Cherry De Vega, Bookkeeping and Compliance ReviewerReviewed by Cherry De Vega, Bookkeeping and Compliance Reviewer

Bank branches, pawnshops and remittance centers in Concepcion

Concepcion has 29 bank offices on the BSP bank and ATM list updated 18 September 2026, or 1.7 per 10,000 people (PSA 2020 Census: 169,953 people). The median Tarlac town has 1.1 bank offices per 10,000 people (18 towns with a census count). Concepcion is in Tarlac, Central Luzon. Find your bank below, or search a street or barangay.

Bank offices:
29.
from 18 banks.
Off-site ATMs:
8.
Pawnshop offices:
11.
Money service business offices:
8.
Registered for remittance:
13.
of the 19 pawnshop and money service business offices.

Most bank offices: BDO 4, BPI 1, Metrobank 3

Pawnshop and remittance brands: M Lhuillier 3, Palawan Pawnshop 2, Cebuana Lhuillier 1

Banks and ATMs: BSP bank and ATM list updated 18 September 2026; pawnshops and money service businesses: BSP pawnshop and money service business lists as of 30 September 2025.

No bank, pawnshop or remittance company pays to appear here or to change its order. Banks people search for most come first, then the rest by number of offices.

Bank branches in Concepcion

29

29 bank offices from 18 banks, as listed on the BSP bank and ATM list of 18 September 2026. BDO, BPI, Metrobank and Landbank come first; every bank shows its offices, how many have an ATM on site and its off-site ATMs.

BDO branches in Concepcion

4

BDO Unibank: 4 offices, 2 with an ATM on site, 1 off-site ATM. BDO savings rates and fees

BranchAddressATM on site
Tarlac-ConcepcionL Jaena St Concepcion TarlacNo ATM listed
Tarlac-Concepcion 1L Jaena St Concepcion TarlacATM on site
Tarlac-Concepcion 2L Jaena St Concepcion TarlacATM on site
Waltermart-Concepcion TarlacGf L Cortez St Alfonso ConcepcionNo ATM listed

BPI branches in Concepcion

1

Bank of the Philippine Islands: 1 office, 1 with an ATM on site, 1 off-site ATM. BPI savings rates and fees

BranchAddressATM on site
Tarlac ConcepcionC Cortez St Concepcion TarlacATM on site

Metrobank branches in Concepcion

3

Metropolitan Bank & Trust Co.: 3 offices, 2 with an ATM on site, 2 off-site ATMs. Metrobank savings rates and fees

BranchAddressATM on site
ConcepcionEstrella Comml Bldg San Nicolas Pob Concepcion Tarlac CityNo ATM listed
Concepcion TarlacL Cortez St Pob Concepcion TarlacATM on site
Tarlac ConPoblacion Concepcion TarlacATM on site

Landbank branches in Concepcion

3

Land Bank of the Philippines: 3 offices, 2 with an ATM on site, 0 off-site ATMs. Landbank savings rates and fees

BranchAddressATM on site
ConcepcionL.Cortez, SN Nicolas,concepcion,tarATM on site
ConcepcionLopez San Nicolas Concepcion TarlacNo ATM listed
Concepcion 2Landbank Bldg SN Nicolas ConcepcionATM on site

Pawnshops and remittance centers

19

11 pawnshop offices and 8 money service business offices, as listed on the BSP pawnshop and money service business lists as of 30 September 2025. Every brand shows its offices, how many are registered for remittance and how many as money changer.

M Lhuillier in Concepcion

3

3 offices: 3 registered as pawnshop, 3 for remittance, 3 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Concepcion 2, Tarlac BranchJaena St., San Nicolas Poblacion, Concepcion, TarlacPawnshopRemittanceMoney changerForeign exchange dealer
Concepcion 1, Tarlac BranchSan Nicolas (Pob.), Concepcion, TarlacPawnshopRemittanceMoney changerForeign exchange dealer
Concepcion 3, Tarlac BranchSan Nicolas, Poblacion, Concepcion, TarlacPawnshopRemittanceMoney changerForeign exchange dealer

Palawan Pawnshop and Palawan Express in Concepcion

2

2 offices: 2 registered as pawnshop, 2 for remittance, 2 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Palawan Pawnshop and Palawan Express Pera PadalaConcepcion BranchL. Cortez, San Nicolas, Concepcion, TarlacPawnshopRemittanceMoney changerForeign exchange dealer
Palawan Pawnshop and Palawan Express Pera PadalaConcepcion MarketJMKC Arcade, Jacinto Street, San Nicolas (Pob.), Concepcion, TarlacPawnshopRemittanceMoney changerForeign exchange dealer

Cebuana Lhuillier in Concepcion

1

1 office: 1 registered as pawnshop, 1 for remittance, 1 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
ConcepcionLopez-Jaena Street, San Nicolas, Poblacion, Concepcion, TarlacPawnshopRemittanceMoney changerForeign exchange dealer

Western Union

Western Union pays out cash through agent locations; its official finder lists them by city. Search Concepcion on the Western Union location finder. Before you claim, check the payout against today's BSP reference rates.

Other banks

18

BSP list: Updated 18 September 2026

BranchAddress (as listed by the BSP)ATM on site
China Banking Corp. 2
Tarlac-ConcepcionDescanzo F Timbol Concepcion Tarlac
Tarlac-ConcepcionGf Descanzo Bldg Concepcion TarlacATM
East West Banking Corp. 2
Tarlac-ConcepcionL1889 B1-B2-B3 L Cortez ConcepcionATM
Tarlac-ConcepcionL18893 SN Nicolas Concepcion Tarlac
Philippine National Bank 2
ConcepcionA Dizon St Concepcion Tarlac
ConcepcionA Dizon St San Nicolas ConcepcionATM
Security Bank Corp. 2
CRM Tarlac ConcepcionCortez Street Concepcion TarlacATM
Tarlac ConcepcionL Cortez St San Nicolas Concepcion Tarlac
Asia United Bank Corp. 1
Tarlac-ConcepcionL Cortez San Nicolas Pob Concepcion Tarlac
BPI Direct BanKo 1
ConcepcionL Cortez St Concepcion Tarlac
CARD Bank Inc (A MF RB) 1
Concepcion311 Santan St Brgy Green Village Concepcion Tarlac
Eccobank (A Rural Bank) Inc 1
Tarlac BranchTarlac Electric Coop II Bldg Concepcion Tarlac
First Isabela Coop Bank (Ficobank) 1
ConcepcionSan Nicolas St Concepcion Tarlac
GM Bank of Luzon Inc (A Rural Bank) 1
ConcepcionMabini cor la Purisima Concepcion
Guagua Rural Bank Inc 1
ConcepcionSan Nicolas Concepcion Tarlac
Northpoint Dev't Bank Inc 1
Concepcion Tarlac551 552 L Cortez St Concepcion TRLC
Producers Savings Bank Corp. 1
ConcepcionBrgy San Jose Concepcion Tarlac
RB of Porac (Pampanga) Inc 1
Concepcion TarlacStall 1&2 Dela Patria St Concepcion

Off-site ATMs

8

BSP list: Updated 18 September 2026

LocationAddress (as listed by the BSP)Services
Rizal Commercial Banking Corp. 3
D Luxe Bags Phils TarlacTPC Sta Rosa Concepcion Tarlac
Delux Philippines IncTarlac Prod Ctr Concepcion Tarlac
FCC SupermarketFCC Gen Merch Corp Concepcion Tarlac
Metropolitan Bank & Trust Co. 2
Cmsu TarlacTarlac II Eci Concepcion Tarlac
Cmsu Tarlac RCSRCS Sprmrkt Concepcion Tarlac
Asia United Bank Corp. 1
Concepcion TarlacL Cortez St San Nicolas Concepcion Tarlac
Bank of the Philippine Islands 1
Re Concepcion OffLa Purisima St San Nicolas Concepcion Tarlac
BDO Unibank 1
Waltermart Concepcion TarlacL Cortez St Concepcion Tarlac

Other pawnshops

5

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
Agencia de Tarlac Pawnshops, Inc 1
Head officeL. Cortez St., San Nicolas (Pob.), Concepcion, TarlacPawnshopRemittanceMoney changerForeign exchange dealer
BHF Pawnshop TLC GRP 1
Concepcion, Tarlac Branch VIIISan Nicolas Poblacion, Concepcion, TarlacPawnshop
Ilwhan Pawnshop 1
Head officeSan Nicolas (Pob.), Concepcion, TarlacPawnshop
Rd Pawnshop, Incorporated 1
Tarlac Concepcion BranchSan Nicolas (Pob.), Concepcion, TarlacPawnshopRemittanceMoney changerForeign exchange dealer
Sinag Pawnshop Corporation 1
Concepcion Tarlac BranchSan Nicolas, Concepcion, TarlacPawnshopMoney changerForeign exchange dealer

Remittance offices

8

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
Universal Storefront Services Corporation 2
USSC Service Store - Concepcion Branch082 Punzalan Bldg., L. Cortez St., Brgy. San Nicolas (Pob.), Concepcion, TarlacRemittanceMoney changerForeign exchange dealer
USSC Service Store - Concepcion WaltermartGround Floor Waltermart L. Cortez St., Alfonso, Concepcion, TarlacRemittanceMoney changerForeign exchange dealer
Capalad Money Changer 1
Head officeSan Nicolas (Pob)., Concepcion, TarlacMoney changerForeign exchange dealer
Core Pacific Money Exchange Corporation 1
Waltermart Concepcion BranchWcon 017 Waltermart Concepcion, Alfonso, Concepcion, TarlacMoney changerForeign exchange dealer
LBC Express, Inc 1
Concepcion TarlacSan Nicolas Concepcion TarlacRemittance
Manila Southern Associates, Inc 1
Msa Waltermart Supermarket ConcepcionWaltermart Supermarket, Alfonso, Concepcion, TarlacRemittanceMoney changerForeign exchange dealer
Moneyholic Payshop, Inc 1
Concepcion, Tarlac BranchSan Nicolas (Pob.), Concepcion, TarlacMoney changerForeign exchange dealer
Robinsons Easymart 1
Robinsons Easymart Concepcion Tarlac BranchRobinsons Easymart Concepcion cor. la Purisima St San Nicholas Road, San Nicolas (Pob.), Concepcion, TarlacRemittanceMoney changerForeign exchange dealer

Against the rest of Tarlac

Per person, Concepcion has more bank offices than the median Tarlac town: 1.7 against 1.1 per 10,000 people.

Offices on the BSP lists (BSP bank and ATM list updated 18 September 2026; BSP pawnshop and money service business lists as of 30 September 2025). Population: PSA 2020 Census (Concepcion 169,953).
OfficesConcepcionMedian Tarlac town (of 18)Per 10,000 people hereMedian town per 10,000
Bank offices296.51.71.1
Pawnshop offices117.50.61.3
Money service business offices82.50.50.3

1.7 per 10,000 = 29 BSP-listed bank offices ÷ 169,953 people (PSA 2020 Census) × 10,000; the Tarlac median is 1.1 across the 18 towns with a census count. Moved to Concepcion? See how to transfer your BIR RDO.

Before you pawn or send money

These rules apply to the 11 pawnshop offices and the 8 money service business offices here, 13 of them registered for remittance.

Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).

Check a pawnshop or remittance office

Result for Concepcion

15 pawnshop and remittance companies have offices in Concepcion on the BSP pawnshop and money service business lists as of 30 September 2025. 9 offices in Concepcion are on the BSP delisted lists, 1 January 2019 to 30 September 2025; the latest, Sanford Marketing Corporation (Savemore Market Concepcion Tarlac Branch), on 31 July 2023.

Next: if the name you typed is not on the list, search it in the BSP Verifier; if it shows as delisted, do not pawn or send money there and report it through the BSP consumer assistance channels. Every delisted office with its date: delisted pawnshops and remittance offices.

Questions about Concepcion

Which bank has the most off-site ATMs in Concepcion?

RCBC, with 3 of the 8 off-site ATMs on the BSP bank and ATM list as listed on 18 September 2026. Off-site ATMs stand away from a branch, in malls, offices and stations.

Which pawnshop or remittance company has the most offices in Concepcion?

M. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, with 3 offices, 3 of them registered for remittance, on the BSP pawnshop and money service business lists as of 30 September 2025.

When was the last pawnshop or remittance office in Concepcion delisted?

31 July 2023: Sanford Marketing Corporation (Savemore Market Concepcion Tarlac Branch), on the BSP delisted lists, 1 January 2019 to 30 September 2025. Do not pawn or send money at a delisted office.

Names and addresses are shown as the BSP lists them. All provinces

Who licenses these offices

The Bangko Sentral ng Pilipinas (BSP) authorizes every bank office (Republic Act No. 8791), supervises pawnshops (Presidential Decree No. 114) and registers remittance companies and money changers (BSP Circular No. 1206, Series of 2024). The counts here are the offices on its lists.

These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.