Cherry De Vega, Bookkeeping and Compliance ReviewerReviewed by Cherry De Vega, Bookkeeping and Compliance Reviewer

Bank branches, pawnshops and remittance centers in Bais City

Bais City has 18 bank offices on the BSP bank and ATM list updated 18 September 2026, or 2.1 per 10,000 people (PSA 2020 Census: 84,317 people). The median Negros Oriental town has 0.6 bank offices per 10,000 people (23 towns with a census count). Bais City is in Negros Oriental, Negros Island Region. Find your bank below, or search a street or barangay.

Bank offices:
18.
from 8 banks.
Off-site ATMs:
2.
Pawnshop offices:
13.
Money service business offices:
4.
Registered for remittance:
14.
of the 17 pawnshop and money service business offices.

Most bank offices: BPI 7, Landbank 1, Metrobank 2

Pawnshop and remittance brands: Cebuana Lhuillier 3, M Lhuillier 3, Palawan Pawnshop 3

Banks and ATMs: BSP bank and ATM list updated 18 September 2026; pawnshops and money service businesses: BSP pawnshop and money service business lists as of 30 September 2025.

No bank, pawnshop or remittance company pays to appear here or to change its order. Banks people search for most come first, then the rest by number of offices.

Bank branches in Bais City

18

18 bank offices from 8 banks, as listed on the BSP bank and ATM list of 18 September 2026. BPI, Landbank and Metrobank come first; every bank shows its offices, how many have an ATM on site and its off-site ATMs.

BPI branches in Bais City

7

Bank of the Philippine Islands: 7 offices, 5 with an ATM on site, 1 off-site ATM. BPI savings rates and fees

BranchAddressATM on site
BaisAguinaldo St Bais CT Negros OrientalATM on site
BaisMabini cor Quezon Bais City NegrosNo ATM listed
BaisMabini National Hwy Bais Negros OrATM on site
Bais 2Mabini St-Quezon Hw,bais City,n.OrATM on site
Bais QuezonCor Quezon and Burgos Sts Bais CityNo ATM listed
Bayawan 1Bollos St cor National Hway Bais CT Negros OrientalATM on site
Bayawan 2Bollos St cor National Hway Bais CT Negros OrientalATM on site

Landbank branches in Bais City

1

Land Bank of the Philippines: 1 office, 0 with an ATM on site, 1 off-site ATM. Landbank savings rates and fees

BranchAddressATM on site
BaisLBP Bldg.,Aglipay St.,Bais CityNo ATM listed

Metrobank branches in Bais City

2

Metropolitan Bank & Trust Co.: 2 offices, 1 with an ATM on site, 0 off-site ATMs. Metrobank savings rates and fees

BranchAddressATM on site
Bais CityAguinaldo St Bais City Negros OrATM on site
Bais City Negros OrientalNatl HW cor Aguinaldo Bais Neg OrNo ATM listed

Pawnshops and remittance centers

17

13 pawnshop offices and 4 money service business offices, as listed on the BSP pawnshop and money service business lists as of 30 September 2025. Every brand shows its offices, how many are registered for remittance and how many as money changer.

Cebuana Lhuillier in Bais City

3

3 offices: 3 registered as pawnshop, 3 for remittance, 3 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Bais 1Corner Aquinaldo & Quezon Sts., National Hi Bais City-Way, Barangay 1, Bais CityPawnshopRemittanceMoney changerForeign exchange dealer
Jacobs Place-Bais BranchNational Highway cor. Quezon Sts., Brgy. 1, Bais City, Negros OrientalPawnshopRemittanceMoney changerForeign exchange dealer
Bais Upper Mabini BranchMabini St., Poblacion 1, Bais City, Negros OrientalPawnshopRemittanceMoney changerForeign exchange dealer

M Lhuillier in Bais City

3

3 offices: 3 registered as pawnshop, 3 for remittance, 3 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Mabini, Bais City, Negros Oriental BranchMabini St., Brgy. 1 Poblacion, Bais City, Negros OrientalPawnshopRemittanceMoney changerForeign exchange dealer
Bais 2, Negros Oriental BranchBrgy Talungon, Talungon, Bais (City), Negros OrientalPawnshopRemittanceMoney changerForeign exchange dealer
Bais 1, Negros Oriental BranchQuezon St., National Highway, Barangay I (Pob.), Bais City, Negros OrientalPawnshopRemittanceMoney changerForeign exchange dealer

Palawan Pawnshop and Palawan Express in Bais City

3

3 offices: 3 registered as pawnshop, 3 for remittance, 3 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Palawan Pawnshop and Palawan Express Pera PadalaBais I BranchMabini St., Barangay I, Bais City, Negros OrientalPawnshopRemittanceMoney changerForeign exchange dealer
Palawan Pawnshop and Palawan Express Pera PadalaBais Market BranchAguinaldo St., Brgy. I, Bais City, Negros OrientalPawnshopRemittanceMoney changerForeign exchange dealer
Palawan Pawnshop and Palawan Express Pera PadalaBais Highway BranchQuezon St., National Highway, Talungon, Bais City, Negros OrientalPawnshopRemittanceMoney changerForeign exchange dealer

Other banks

8

BSP list: Updated 18 September 2026

BranchAddress (as listed by the BSP)ATM on site
Philippine National Bank 3
BaisRosa Dy-Teves, Quezon Natl HW BaisATM
BaisTeves Bldg Quezon St Bais Negros Or
Negros Or.-Bais City Branch ATM2Rosa Dy Tves Bais N Oriental C VyasATM
Producers Savings Bank Corp. 2
BaisMercado de Bais Nat Hwy Bais CityATM
Bais City Negros OrientalNatl HW cor Aguinaldo Bais Neg Or
BDO Network Bank 1
Bais BranchPT Villanueva Mabini St Brgy 2 Bais City Negros Or
CARD MRI Rizal Bank Inc A Microfinance 1
Bais BranchAglipay cor Roxas St Bais City Negros Oriental
RB of Tanjay Inc 1
BaisQuezon St National Hway Bais City

Off-site ATMs

2

BSP list: Updated 18 September 2026

LocationAddress (as listed by the BSP)Services
Bank of the Philippine Islands 1
Central Azucarera de Bais OffCab Central Bais Cty Negros Oriental
Land Bank of the Philippines 1
Bais City HallBais City Hall Bais Negros Oriental

Other pawnshops

4

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
Capitalgold Pawnshop Inc 1
Bais BranchMabini St., Barangay I (Pob.), Bais (City), Negros OrientalPawnshop
Maria Gracia Pawnshop, Inc 1
Bais BranchMabini St, Barangay I (Pob.), Bais City, Negros OrientalPawnshop
Rd Pawnshop, Incorporated 1
Bais BranchQuezon Street, National Highway, Brgy. I (Pob.), Bais City, Negros OrientalPawnshopRemittanceMoney changerForeign exchange dealer
Villarica Pawnshop 1
Bais City BranchQuezon Street, Nat'l Highway, Barangay I (Pob.), City of Bais, Negros OrientalPawnshopRemittanceMoney changerForeign exchange dealer

Remittance offices

4

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
Center for Agriculture and Rural Development (CARD), Inc. (A Microfinance NGO) 1
Bais BranchBarangay II (Pob.), City of Bais, Negros OrientalRemittance
Forex Credit and Business Shop, Inc 1
Bais City BranchMabini St., Brgy. I, Bais City, Negros OrientalMoney changerForeign exchange dealer
LBC Express, Inc 1
BaisD. Teves Bldg. Quezon Street National Highway Barangay I Poblacion Bais City Negros OrientalRemittance
Universal Storefront Services Corporation 1
USSC Service Store - Bais National Hi-Way BranchQuezon Street, Barangay I (Pob.), Bais (City), Negros OrientalRemittanceMoney changerForeign exchange dealer

Against the rest of Negros Oriental

Per person, Bais City has more bank offices than the median Negros Oriental town: 2.1 against 0.6 per 10,000 people.

Offices on the BSP lists (BSP bank and ATM list updated 18 September 2026; BSP pawnshop and money service business lists as of 30 September 2025). Population: PSA 2020 Census (Bais City 84,317).
OfficesBais CityMedian Negros Oriental town (of 25)Per 10,000 people hereMedian town per 10,000
Bank offices1822.10.6
Pawnshop offices1351.51.1
Money service business offices410.50.2

2.1 per 10,000 = 18 BSP-listed bank offices ÷ 84,317 people (PSA 2020 Census) × 10,000; the Negros Oriental median is 0.6 across the 23 towns with a census count. Moved to Bais City? See how to transfer your BIR RDO.

Before you pawn or send money

These rules apply to the 13 pawnshop offices and the 4 money service business offices here, 14 of them registered for remittance.

Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).

Check a pawnshop or remittance office

Result for Bais City

12 pawnshop and remittance companies have offices in Bais City on the BSP pawnshop and money service business lists as of 30 September 2025. 4 offices in Bais City are on the BSP delisted lists, 1 January 2019 to 30 September 2025; the latest, JRS Business Corporation (Bais, Sub-Counter Branch), on 24 July 2023.

Next: if the name you typed is not on the list, search it in the BSP Verifier; if it shows as delisted, do not pawn or send money there and report it through the BSP consumer assistance channels. Every delisted office with its date: delisted pawnshops and remittance offices.

Questions about Bais City

Which bank has the most off-site ATMs in Bais City?

BPI, with 1 of the 2 off-site ATMs on the BSP bank and ATM list as listed on 18 September 2026. Off-site ATMs stand away from a branch, in malls, offices and stations.

Which pawnshop or remittance company has the most offices in Bais City?

M. Lhuillier Pawnshop & Jewelry and ML Kwarta Padala, with 3 offices, 3 of them registered for remittance, on the BSP pawnshop and money service business lists as of 30 September 2025.

When was the last pawnshop or remittance office in Bais City delisted?

24 July 2023: JRS Business Corporation (Bais, Sub-Counter Branch), on the BSP delisted lists, 1 January 2019 to 30 September 2025. Do not pawn or send money at a delisted office.

Names and addresses are shown as the BSP lists them. All provinces

Who licenses these offices

The Bangko Sentral ng Pilipinas (BSP) authorizes every bank office (Republic Act No. 8791), supervises pawnshops (Presidential Decree No. 114) and registers remittance companies and money changers (BSP Circular No. 1206, Series of 2024). The counts here are the offices on its lists.

These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.