Is Madali Loan legit?
Yes. Madali Loan is on the SEC list of recorded online lending platforms. It is run by Quark Financing Corp (SEC Reg. No. CS20200000916). The SEC list dated Sep 29, 2026 records it as "Madali Loan". SEC list, Sep 29, 2026
| Item | Result | Source |
|---|---|---|
| App on the SEC list of recorded online lending platforms (dated Sep 29, 2026) | Yes, as "Madali Loan" | SEC list, Sep 29, 2026 |
| Company and SEC Reg. No. | Quark Financing Corp., CS20200000916 | SEC list, Sep 29, 2026 |
| Certificate of Authority No. | Not on Madali Loan's listing or the SEC list | SEC list, Sep 29, 2026 |
| Price published | No rate on Madali Loan's website |
Madali Loan publishes no interest rate, so its cost shows only in the Disclosure Statement you get before you accept.
Next: ask Madali Loan for its Disclosure Statement before you accept, or compare apps that publish their price.
Not the same as Madaloan (Ifun Lending Corp, on the SEC list). Check the company name in the app before you borrow: Madali Loan here is Quark Financing Corp.
Should you borrow from Madali Loan?
You see Madali Loan's price only after you apply; Pocketcash (Elending) publishes a maximum of ₱300 for ₱5,000 over 120 days.
Skip Madali Loan if
- you want to know the cost before you apply: it publishes no rate.
If you cannot pay Madali Loan on time
On Madali Loan loans above ₱10,000 or longer than four months, the penalty is whatever your contract and Disclosure Statement say; the SEC's 5% a month cap covers only smaller, shorter loans. Quark Financing Corp's collectors, and any agency it hires, may not post your details, threaten you, call before 6 a.m. or after 10 p.m., or message anyone in your contacts except the guarantors you named (SEC MC No. 18 s.2019).
If that fails, report Quark Financing Corp to the SEC on hotline 14732 or the iMessage portal, and report messages to your contacts to the National Privacy Commission at complaints@privacy.gov.ph. All eight prohibited collection practices.
This page covers Madali Loan's published terms and SEC record, not the offer in your own loan agreement. For a dispute over a specific loan, contact Madali Loan first, then the SEC (hotline 14732); for a legal claim, a lawyer.
Questions about Madali Loan
Who owns Madali Loan?
Quark Financing Corp (SEC Reg. No. CS20200000916), per the SEC list dated Sep 29, 2026.
Does Madali Loan call your contacts?
Quark Financing Corp may not contact anyone in your phone contacts except the guarantors or co-makers you named, even if you allowed access (SEC MC No. 18 s.2019, Sec. 1(h), issued Aug 19, 2019). Report it to the SEC on 14732.
Cheaper than Madali Loan for ₱5,000 over 120 days
No lender pays to appear on this site or to change its position.
- Pocketcash (Elending): at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 (interest and fees)); lends ₱1,000 to ₱50,000.
- Vplus: at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 interest); lends ₱1,000 to ₱50,000.
- Pesos.ph: at most ₱395 in interest and fees (24% a year × 120/365 days × ₱5,000 = ₱395 interest); lends ₱1,500 to ₱50,000.