Cherry De Vega, Bookkeeping and Compliance ReviewerReviewed by Cherry De Vega, Bookkeeping and Compliance Reviewer

Bank branches, pawnshops and remittance centers in San Rafael

San Rafael has 13 bank offices on the BSP bank and ATM list updated 18 September 2026, or 1.3 per 10,000 people (PSA 2020 Census: 103,097 people). The median Bulacan town has 1.3 bank offices per 10,000 people (23 towns with a census count). San Rafael is in Bulacan, Central Luzon. Find your bank below, or search a street or barangay.

Bank offices:
13.
from 8 banks.
Off-site ATMs:
9.
Pawnshop offices:
9.
Money service business offices:
4.
Registered for remittance:
9.
of the 13 pawnshop and money service business offices.

Most bank offices: BDO 4

Pawnshop and remittance brands: M Lhuillier 2, Palawan Pawnshop 1, Cebuana Lhuillier 1

Banks and ATMs: BSP bank and ATM list updated 18 September 2026; pawnshops and money service businesses: BSP pawnshop and money service business lists as of 30 September 2025.

No bank, pawnshop or remittance company pays to appear here or to change its order. Banks people search for most come first, then the rest by number of offices.

Bank branches in San Rafael

13

13 bank offices from 8 banks, as listed on the BSP bank and ATM list of 18 September 2026. BDO come first; every bank shows its offices, how many have an ATM on site and its off-site ATMs.

BDO branches in San Rafael

4

BDO Unibank: 4 offices, 3 with an ATM on site, 2 off-site ATMs. BDO savings rates and fees

BranchAddressATM on site
Bulacan-San RafaelKM59.5 Cag Valley Rd San Rafael BulNo ATM listed
Bulacan-San Rafael 1KM59.5 Maguinao San Rafael BulacanATM on site
Bulacan-San Rafael 2KM 59.5 Maguinao San Rafael BulacanATM on site
San RafaelKM60 Cag.Valley Rd-Cruz NA Daan.BulATM on site

Pawnshops and remittance centers

13

9 pawnshop offices and 4 money service business offices, as listed on the BSP pawnshop and money service business lists as of 30 September 2025. Every brand shows its offices, how many are registered for remittance and how many as money changer.

M Lhuillier in San Rafael

2

2 offices: 2 registered as pawnshop, 2 for remittance, 2 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Poblacion, San Rafael, BulacanPoblacion, San Rafael, BulacanPawnshopRemittanceMoney changerForeign exchange dealer
San Rafael, Bulacan Branch159 Cruz NA Daan, San Rafael, BulacanPawnshopRemittanceMoney changerForeign exchange dealer

Palawan Pawnshop and Palawan Express in San Rafael

1

1 office: 1 registered as pawnshop, 1 for remittance, 1 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Palawan Pawnshop and Palawan Express Pera PadalaSan Rafael Branch0050 Villa Vista, Cruz NA Daan, San Rafael, BulacanPawnshopRemittanceMoney changerForeign exchange dealer

Cebuana Lhuillier in San Rafael

1

1 office: 1 registered as pawnshop, 1 for remittance, 1 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
San Rafael Branch166 Cruz NA Daan, San Rafael, BulacanPawnshopRemittanceMoney changerForeign exchange dealer

Western Union

Western Union pays out cash through agent locations; its official finder lists them by city. Search San Rafael on the Western Union location finder. Before you claim, check the payout against today's BSP reference rates.

Other banks

9

BSP list: Updated 18 September 2026

BranchAddress (as listed by the BSP)ATM on site
China Bank Savings 2
San RafaelCag Valley Rd San Rafael BulacanATM
San RafaelCagayan Valley San Rafael Bulacan
Philippine National Bank 2
San RafaelCag Val Rd Cruz NA Daan S.Raf BulATM
San RafaelCag Valley Cruz NA Daan San Rafael
BDO Network Bank 1
Bulacan-San RafaelCruz NA Daan San Rafael Bulacan
CARD MRI Rizal Bank Inc A Microfinance 1
San Rafael05 Mabalas-Balas San Rafael Bulacan
Gateway Rural Bank Inc 1
San RafaelCruz NA Daan San Rafael Bulacan
RB of Loon (Bohol) Inc 1
San RafaelS Valero St Pob San Rafael Bulacan
RB of San Rafael (Bulacan) Inc 1
OfficeCruz NA Daan, San Rafael, Bulacan

Off-site ATMs

9

BSP list: Updated 18 September 2026

LocationAddress (as listed by the BSP)Services
BDO Unibank 2
Jlo Hardware and Construction SupplySan Rafael Bulacan
Shell San Rafael BulacanThe Casobey KM61 Maasim San Rafael
Land Bank of the Philippines 2
LGU San Rafael Bulacan 2Maharlika National Highway, Sampaloc, San Rafael, Bulacan
San Rafael LGUMaharlika Natl Hwy San Rafael Bul
Rizal Commercial Banking Corp. 2
Alfamart Caingin BulacanBes Provincial Rd Caingin San Rafael Bulacan
Rcs-San Rafael BulacanCruz NA Daan San Rafael Bulacan
Bank of the Philippine Islands 1
East West Seed CompGf Cag Valley Rd San Rafael Bulacan
Metropolitan Bank & Trust Co. 1
The RoyaSan Rafael , Bulacan
Union Bank of the Philippines 1
Strongforth LimestoneCagayan Valley Road Sampaloc San Rafael Bulacan

Other pawnshops

5

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
Merlin Pawnshop, Inc 2
Caingin Branch644, Caingin, San Rafael, BulacanPawnshop
San Rafael BranchMaguinao, San Rafael, BulacanPawnshop
Villarica Pawnshop 2
Massway Shopping Mall, San Rafael BranchMassway Shopping Mall, DRT Highway, Cruz NA Daan, San Rafael, BulacanPawnshopRemittanceMoney changerForeign exchange dealer
San RafaelCruz NA Daan, San Rafael, BulacanPawnshopRemittanceMoney changerForeign exchange dealer
Sinag Pawnshop Corporation 1
San Rafael, Bulacan BranchCagayan Valley Rd., Cruz NA Daan, San Rafael, BulacanPawnshopMoney changerForeign exchange dealer

Remittance offices

4

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
LBC Express, Inc 2
Maguinao BranchMaguinao, San Rafael, BulacanRemittance
San RafaelBarangay Cruz NA Daan San Rafael City BulacanRemittance
Moneyhub, Inc 1
Moneyhub, Inc. - San Rafael, Bulacan BranchCruz NA Daan, San Rafael, BulacanMoney changerForeign exchange dealer
Universal Storefront Services Corporation 1
USSC Service Store - San Rafael BranchGround Floor Isidro Bldg., Brgy. Cruz NA Daan, San Rafael, BulacanRemittanceMoney changerForeign exchange dealer

Against the rest of Bulacan

Per person, San Rafael has fewer bank offices than the median Bulacan town: 1.3 against 1.3 per 10,000 people.

Offices on the BSP lists (BSP bank and ATM list updated 18 September 2026; BSP pawnshop and money service business lists as of 30 September 2025). Population: PSA 2020 Census (San Rafael 103,097).
OfficesSan RafaelMedian Bulacan town (of 24)Per 10,000 people hereMedian town per 10,000
Bank offices1320.51.31.3
Pawnshop offices917.50.91.4
Money service business offices47.50.40.6

1.3 per 10,000 = 13 BSP-listed bank offices ÷ 103,097 people (PSA 2020 Census) × 10,000; the Bulacan median is 1.3 across the 23 towns with a census count. Moved to San Rafael? See how to transfer your BIR RDO.

Before you pawn or send money

These rules apply to the 9 pawnshop offices and the 4 money service business offices here, 9 of them registered for remittance.

Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).

Check a pawnshop or remittance office

Result for San Rafael

9 pawnshop and remittance companies have offices in San Rafael on the BSP pawnshop and money service business lists as of 30 September 2025. 6 offices in San Rafael are on the BSP delisted lists, 1 January 2019 to 30 September 2025; the latest, Philippine Seven Corporation (3553 8 Waves Resort Branch), on 15 May 2024.

Next: if the name you typed is not on the list, search it in the BSP Verifier; if it shows as delisted, do not pawn or send money there and report it through the BSP consumer assistance channels. Every delisted office with its date: delisted pawnshops and remittance offices.

Questions about San Rafael

Which bank has the most off-site ATMs in San Rafael?

BDO, with 2 of the 9 off-site ATMs on the BSP bank and ATM list as listed on 18 September 2026. Off-site ATMs stand away from a branch, in malls, offices and stations.

Which pawnshop or remittance company has the most offices in San Rafael?

LBC Express, Inc, with 2 offices, 2 of them registered for remittance, on the BSP pawnshop and money service business lists as of 30 September 2025.

When was the last pawnshop or remittance office in San Rafael delisted?

15 May 2024: Philippine Seven Corporation (3553 8 Waves Resort Branch), on the BSP delisted lists, 1 January 2019 to 30 September 2025. Do not pawn or send money at a delisted office.

Names and addresses are shown as the BSP lists them. All provinces

Who licenses these offices

The Bangko Sentral ng Pilipinas (BSP) authorizes every bank office (Republic Act No. 8791), supervises pawnshops (Presidential Decree No. 114) and registers remittance companies and money changers (BSP Circular No. 1206, Series of 2024). The counts here are the offices on its lists.

These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.