Is Peso Cash Loan legit?
Yes. Peso Cash Loan is on the SEC list of recorded online lending platforms. It is run by Makati Loan, Inc (SEC Reg. No. CS201917209). The SEC list dated Sep 29, 2026 records it as "Peso Cash Loan". The SEC approved lifting the company's revocation order on Feb 18, 2026. SEC list, Sep 29, 2026
| Item | Result | Source |
|---|---|---|
| App on the SEC list of recorded online lending platforms (dated Sep 29, 2026) | Yes, as "Peso Cash Loan" | SEC list, Sep 29, 2026 |
| Company and SEC Reg. No. | Makati Loan, Inc., CS201917209 | SEC list, Sep 29, 2026 |
| Certificate of Authority No. | Not on Peso Cash Loan's listing or the SEC list | SEC list, Sep 29, 2026 |
| SEC notices naming the app or lookalikes | 1 document, latest SEC advisory on a Peso Cash Loan app of Aug 25, 2026 | SEC, Aug 25, 2026 |
| Price published | No rate on Peso Cash Loan's website |
Peso Cash Loan publishes no interest rate, so its cost shows only in the Disclosure Statement you get before you accept.
Next: ask Peso Cash Loan for its Disclosure Statement before you accept, or compare apps that publish their price.
Not the same as Pesocash (MyLoan Lending Investors Inc, on the SEC list). Check the company name in the app before you borrow: Peso Cash Loan here is Makati Loan, Inc.
Should you borrow from Peso Cash Loan?
You see Peso Cash Loan's price only after you apply; Pocketcash (Elending) publishes a maximum of ₱300 for ₱5,000 over 120 days.
Skip Peso Cash Loan if
- you want to know the cost before you apply: it publishes no rate.
If you cannot pay Peso Cash Loan on time
On Peso Cash Loan loans above ₱10,000 or longer than four months, the penalty is whatever your contract and Disclosure Statement say; the SEC's 5% a month cap covers only smaller, shorter loans. Makati Loan, Inc's collectors, and any agency it hires, may not post your details, threaten you, call before 6 a.m. or after 10 p.m., or message anyone in your contacts except the guarantors you named (SEC MC No. 18 s.2019).
If that fails, report Makati Loan, Inc to the SEC on hotline 14732 or the iMessage portal, and report messages to your contacts to the National Privacy Commission at complaints@privacy.gov.ph. All eight prohibited collection practices.
Peso Cash Loan regulatory history
- Aug 25, 2026The SEC warned about fakes using this name: Peso Cash Loan – Lending App on Google Play (com.makatiloan.pesocashloan). They are not run by Makati Loan, Inc. Source
This page covers Peso Cash Loan's published terms and SEC record, not the offer in your own loan agreement. For a dispute over a specific loan, contact Peso Cash Loan first, then the SEC (hotline 14732); for a legal claim, a lawyer.
Questions about Peso Cash Loan
Who owns Peso Cash Loan?
Makati Loan, Inc (SEC Reg. No. CS201917209), per the SEC list dated Sep 29, 2026.
Does Peso Cash Loan call your contacts?
Makati Loan, Inc may not contact anyone in your phone contacts except the guarantors or co-makers you named, even if you allowed access (SEC MC No. 18 s.2019, Sec. 1(h), issued Aug 19, 2019). Report it to the SEC on 14732.
Cheaper than Peso Cash Loan for ₱5,000 over 120 days
No lender pays to appear on this site or to change its position.
- Pocketcash (Elending): at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 (interest and fees)); lends ₱1,000 to ₱50,000.
- Vplus: at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 interest); lends ₱1,000 to ₱50,000.
- Pesos.ph: at most ₱395 in interest and fees (24% a year × 120/365 days × ₱5,000 = ₱395 interest); lends ₱1,500 to ₱50,000.