Is Yulon Finance legit?
Yes. Yulon Finance's website is on the SEC list of recorded online lending platforms. It is run by Yulon Finance Philippines Corporation (SEC Reg. No. CS201806119). The SEC list dated Sep 29, 2026 records "Yulon Finance’s website (https://www.yulon-finance.com.ph/)". SEC list, Sep 29, 2026
| Item | Result | Source |
|---|---|---|
| App on the SEC list of recorded online lending platforms (dated Sep 29, 2026) | Yes, its website "Yulon Finance’s website (https://www.yulon-finance.com.ph/)" | SEC list, Sep 29, 2026 |
| Company and SEC Reg. No. | Yulon Finance Philippines Corporation, CS201806119 | SEC list, Sep 29, 2026 |
| Certificate of Authority No. | Not on Yulon Finance's listing or the SEC list | SEC list, Sep 29, 2026 |
| Price published | No rate on Yulon Finance's website |
Yulon Finance publishes no interest rate, so its cost shows only in the Disclosure Statement you get before you accept.
Next: ask Yulon Finance for its Disclosure Statement before you accept, or compare apps that publish their price. Official site: yulon-finance.com.ph.
Should you borrow from Yulon Finance?
You see Yulon Finance's price only after you apply; Pocketcash (Elending) publishes a maximum of ₱300 for ₱5,000 over 120 days.
Skip Yulon Finance if
- you want to know the cost before you apply: it publishes no rate.
If you cannot pay Yulon Finance on time
On Yulon Finance loans above ₱10,000 or longer than four months, the penalty is whatever your contract and Disclosure Statement say; the SEC's 5% a month cap covers only smaller, shorter loans. Yulon Finance Philippines Corporation's collectors, and any agency it hires, may not post your details, threaten you, call before 6 a.m. or after 10 p.m., or message anyone in your contacts except the guarantors you named (SEC MC No. 18 s.2019).
If that fails, report Yulon Finance Philippines Corporation to the SEC on hotline 14732 or the iMessage portal, and report messages to your contacts to the National Privacy Commission at complaints@privacy.gov.ph. All eight prohibited collection practices.
This page covers Yulon Finance's published terms and SEC record, not the offer in your own loan agreement. For a dispute over a specific loan, contact Yulon Finance first, then the SEC (hotline 14732); for a legal claim, a lawyer.
Questions about Yulon Finance
Who owns Yulon Finance?
Yulon Finance Philippines Corporation (SEC Reg. No. CS201806119), per the SEC list dated Sep 29, 2026.
Does Yulon Finance call your contacts?
Yulon Finance Philippines Corporation may not contact anyone in your phone contacts except the guarantors or co-makers you named, even if you allowed access (SEC MC No. 18 s.2019, Sec. 1(h), issued Aug 19, 2019). Report it to the SEC on 14732.
Cheaper than Yulon Finance for ₱5,000 over 120 days
No lender pays to appear on this site or to change its position.
- Pocketcash (Elending): at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 (interest and fees)); lends ₱1,000 to ₱50,000.
- Vplus: at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 interest); lends ₱1,000 to ₱50,000.
- Pesos.ph: at most ₱395 in interest and fees (24% a year × 120/365 days × ₱5,000 = ₱395 interest); lends ₱1,500 to ₱50,000.