Is Loan Star Lending legit?
Yes. Loan Star Lending's website is on the SEC list of recorded online lending platforms. It is run by Loan Star Lending Group Corp (SEC Reg. No. CS201420759, CA No. 1652). The SEC list dated Sep 29, 2026 records "loanstarlending.com.ph". SEC list, Sep 29, 2026
| Item | Result | Source |
|---|---|---|
| App on the SEC list of recorded online lending platforms (dated Sep 29, 2026) | Yes, its website "loanstarlending.com.ph" | SEC list, Sep 29, 2026 |
| Company and SEC Reg. No. | Loan Star Lending Group Corp., CS201420759 | SEC list, Sep 29, 2026 |
| Certificate of Authority No. | 1652 (as printed by Loan Star Lending) | Its website |
| Price published | No rate on Loan Star Lending's website |
Loan Star Lending publishes no interest rate, so its cost shows only in the Disclosure Statement you get before you accept.
Next: ask Loan Star Lending for its Disclosure Statement before you accept, or compare apps that publish their price. Official site: loanstarlending.com.ph.
Seafarer loans, 'up to ₱300,000 or even more' in the lender's words.
Should you borrow from Loan Star Lending?
You see Loan Star Lending's price only after you apply; Pocketcash (Elending) publishes a maximum of ₱300 for ₱5,000 over 120 days.
Skip Loan Star Lending if
- you work in the Philippines: it lends to OFWs and seafarers.
- you want to know the cost before you apply: it publishes no rate.
Loan Star Lending requirements, customer service and how to pay
- Requirements
- Seafarer or seaman
- Not listed on its website
- Phone
- Not listed on its website
- Pay through
- The channels shown in the app for your loan
As Loan Star Lending lists them on its website. Use only these channels or the app itself. Source
If you cannot pay Loan Star Lending on time
On Loan Star Lending loans above ₱10,000 or longer than four months, the penalty is whatever your contract and Disclosure Statement say; the SEC's 5% a month cap covers only smaller, shorter loans. Loan Star Lending Group Corp's collectors, and any agency it hires, may not post your details, threaten you, call before 6 a.m. or after 10 p.m., or message anyone in your contacts except the guarantors you named (SEC MC No. 18 s.2019).
If that fails, report Loan Star Lending Group Corp to the SEC on hotline 14732 or the iMessage portal, and report messages to your contacts to the National Privacy Commission at complaints@privacy.gov.ph. All eight prohibited collection practices.
This page covers Loan Star Lending's published terms and SEC record, not the offer in your own loan agreement. For a dispute over a specific loan, contact Loan Star Lending first, then the SEC (hotline 14732); for a legal claim, a lawyer.
Questions about Loan Star Lending
Who owns Loan Star Lending?
Loan Star Lending Group Corp (SEC Reg. No. CS201420759), per the SEC list dated Sep 29, 2026.
What are the requirements for Loan Star Lending?
Loan Star Lending lists: Seafarer or seaman.
Does Loan Star Lending call your contacts?
Loan Star Lending Group Corp may not contact anyone in your phone contacts except the guarantors or co-makers you named, even if you allowed access (SEC MC No. 18 s.2019, Sec. 1(h), issued Aug 19, 2019). Report it to the SEC on 14732.
Cheaper than Loan Star Lending for ₱5,000 over 120 days
No lender pays to appear on this site or to change its position.
- Pocketcash (Elending): at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 (interest and fees)); lends ₱1,000 to ₱50,000.
- Vplus: at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 interest); lends ₱1,000 to ₱50,000.
- Pesos.ph: at most ₱395 in interest and fees (24% a year × 120/365 days × ₱5,000 = ₱395 interest); lends ₱1,500 to ₱50,000.