Cherry De Vega, Bookkeeping and Compliance ReviewerReviewed by Cherry De Vega, Bookkeeping and Compliance Reviewer

Bank branches, pawnshops and remittance centers in Lubao

Lubao has 17 bank offices on the BSP bank and ATM list updated 18 September 2026, or 1.0 per 10,000 people (PSA 2020 Census: 173,502 people). The median Pampanga town has 0.9 bank offices per 10,000 people (22 towns with a census count). Lubao is in Pampanga, Central Luzon. Find your bank below, or search a street or barangay.

Bank offices:
17.
from 11 banks.
Off-site ATMs:
8.
Pawnshop offices:
26.
Money service business offices:
3.
Registered for remittance:
22.
of the 29 pawnshop and money service business offices.

Most bank offices: BPI 1, BDO 2, Metrobank 1

Pawnshop and remittance brands: M Lhuillier 3, Cebuana Lhuillier 7, Palawan Pawnshop 2

Banks and ATMs: BSP bank and ATM list updated 18 September 2026; pawnshops and money service businesses: BSP pawnshop and money service business lists as of 30 September 2025.

No bank, pawnshop or remittance company pays to appear here or to change its order. Banks people search for most come first, then the rest by number of offices.

Bank branches in Lubao

17

17 bank offices from 11 banks, as listed on the BSP bank and ATM list of 18 September 2026. BPI, BDO and Metrobank come first; every bank shows its offices, how many have an ATM on site and its off-site ATMs.

BPI branches in Lubao

1

Bank of the Philippine Islands: 1 office, 0 with an ATM on site, 1 off-site ATM. BPI savings rates and fees

BranchAddressATM on site
LubaoSta Cruz Lubao PampangaNo ATM listed

BDO branches in Lubao

2

BDO Unibank: 2 offices, 1 with an ATM on site, 0 off-site ATMs. BDO savings rates and fees

BranchAddressATM on site
Pampanga LubaoOlongapo Gapan Sta Cruz Lubao PampaNo ATM listed
Pampanga LubaoOlongapo-Gapan Rd Stacruz Lubao PamATM on site

Metrobank branches in Lubao

1

Metropolitan Bank & Trust Co.: 1 office, 0 with an ATM on site, 0 off-site ATMs. Metrobank savings rates and fees

BranchAddressATM on site
Pampanga-LubaoVima Jose Abad Santos S Cruz LubaoNo ATM listed

Pawnshops and remittance centers

29

26 pawnshop offices and 3 money service business offices, as listed on the BSP pawnshop and money service business lists as of 30 September 2025. Every brand shows its offices, how many are registered for remittance and how many as money changer.

M Lhuillier in Lubao

3

3 offices: 3 registered as pawnshop, 3 for remittance, 3 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Lubao, Pampanga BranchCentro Magsaysay St., Sta. Cruz, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer
San Roque Dau 1st, Lubao, PampangaPurok 6 B Highway, San Roque Dau, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer
Sto. Tomas, Lubao, PampangaMNC Bldg. Crossing, Santo Tomas, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer

Cebuana Lhuillier in Lubao

7

7 offices: 7 registered as pawnshop, 7 for remittance, 7 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Lauc Pau BranchNo. 40 Jose Abad Santos, District II, Lourdes, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer
Lubao 1Sitio Centro, Sta. Cruz, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer
Lubao 2B & M Bldg., Sta. Cruz, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer
Lubao San Pablo 2nd Branch664 Sito Dam 84 2nd District, San Pablo 2nd, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer
Lubao-Mi Cruz BranchMi Cruz Street, San Agustin, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer
Lubao-Sto. Tomas BranchCrossing St., Santo Tomas (Pob.), Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer
San Roque Dau First BranchStall 2 & 7, San Roque Dau First, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer

Palawan Pawnshop and Palawan Express in Lubao

2

2 offices: 2 registered as pawnshop, 2 for remittance, 2 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Palawan Pawnshop and Palawan Express Pera PadalaLubao Branch4 Lingad Arcade, J. P. Rizal St., Santa Cruz, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer
Palawan Pawnshop and Palawan Express Pera PadalaSan Roque Dau District BranchPurok 6-B, Highway, San Roque Dau, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer

Other banks

13

BSP list: Updated 18 September 2026

BranchAddress (as listed by the BSP)ATM on site
Bof Inc (A Rural Bank) 4
LubaoCrisostomo Sotto St Sta Cruz Lubao PampangaATM
LubaoCrossing St Sto Tomas Lubao PampangaATM
LubaoLubao Pampanga
Sta CruzC Ibarra Sta Cruz Lubao Pampanga
Philippine National Bank 3
LubaoOlongapo Rd Sta Cruz Lubao Pampanga
LubaoOlongapo Sta Cruz Lubao PampangaATM
Lubao 2Og Rd Brgy Sta Cruz Lubao PampangaATM
BPI Direct BanKo 1
Lubao31 JP Rizal St Sta Cruz Lubao Pam
CARD MRI Rizal Bank Inc A Microfinance 1
LubaoDominic Subd Lubao Pampanga
GM Bank of Luzon Inc (A Rural Bank) 1
Lubao PampangaCP Romulo Sta Cruz Lubao Pampanga
Guagua Rural Bank Inc 1
Lubao PampangaGomburza Sta Cruz Lubao Pampanga
Saviour Rural Bank Inc 1
OfficeOlongapo Highway Corner Osmeña Street, Sta. Cruz, Lubao, Pampanga
Zambales Rural Bank Inc 1
LubaoSta Cruz Lubao Pampanga

Off-site ATMs

8

BSP list: Updated 18 September 2026

LocationAddress (as listed by the BSP)Services
China Banking Corp. 5
Alfamart San Roque Dau LubaoSan Roque Dau Lubao Pampanga
Pdy Ventures LubaoConception St Lubao Pampanga
Pradera Club HouseJose Abad Santos Ave Lubao Pampanga
Pradera Themepark 1Jose Abad Santos Ave Lubao Pampanga
Pradera Themepark 2Jose Abad Santos Ave Lubao Pampanga
Bank of the Philippine Islands 1
FC Home Center Lubao 3C Sotto St Sta. Cruz Lubao Pampanga
Development Bank of the Philippines 1
Bank of Florida Sta Cruz LubaoSclbo C Sotto St Sta Cruz Lubao Pam
Land Bank of the Philippines 1
Lubao Lgu-PampangaPNB Bldg Mun Hall Lubao Pampanga

Other pawnshops

14

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
Sinag Pawnshop Corporation 2
Lubao, Pampanga BranchJ. P. Rizal St., Santa Cruz, Lubao, PampangaPawnshopMoney changerForeign exchange dealer
San Roque, Lubao Branch99 San Roque Dau, Lubao, PampangaPawnshopMoney changerForeign exchange dealer
Channel of Gold Pawnshop 1
Channel of Gold Pawnshop 3Santa Cruz, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer
Crown Asia Pawnshop Inc 1
Head office54-A, Rizal Street, Santa Cruz, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer
JLVG Pawnshop 1
Head officeCrossing, Sto. Tomas, Lubao, PampangaPawnshop
Kabalikat Pawnshop 1
Kabalikat BonaJBCM Building Bona, Santa Cruz, Lubao, PampangaPawnshop
Raquel Pawnshop, Inc 1
Lubao Pampanga BranchPurok 6B, San Roque Dau, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer
Rd Pawnshop, Incorporated 1
Lubao Sta.Cruz BranchSanta Cruz, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer
Sanglaan Ni Canaan 1
Sanglaan Ni Canaan PawnshopSanta Cruz, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer
Sta. Monica Pawnshop, Incorporated 1
Branch 23Aurora Arcade Building JP Rizal Street, Santa Cruz, Lubao, PampangaPawnshopMoney changerForeign exchange dealer
Total Trust Pawnshop 1
Head officeCentro, Sta Cruz, Lubao, PampangaPawnshop
Trechacane Pawnshop Corp 1
Head officeSta. Cruz, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer
Trusted Pawnshop 1
Head officeCentro, Santa Cruz, Lubao, PampangaPawnshop
Villarica Pawnshop 1
Lubao BranchJ.P Rizal St., Sta Cruz, Lubao, PampangaPawnshopRemittanceMoney changerForeign exchange dealer

Remittance offices

3

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
LBC Express, Inc 1
Sta. Cruz LubaoJP Rizal Santa Cruz Lubao PampangaRemittance
Petnet, Inc 1
San Roque, Dau BranchSan Roque Dau, Lubao, PampangaRemittanceMoney changerForeign exchange dealer
Universal Storefront Services Corporation 1
USSC Service Store - Lubao Branch12 JP Rizal St., Brgy. Santa Cruz, Lubao, PampangaRemittanceMoney changerForeign exchange dealer

Against the rest of Pampanga

Per person, Lubao has more bank offices than the median Pampanga town: 1.0 against 0.9 per 10,000 people.

Offices on the BSP lists (BSP bank and ATM list updated 18 September 2026; BSP pawnshop and money service business lists as of 30 September 2025). Population: PSA 2020 Census (Lubao 173,502).
OfficesLubaoMedian Pampanga town (of 22)Per 10,000 people hereMedian town per 10,000
Bank offices17101.00.9
Pawnshop offices26151.51.4
Money service business offices350.20.5

1.0 per 10,000 = 17 BSP-listed bank offices ÷ 173,502 people (PSA 2020 Census) × 10,000; the Pampanga median is 0.9 across the 22 towns with a census count. Moved to Lubao? See how to transfer your BIR RDO.

Before you pawn or send money

These rules apply to the 26 pawnshop offices and the 3 money service business offices here, 22 of them registered for remittance.

Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).

Check a pawnshop or remittance office

Result for Lubao

20 pawnshop and remittance companies have offices in Lubao on the BSP pawnshop and money service business lists as of 30 September 2025. 7 offices in Lubao are on the BSP delisted lists, 1 January 2019 to 30 September 2025; the latest, Trechacane Pawnshop Corp (Asiano Pawnshop 1), on 23 June 2022.

Next: if the name you typed is not on the list, search it in the BSP Verifier; if it shows as delisted, do not pawn or send money there and report it through the BSP consumer assistance channels. Every delisted office with its date: delisted pawnshops and remittance offices.

Questions about Lubao

Which bank has the most off-site ATMs in Lubao?

China Bank, with 5 of the 8 off-site ATMs on the BSP bank and ATM list as listed on 18 September 2026. Off-site ATMs stand away from a branch, in malls, offices and stations.

Which pawnshop or remittance company has the most offices in Lubao?

Cebuana Lhuillier, with 6 offices, 6 of them registered for remittance, on the BSP pawnshop and money service business lists as of 30 September 2025.

When was the last pawnshop or remittance office in Lubao delisted?

23 June 2022: Trechacane Pawnshop Corp (Asiano Pawnshop 1), on the BSP delisted lists, 1 January 2019 to 30 September 2025. Do not pawn or send money at a delisted office.

Names and addresses are shown as the BSP lists them. All provinces

Who licenses these offices

The Bangko Sentral ng Pilipinas (BSP) authorizes every bank office (Republic Act No. 8791), supervises pawnshops (Presidential Decree No. 114) and registers remittance companies and money changers (BSP Circular No. 1206, Series of 2024). The counts here are the offices on its lists.

These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.