Is Skyro legit?
Yes. Skyro is on the SEC list of recorded online lending platforms. It is run by Skyro Lending Inc (SEC Reg. No. CS202002223, CA No. 3249). The SEC list dated Sep 29, 2026 records it as "Skyro (formerly www. heyjungle.com)". The company was formerly Jungle Lending (SEC list remarks). SEC list, Sep 29, 2026
| Item | Result | Source |
|---|---|---|
| App on the SEC list of recorded online lending platforms (dated Sep 29, 2026) | Yes, as "Skyro (formerly www. heyjungle.com)" | SEC list, Sep 29, 2026 |
| Company and SEC Reg. No. | Skyro Lending Inc., CS202002223 | SEC list, Sep 29, 2026 |
| Certificate of Authority No. | 3249 (as printed by Skyro) | Google Play, updated Sep 30, 2026 |
| Price published | No rate on Skyro's Google Play listing | Google Play, updated Sep 30, 2026 |
| Loan amount and term | Up to 720 days | Its published terms |
| Google Play rating | 4.7 of 5 from 53,023 ratings, 5M+ installs, as of Oct 2, 2026 | Google Play, updated Sep 30, 2026 |
Skyro publishes no interest rate on its Google Play listing, so its cost shows only in the Disclosure Statement you get before you accept.
Next: ask Skyro for its Disclosure Statement before you accept, or compare apps that publish their price. Official app: Skyro on Google Play.
Should you borrow from Skyro?
You see Skyro's price only after you apply; Pocketcash (Elending) publishes a maximum of ₱300 for ₱5,000 over 120 days.
Choose Skyro if
- you want to spread payments over as long as 720 days.
Skip Skyro if
- you want to know the cost before you apply: it publishes no rate.
Skyro requirements, customer service and how to pay
- Requirements
- Not listed on its Google Play listing
- care@skyro.ph
- Phone
- Not listed on its Google Play listing
- Pay through
- SkyroPondo, E-wallets, Online banking, Over the counter, QR Ph
As Skyro lists them on its Google Play listing, updated Sep 30, 2026. Use only these channels or the app itself. Source
If you cannot pay Skyro on time
On Skyro loans above ₱10,000 or longer than four months, the penalty is whatever your contract and Disclosure Statement say; the SEC's 5% a month cap covers only smaller, shorter loans. Skyro Lending Inc's collectors, and any agency it hires, may not post your details, threaten you, call before 6 a.m. or after 10 p.m., or message anyone in your contacts except the guarantors you named (SEC MC No. 18 s.2019).
Complain to Skyro first at care@skyro.ph. If that fails, report Skyro Lending Inc to the SEC on hotline 14732 or the iMessage portal, and report messages to your contacts to the National Privacy Commission at complaints@privacy.gov.ph. All eight prohibited collection practices.
This page covers Skyro's published terms and SEC record, not the offer in your own loan agreement. For a dispute over a specific loan, contact Skyro first, then the SEC (hotline 14732); for a legal claim, a lawyer.
Questions about Skyro
Who owns Skyro?
Skyro Lending Inc (SEC Reg. No. CS202002223), per the SEC list dated Sep 29, 2026.
What is Skyro's customer service number or e-mail?
E-mail: care@skyro.ph. As listed by Skyro (Skyro's Google Play listing, updated Sep 30, 2026).
How do I pay my Skyro loan?
Skyro lists these channels (Skyro's Google Play listing, updated Sep 30, 2026): SkyroPondo, E-wallets, Online banking, Over the counter, QR Ph. You should get a payment reference or receipt in the app; if none appears, the payment has not posted, so keep your proof of payment.
Does Skyro call your contacts?
Skyro Lending Inc may not contact anyone in your phone contacts except the guarantors or co-makers you named, even if you allowed access (SEC MC No. 18 s.2019, Sec. 1(h), issued Aug 19, 2019). Raise it with Skyro at care@skyro.ph, then the SEC on 14732.
Cheaper than Skyro for ₱5,000 over 120 days
No lender pays to appear on this site or to change its position.
- Pocketcash (Elending): at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 (interest and fees)); lends ₱1,000 to ₱50,000.
- Vplus: at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 interest); lends ₱1,000 to ₱50,000.
- Pesos.ph: at most ₱395 in interest and fees (24% a year × 120/365 days × ₱5,000 = ₱395 interest); lends ₱1,500 to ₱50,000.