Is Peso Buffet legit?
Yes. Peso Buffet is on the SEC list of recorded online lending platforms. It is run by Copperstone Lending Inc (SEC Reg. No. 2021050012959-04). The SEC list dated Sep 29, 2026 records it as "Peso Buffet". The SEC lifted an order of revocation against the company (SEC En Banc Case No. 06-24-545, Jan 8, 2025). SEC list, Sep 29, 2026
| Item | Result | Source |
|---|---|---|
| App on the SEC list of recorded online lending platforms (dated Sep 29, 2026) | Yes, as "Peso Buffet" | SEC list, Sep 29, 2026 |
| Company and SEC Reg. No. | Copperstone Lending Inc., 2021050012959-04 | SEC list, Sep 29, 2026 |
| Certificate of Authority No. | Not on Peso Buffet's listing or the SEC list | SEC list, Sep 29, 2026 |
| SEC notices naming the app or lookalikes | 1 document, latest SEC advisory on unauthorized online lending platforms of Apr 28, 2026 | SEC, Apr 28, 2026 |
| Price published | No rate on Peso Buffet's website |
Peso Buffet publishes no interest rate, so its cost shows only in the Disclosure Statement you get before you accept.
Next: ask Peso Buffet for its Disclosure Statement before you accept, or compare apps that publish their price.
Should you borrow from Peso Buffet?
You see Peso Buffet's price only after you apply; Pocketcash (Elending) publishes a maximum of ₱300 for ₱5,000 over 120 days.
Skip Peso Buffet if
- you want to know the cost before you apply: it publishes no rate.
If you cannot pay Peso Buffet on time
On Peso Buffet loans above ₱10,000 or longer than four months, the penalty is whatever your contract and Disclosure Statement say; the SEC's 5% a month cap covers only smaller, shorter loans. Copperstone Lending Inc's collectors, and any agency it hires, may not post your details, threaten you, call before 6 a.m. or after 10 p.m., or message anyone in your contacts except the guarantors you named (SEC MC No. 18 s.2019).
If that fails, report Copperstone Lending Inc to the SEC on hotline 14732 or the iMessage portal, and report messages to your contacts to the National Privacy Commission at complaints@privacy.gov.ph. All eight prohibited collection practices.
Other apps from Copperstone Lending Inc
Peso Buffet regulatory history
- Apr 28, 2026The SEC warned about fakes using this name: PesoBuffet:Quick Peso Loan on the Apple App Store. They are not run by Copperstone Lending Inc. Source
This page covers Peso Buffet's published terms and SEC record, not the offer in your own loan agreement. For a dispute over a specific loan, contact Peso Buffet first, then the SEC (hotline 14732); for a legal claim, a lawyer.
Questions about Peso Buffet
Who owns Peso Buffet?
Copperstone Lending Inc (SEC Reg. No. 2021050012959-04), which also runs Pococash, Load Cash, MocaMoca, Quickla, per the SEC list dated Sep 29, 2026.
Does Peso Buffet call your contacts?
Copperstone Lending Inc may not contact anyone in your phone contacts except the guarantors or co-makers you named, even if you allowed access (SEC MC No. 18 s.2019, Sec. 1(h), issued Aug 19, 2019). Report it to the SEC on 14732.
Cheaper than Peso Buffet for ₱5,000 over 120 days
No lender pays to appear on this site or to change its position.
- Pocketcash (Elending): at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 (interest and fees)); lends ₱1,000 to ₱50,000.
- Vplus: at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 interest); lends ₱1,000 to ₱50,000.
- Pesos.ph: at most ₱395 in interest and fees (24% a year × 120/365 days × ₱5,000 = ₱395 interest); lends ₱1,500 to ₱50,000.