Cherry De Vega, Bookkeeping and Compliance ReviewerReviewed by Cherry De Vega, Bookkeeping and Compliance Reviewer

Bank branches, pawnshops and remittance centers in Bacarra

Bacarra has 2 bank offices on the BSP bank and ATM list updated 18 September 2026, or 0.6 per 10,000 people (PSA 2020 Census: 33,496 people). The median Ilocos Norte town has 0.9 bank offices per 10,000 people (17 towns with a census count). Bacarra is in Ilocos Norte, Ilocos Region. Find your bank below, or search a street or barangay.

Bank offices:
2.
from 2 banks.
Off-site ATMs:
1.
Pawnshop offices:
5.
Money service business offices:
6.
Registered for remittance:
10.
of the 11 pawnshop and money service business offices.

Pawnshop and remittance brands: M Lhuillier 1, Palawan Pawnshop 1

Banks and ATMs: BSP bank and ATM list updated 18 September 2026; pawnshops and money service businesses: BSP pawnshop and money service business lists as of 30 September 2025.

No bank, pawnshop or remittance company pays to appear here or to change its order. Banks people search for most come first, then the rest by number of offices.

Pawnshops and remittance centers

11

5 pawnshop offices and 6 money service business offices, as listed on the BSP pawnshop and money service business lists as of 30 September 2025. Every brand shows its offices, how many are registered for remittance and how many as money changer.

M Lhuillier in Bacarra

1

1 office: 1 registered as pawnshop, 1 for remittance, 1 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Bacarra, Ilocos Norte BranchBrgy. 5 Lara St. Corner Quezon Blvd., Bacarra, Ilocos NortePawnshopRemittanceMoney changerForeign exchange dealer

Palawan Pawnshop and Palawan Express in Bacarra

1

1 office: 1 registered as pawnshop, 1 for remittance, 1 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Palawan Pawnshop and Palawan Express Pera PadalaBacarra Branch#5, San Simon II, Bacarra, Ilocos NortePawnshopRemittanceMoney changerForeign exchange dealer

Banks

2

BSP list: Updated 18 September 2026

BranchAddress (as listed by the BSP)ATM on site
BDO Network Bank 1
Ilocos Norte - BacarraGf Aczon Bldg Brgy 5 San Simon Bacarra Ilocos Norte
RB of Cabugao (Ilocos Sur) Inc 1
BacarraBrgy Sta Rita Bacarra Ilocos Norte

Off-site ATMs

1

BSP list: Updated 18 September 2026

LocationAddress (as listed by the BSP)Services
Land Bank of the Philippines 1
LGU BacarraBacarra Ilocos Norte

Other pawnshops

3

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
ML Soriano Pawnshop 1
Head officeQue-Sagisi Bldg., Andres Lazo Ave., Brgy. 1, Sta. Rita, Bacarra, Ilocos NortePawnshop
R.S. Bismonte's Pawnshop 1
Bacarra Branch# 5 San Simon II, Bacarra, Ilocos NortePawnshopRemittanceMoney changerForeign exchange dealer
Rd Pawnshop, Incorporated 1
Ilocos Bacarra BranchSan Simon I (Pob.), Bacarra, Ilocos NortePawnshopRemittanceMoney changerForeign exchange dealer

Remittance offices

6

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
Center for Agriculture and Rural Development (CARD), Inc. (A Microfinance NGO) 3
CARD, Inc. (A Microfinance NGO) - Bacarra 1 BranchBrgy. 12, Santa Filomena II (Pob.), Bacarra, Ilocos NorteRemittance
CARD, Inc. (A Microfinance NGO) - Bacarra 2 BranchBrgy. 11, Santa Filomena I (Pob.), Bacarra, Ilocos NorteRemittance
CARD, Inc. (A Microfinance NGO) - Bacarra 3 Branch# 20, Pulangi, Bacarra, Ilocos NorteRemittance
Ishe's Money Changer 1
Head officeUnit A Cid Bldg., San Simon, Bacarra, Ilocos NorteRemittanceMoney changerForeign exchange dealer
Pps-Pepp Money Shop Services Corporation 1
Ilocos Norte-Bacarra-San Simon BranchSan Simon II (Pob.), Bacarra, Ilocos NorteRemittanceMoney changerForeign exchange dealer
Universal Storefront Services Corporation 1
USSC Service Store - Bacarra BranchAczon Bldg., Brgy. San Simon II (Pob.), Bacarra, Ilocos NorteRemittanceMoney changerForeign exchange dealer

Against the rest of Ilocos Norte

Per person, Bacarra has fewer bank offices than the median Ilocos Norte town: 0.6 against 0.9 per 10,000 people.

Offices on the BSP lists (BSP bank and ATM list updated 18 September 2026; BSP pawnshop and money service business lists as of 30 September 2025). Population: PSA 2020 Census (Bacarra 33,496).
OfficesBacarraMedian Ilocos Norte town (of 21)Per 10,000 people hereMedian town per 10,000
Bank offices220.60.9
Pawnshop offices541.51.7
Money service business offices621.80.8

0.6 per 10,000 = 2 BSP-listed bank offices ÷ 33,496 people (PSA 2020 Census) × 10,000; the Ilocos Norte median is 0.9 across the 17 towns with a census count. Moved to Bacarra? See how to transfer your BIR RDO.

Before you pawn or send money

These rules apply to the 5 pawnshop offices and the 6 money service business offices here, 10 of them registered for remittance.

Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).

Check a pawnshop or remittance office

Result for Bacarra

9 pawnshop and remittance companies have offices in Bacarra on the BSP pawnshop and money service business lists as of 30 September 2025. 4 offices in Bacarra are on the BSP delisted lists, 1 January 2019 to 30 September 2025; the latest, Philippine Seven Corporation (2659 Bacarra Poblacion Branch), on 15 May 2024.

Next: if the name you typed is not on the list, search it in the BSP Verifier; if it shows as delisted, do not pawn or send money there and report it through the BSP consumer assistance channels. Every delisted office with its date: delisted pawnshops and remittance offices.

Questions about Bacarra

Which bank has the most off-site ATMs in Bacarra?

Landbank, with 1 of the 1 off-site ATMs on the BSP bank and ATM list as listed on 18 September 2026. Off-site ATMs stand away from a branch, in malls, offices and stations.

Which pawnshop or remittance company has the most offices in Bacarra?

Center for Agriculture and Rural Development (CARD), Inc. (A Microfinance NGO), with 3 offices, 3 of them registered for remittance, on the BSP pawnshop and money service business lists as of 30 September 2025.

When was the last pawnshop or remittance office in Bacarra delisted?

15 May 2024: Philippine Seven Corporation (2659 Bacarra Poblacion Branch), on the BSP delisted lists, 1 January 2019 to 30 September 2025. Do not pawn or send money at a delisted office.

Names and addresses are shown as the BSP lists them. All provinces

Who licenses these offices

The Bangko Sentral ng Pilipinas (BSP) authorizes every bank office (Republic Act No. 8791), supervises pawnshops (Presidential Decree No. 114) and registers remittance companies and money changers (BSP Circular No. 1206, Series of 2024). The counts here are the offices on its lists.

These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.