Is Esquire Financing legit?
Yes. Esquire Financing's website is on the SEC list of recorded online lending platforms. It is run by Esquire Financing Inc (SEC Reg. No. CS201102284). The SEC list dated Sep 29, 2026 records "esquire.ph", "esquire.com.ph". SEC list, Sep 29, 2026
| Item | Result | Source |
|---|---|---|
| App on the SEC list of recorded online lending platforms (dated Sep 29, 2026) | Yes, its website "esquire.ph", "esquire.com.ph" | SEC list, Sep 29, 2026 |
| Company and SEC Reg. No. | Esquire Financing Inc., CS201102284 | SEC list, Sep 29, 2026 |
| Certificate of Authority No. | Not on Esquire Financing's listing or the SEC list | SEC list, Sep 29, 2026 |
| Price published | No rate on Esquire Financing's website |
Esquire Financing publishes no interest rate, so its cost shows only in the Disclosure Statement you get before you accept.
Next: ask Esquire Financing for its Disclosure Statement before you accept, or compare apps that publish their price. Official site: esquire.ph.
Should you borrow from Esquire Financing?
You see Esquire Financing's price only after you apply; Pocketcash (Elending) publishes a maximum of ₱300 for ₱5,000 over 120 days.
Skip Esquire Financing if
- you want to know the cost before you apply: it publishes no rate.
If you cannot pay Esquire Financing on time
On Esquire Financing loans above ₱10,000 or longer than four months, the penalty is whatever your contract and Disclosure Statement say; the SEC's 5% a month cap covers only smaller, shorter loans. Esquire Financing Inc's collectors, and any agency it hires, may not post your details, threaten you, call before 6 a.m. or after 10 p.m., or message anyone in your contacts except the guarantors you named (SEC MC No. 18 s.2019).
If that fails, report Esquire Financing Inc to the SEC on hotline 14732 or the iMessage portal, and report messages to your contacts to the National Privacy Commission at complaints@privacy.gov.ph. All eight prohibited collection practices.
This page covers Esquire Financing's published terms and SEC record, not the offer in your own loan agreement. For a dispute over a specific loan, contact Esquire Financing first, then the SEC (hotline 14732); for a legal claim, a lawyer.
Questions about Esquire Financing
Who owns Esquire Financing?
Esquire Financing Inc (SEC Reg. No. CS201102284), per the SEC list dated Sep 29, 2026.
Does Esquire Financing call your contacts?
Esquire Financing Inc may not contact anyone in your phone contacts except the guarantors or co-makers you named, even if you allowed access (SEC MC No. 18 s.2019, Sec. 1(h), issued Aug 19, 2019). Report it to the SEC on 14732.
Cheaper than Esquire Financing for ₱5,000 over 120 days
No lender pays to appear on this site or to change its position.
- Pocketcash (Elending): at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 (interest and fees)); lends ₱1,000 to ₱50,000.
- Vplus: at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 interest); lends ₱1,000 to ₱50,000.
- Pesos.ph: at most ₱395 in interest and fees (24% a year × 120/365 days × ₱5,000 = ₱395 interest); lends ₱1,500 to ₱50,000.