Cherry De Vega, Bookkeeping and Compliance ReviewerReviewed by Cherry De Vega, Bookkeeping and Compliance Reviewer

Bank branches, pawnshops and remittance centers in Oton

Oton has 14 bank offices on the BSP bank and ATM list updated 18 September 2026, or 1.4 per 10,000 people (PSA 2020 Census: 98,509 people). The median Iloilo town has 1.0 bank offices per 10,000 people (42 towns with a census count). Oton is in Iloilo, Western Visayas. Find your bank below, or search a street or barangay.

Bank offices:
14.
from 10 banks.
Off-site ATMs:
4.
Pawnshop offices:
10.
Money service business offices:
5.
Registered for remittance:
12.
of the 15 pawnshop and money service business offices.

Most bank offices: Metrobank 2

Pawnshop and remittance brands: M Lhuillier 2, Palawan Pawnshop 2, Cebuana Lhuillier 2

Banks and ATMs: BSP bank and ATM list updated 18 September 2026; pawnshops and money service businesses: BSP pawnshop and money service business lists as of 30 September 2025.

No bank, pawnshop or remittance company pays to appear here or to change its order. Banks people search for most come first, then the rest by number of offices.

Bank branches in Oton

14

14 bank offices from 10 banks, as listed on the BSP bank and ATM list of 18 September 2026. Metrobank come first; every bank shows its offices, how many have an ATM on site and its off-site ATMs.

Metrobank branches in Oton

2

Metropolitan Bank & Trust Co.: 2 offices, 1 with an ATM on site, 2 off-site ATMs. Metrobank savings rates and fees

BranchAddressATM on site
Iloilo OtonGaisano Capitol Oton Oton IloiloATM on site
Iloilo-OtonJC Zulueta Benedicto Oton IloiloNo ATM listed

Pawnshops and remittance centers

15

10 pawnshop offices and 5 money service business offices, as listed on the BSP pawnshop and money service business lists as of 30 September 2025. Every brand shows its offices, how many are registered for remittance and how many as money changer.

M Lhuillier in Oton

2

2 offices: 2 registered as pawnshop, 2 for remittance, 2 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
San Nicolas, Oton, Iloilo BranchSan Nicolas, Oton, IloiloPawnshopRemittanceMoney changerForeign exchange dealer
Oton, Iloilo BranchJC Zulueta St., Poblacion South, Oton, IloiloPawnshopRemittanceMoney changerForeign exchange dealer

Palawan Pawnshop and Palawan Express in Oton

2

2 offices: 2 registered as pawnshop, 2 for remittance, 2 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Palawan Pawnshop and Palawan Express Pera PadalaOton BranchStall #8 Bot Bldg., Oton Public Market, Poblacion East, Oton, IloiloPawnshopRemittanceMoney changerForeign exchange dealer
Palawan Pawnshop and Palawan Express Pera PadalaOton Highway BranchJ.C. Zulueta St., Brgy. Poblacion South, Oton, IloiloPawnshopRemittanceMoney changerForeign exchange dealer

Cebuana Lhuillier in Oton

2

2 offices: 2 registered as pawnshop, 2 for remittance, 2 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Oton BranchMabini Corner J.C. Zulueta Sts., Poblacion South, Oton, IloiloPawnshopRemittanceMoney changerForeign exchange dealer
Oton Highway BranchJ.C. Zulueta Street, Poblacion South, Oton, IloiloPawnshopRemittanceMoney changerForeign exchange dealer

Western Union

Western Union pays out cash through agent locations; its official finder lists them by city. Search Oton on the Western Union location finder. Before you claim, check the payout against today's BSP reference rates.

Other banks

12

BSP list: Updated 18 September 2026

BranchAddress (as listed by the BSP)ATM on site
Producers Savings Bank Corp. 3
OtonJC Zulueta St PB South Oton IloiloATM
Oton BranchJC Zulueta St Pob South Oton Iloilo
Poblacion South OtonJC Zulueta St Pob South Oton IloiloATM
Bankways Inc (A Rural Bank) 2
OtonOton IloiloATM
Oton IloiloOton Iloilo
BDO Network Bank 1
Iloilo - OtonAria Plaza Brgy Pob South Oton Iloilo
BPI Direct BanKo 1
OtonJC Zulueta St Pob South Oton Iloilo
CARD Bank Inc (A MF RB) 1
Oton 1JC Zulueta St Pob South Oton Iloilo
First Imperial Business Bank Inc (A Rural Bank) 1
OtonOton Iloilo
Lifebank- A Rural Bank 1
OtonSan Antonio Oton Iloilo
Marayo Bank Inc (A Rural Bank) 1
OtonMabini St Oton IloiloATM
Rizal Commercial Banking Corp. 1
Oton IloiloJC Zulueta St Pob South Oton Iloilo

Off-site ATMs

4

BSP list: Updated 18 September 2026

LocationAddress (as listed by the BSP)Services
Metropolitan Bank & Trust Co. 2
Gaisano C 2JC Zulueta cor Benedicto St Oton Iloilo
Gaisano Capital OtonJC Zulueta Oton City Iloilo
Land Bank of the Philippines 1
LGU Oton, IloiloRizal St, Oton, Iloilo
Rizal Commercial Banking Corp. 1
Vista Mall IloiloPresident Corazon Aquino Road (C1) Barangay Polo Iloilo Maestra Vita Oton

Other pawnshops

4

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
Rd Pawnshop, Incorporated 3
Gaisano Capital Oton BranchCorner J. C Zulueta Benedicto Sts., Poblacion South, Oton, IloiloPawnshopRemittanceMoney changerForeign exchange dealer
Mohon BranchBrgy. San Nicolas, Oton, IloiloPawnshopRemittanceMoney changerForeign exchange dealer
Oton BranchJ.C. Zulueta St., Poblacion South, Oton, IloiloPawnshopRemittanceMoney changerForeign exchange dealer
Maria Gracia Pawnshop, Inc 1
Oton BranchStall 11 New Market Bldg JC Zulueta & Bonifacio St., Poblacion East, Oton, IloiloPawnshop

Remittance offices

5

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
A & V Remittance Center 1
Head officePuregold J.C. Zulueta Street, Poblacion South, Oton, IloiloMoney changerForeign exchange dealer
Gaisano Capital-Iloilo 1
Gaisano Capital Oton BranchJ.C. Zulueta Street Corner Benedictto Street, Poblacion South, Oton, IloiloMoney changerForeign exchange dealer
LBC Express, Inc 1
OtonJ.C. Zulueta St. Poblacion South Oton IloiloRemittance
Petnet, Inc 1
Oton BranchJ.C. Zulueta St., Poblacion East, Oton, IloiloRemittanceMoney changerForeign exchange dealer
Universal Storefront Services Corporation 1
USSC Service Store - Oton BranchJC Zulueta St., Brgy. Poblacion South, Oton, IloiloRemittanceMoney changerForeign exchange dealer

Against the rest of Iloilo

Per person, Oton has more bank offices than the median Iloilo town: 1.4 against 1.0 per 10,000 people.

Offices on the BSP lists (BSP bank and ATM list updated 18 September 2026; BSP pawnshop and money service business lists as of 30 September 2025). Population: PSA 2020 Census (Oton 98,509).
OfficesOtonMedian Iloilo town (of 44)Per 10,000 people hereMedian town per 10,000
Bank offices144.51.41.0
Pawnshop offices1061.01.3
Money service business offices510.50.3

1.4 per 10,000 = 14 BSP-listed bank offices ÷ 98,509 people (PSA 2020 Census) × 10,000; the Iloilo median is 1.0 across the 42 towns with a census count. Moved to Oton? See how to transfer your BIR RDO.

Before you pawn or send money

These rules apply to the 10 pawnshop offices and the 5 money service business offices here, 12 of them registered for remittance.

Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).

Check a pawnshop or remittance office

Result for Oton

10 pawnshop and remittance companies have offices in Oton on the BSP pawnshop and money service business lists as of 30 September 2025. 7 offices in Oton are on the BSP delisted lists, 1 January 2019 to 30 September 2025; the latest, Philippine Seven Corporation (3055 Oton Highway Branch), on 15 May 2024.

Next: if the name you typed is not on the list, search it in the BSP Verifier; if it shows as delisted, do not pawn or send money there and report it through the BSP consumer assistance channels. Every delisted office with its date: delisted pawnshops and remittance offices.

Questions about Oton

Which bank has the most off-site ATMs in Oton?

Metrobank, with 2 of the 4 off-site ATMs on the BSP bank and ATM list as listed on 18 September 2026. Off-site ATMs stand away from a branch, in malls, offices and stations.

Which pawnshop or remittance company has the most offices in Oton?

Rd Pawnshop, Incorporated, with 3 offices, 3 of them registered for remittance, on the BSP pawnshop and money service business lists as of 30 September 2025.

When was the last pawnshop or remittance office in Oton delisted?

15 May 2024: Philippine Seven Corporation (3055 Oton Highway Branch), on the BSP delisted lists, 1 January 2019 to 30 September 2025. Do not pawn or send money at a delisted office.

Names and addresses are shown as the BSP lists them. All provinces

Who licenses these offices

The Bangko Sentral ng Pilipinas (BSP) authorizes every bank office (Republic Act No. 8791), supervises pawnshops (Presidential Decree No. 114) and registers remittance companies and money changers (BSP Circular No. 1206, Series of 2024). The counts here are the offices on its lists.

These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.