Is Salmon legit?
Yes. Salmon is on the SEC list of recorded online lending platforms. It is run by Sunprime Finance Inc (SEC Reg. No. CS201916698, CA No. 1241). The SEC list dated Sep 29, 2026 records it as "LoanOnline". Salmon runs on the LoanOnline platform of Sunprime Finance, Inc. SEC list, Sep 29, 2026
| Item | Result | Source |
|---|---|---|
| App on the SEC list of recorded online lending platforms (dated Sep 29, 2026) | Yes, as "LoanOnline" | SEC list, Sep 29, 2026 |
| Company and SEC Reg. No. | Sunprime Finance Inc., CS201916698 | SEC list, Sep 29, 2026 |
| Certificate of Authority No. | 1241 (as printed by Salmon) | Google Play, updated Sep 16, 2026 |
| SEC notices naming the app or lookalikes | 1 document, latest SEC advisory on Salmon Credit and Mabilis Credit of Mar 2, 2026 | SEC, Mar 2, 2026 |
| Price published | No rate on Salmon's Google Play listing | Google Play, updated Sep 16, 2026 |
| Loan amount and term | Up to ₱250,000 | Its published terms |
| Google Play rating | 4.8 of 5 from 156,504 ratings, 5M+ installs, as of Oct 2, 2026 | Google Play, updated Sep 16, 2026 |
Salmon publishes no interest rate on its Google Play listing, so its cost shows only in the Disclosure Statement you get before you accept.
Next: ask Salmon for its Disclosure Statement before you accept, or compare apps that publish their price. Official app: Salmon on Google Play.
Also known as LoanOnline.
Should you borrow from Salmon?
You see Salmon's price only after you apply; Pocketcash (Elending) publishes a maximum of ₱300 for ₱5,000 over 120 days.
Choose Salmon if
- you need up to ₱250,000.
Skip Salmon if
- you want to know the cost before you apply: it publishes no rate.
Salmon requirements, customer service and how to pay
- Requirements
- Not listed on its Google Play listing
- service@salmon.ph
- Phone
- Not listed on its Google Play listing
- Pay through
- The channels shown in the app for your loan
As Salmon lists them on its Google Play listing, updated Sep 16, 2026. Use only these channels or the app itself. Source
If you cannot pay Salmon on time
On Salmon loans above ₱10,000 or longer than four months, the penalty is whatever your contract and Disclosure Statement say; the SEC's 5% a month cap covers only smaller, shorter loans. Sunprime Finance Inc's collectors, and any agency it hires, may not post your details, threaten you, call before 6 a.m. or after 10 p.m., or message anyone in your contacts except the guarantors you named (SEC MC No. 18 s.2019).
If that fails, report Sunprime Finance Inc to the SEC on hotline 14732 or the iMessage portal, and report messages to your contacts to the National Privacy Commission at complaints@privacy.gov.ph. All eight prohibited collection practices.
Salmon regulatory history
- Mar 2, 2026The SEC warned about fakes using this name: Salmon Credit / Salmon Credit Cash Loan App, which is not run by Sunprime Finance. They are not run by Sunprime Finance Inc. Source
This page covers Salmon's published terms and SEC record, not the offer in your own loan agreement. For a dispute over a specific loan, contact Salmon first, then the SEC (hotline 14732); for a legal claim, a lawyer.
Questions about Salmon
Who owns Salmon?
Sunprime Finance Inc (SEC Reg. No. CS201916698), per the SEC list dated Sep 29, 2026.
What is Salmon's customer service number or e-mail?
E-mail: service@salmon.ph. As listed by Salmon (Salmon's Google Play listing, updated Sep 16, 2026).
Does Salmon call your contacts?
Sunprime Finance Inc may not contact anyone in your phone contacts except the guarantors or co-makers you named, even if you allowed access (SEC MC No. 18 s.2019, Sec. 1(h), issued Aug 19, 2019). Raise it with Salmon at service@salmon.ph, then the SEC on 14732.
Lowest-cost recorded apps for ₱5,000 over 120 days
No lender pays to appear on this site or to change its position.
- Pocketcash (Elending): at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 (interest and fees)); lends ₱1,000 to ₱50,000.
- Vplus: at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 interest); lends ₱1,000 to ₱50,000.
- Pesos.ph: at most ₱395 in interest and fees (24% a year × 120/365 days × ₱5,000 = ₱395 interest); lends ₱1,500 to ₱50,000.