this site. Next: ask the sending firm how many pesos will arrive and test it in the quote checker; collect at a BSP-registered office near you (offices by province).
Rate: BSP Reference Exchange Rate Bulletin, 2 Oct 2026. Working: US$0.000056 per IDR × ₱62.7480 per US$ = ₱0.003514.
1 IDR = ₱0.003514 · ₱1 = 284.5849 IDR · official rate (BSP bulletin), 2 Oct 2026
The converter applies the 2 Oct 2026 rate with no fee or spread. Changing pesos into rupiah instead? PHP to IDR has bank selling rates.
Check a quote against the official rate
Type the IDR amount and the pesos your app or counter promises; the checker shows what the rate and fee cost you in pesos. If the gap is wide, try another firm before you send.
- What this transfer costs you against the official rate
- ₱26.36 (1.50%)
- At the official rate
- ₱1,756.95
- Provider's effective rate
- ₱0.003461
Rate used: 1 IDR = ₱0.003514, 2 Oct 2026. Cost = value at that rate minus the pesos that arrive, plus the fee converted at the same rate.
Converting IDR at a Philippine bank
| Bank, as of | Buys IDR notes |
|---|---|
| Metrobank2 Oct 2026, 9:09 AM | ₱3.20 |
Pesos per 1,000 IDR, as each bank posts them; official rate ₱3.51.
IDR to PHP over 30, 90 and 365 days
| Period to 2 Oct 2026 | High | Low | Average | Change |
|---|---|---|---|---|
| 30 days 23 rates | ₱3.604 Sep 2026 | ₱3.502 Sep 2026 | ₱3.54 | n/afrom ₱3.50 |
| 90 days 64 rates | ₱3.604 Sep 2026 | ₱3.403 Jul 2026 | ₱3.47 | n/afrom ₱3.40 |
| 365 days 245 rates | ₱3.6011 Dec 2025 | ₱3.4013 Feb 2026 | ₱3.49 | n/afrom ₱3.50 |
Pesos per 1,000 IDR. Change = (today − start of period) ÷ start of period. One value per BSP banking day from the BSP daily peso cross-rate series and bulletins. The BSP prints this rate to four decimals, so percentage changes would mostly measure rounding and are not shown.
IDR and PHP amounts, both ways
IDR to PHP
| 1,000 IDR | ₱3.51 |
|---|---|
| 5,000 IDR | ₱17.57 |
| 10,000 IDR | ₱35.14 |
| 50,000 IDR | ₱175.69 |
| 100,000 IDR | ₱351.39 |
| 500,000 IDR | ₱1,756.95 |
| 1,000,000 IDR | ₱3,513.89 |
| 5,000,000 IDR | ₱17,569.45 |
Each row: amount × ₱0.003514, the 2 Oct 2026 rate, before fees.
PHP to IDR
| ₱100 | 28,458.49 IDR |
|---|---|
| ₱500 | 142,292.45 IDR |
| ₱1,000 | 284,584.89 IDR |
| ₱5,000 | 1,422,924.45 IDR |
| ₱10,000 | 2,845,848.90 IDR |
| ₱50,000 | 14,229,244.51 IDR |
Each row: pesos ÷ ₱0.003514, before fees. Sending one of these amounts? Test the pesos promised in the quote checker.
Receiving IDR transfers in the Philippines
Cash remittances from Indonesia reached US$21 million in 2025 (BSP, preliminary).
Rupiah sent to the Philippines are normally converted by the sending firm and paid out in pesos: into a bank account, an e-wallet such as GCash or Maya, or as cash at a remittance agent. Ask for the peso amount before you send, because that figure already includes the firm's rate.
If you hold IDR cash, Metrobank buys notes at ₱0.003200 (2 Oct 2026, 9:09 AM). Find a registered office near you on the remittance centres by province page, compare e-wallet cash-in and cash-out fees, and check the InstaPay and PESONet fee before moving the pesos to your bank.
How Philippine tax treats IDR you receive
- Money family abroad sends you is not part of your gross income: gifts are excluded under NIRC Sec. 32(B)(3), and an OFW's pay earned abroad is not taxed here under Sec. 23(C). Money paid to you for work is income in any currency. More: are remittances taxable?
- OFW remittances are exempt from documentary stamp tax when the recipient shows the OFW's OEC or OWWA certificate (RA 8042 Sec. 35 as amended by RA 10022). More: documentary stamp tax.
- Kept in a foreign currency deposit, the interest of a resident is taxed at a 20% final tax since 1 July 2025 (RA 12214, CMEPA). More: final tax.
- A business converts IDR amounts at the BSP rate on the transaction day, is taxed on forex gains only when realized, and loses other rates in an audit unless it filed the sworn statement (BIR RMC 12-2024). More: income tax.
IDR to PHP questions
How much is 2,000,000 IDR in Philippine pesos?
2,000,000 × ₱0.003514 = ₱7,027.78 at the 2 Oct 2026 rate, and 10,000,000 IDR is ₱35,138.90. What arrives is lower by the provider's fee and rate margin.
Will the Indonesian rupiah go up against the peso?
Nobody can know that in advance. It moves with interest-rate decisions of the BSP and the central bank of Indonesia, trade and remittance flows, and global risk appetite.
Why does my bank or app give less than ₱0.003514?
This is a reference rate with no spread. Banks buy below it: Metrobank posted ₱0.003200 per IDR (2 Oct 2026, 9:09 AM). Remittance firms add a fee and a rate margin; compare the pesos that arrive. Source: Metrobank rates page.
Which rate applies on a weekend or holiday?
The Friday 2 Oct 2026 bulletin, generated by the BSP at 08:43 AM, stays the reference until the next one, Monday 5 Oct 2026 at the earliest (later if that is a holiday). Banks and apps keep setting their own rates in between. Source: BSP exchange rate page.
Does the sender owe tax on a large gift from Indonesia?
Possibly. Donor's tax is 6% of a donor's total gifts above ₱250,000 in a calendar year (NIRC Sec. 99 as amended by RA 10963), and the sender owes it, not the recipient. At the 2 Oct 2026 rate, ₱250,000 is 71,146,222.56 IDR. Source: RA 10963 (TRAIN), Sec. 99.