Is Credit Cash legit?
Yes. Credit Cash is on the SEC list of recorded online lending platforms. It is run by Hi-Fin Lending Inc (SEC Reg. No. CS201910995, CA No. 3027). The SEC list dated Sep 29, 2026 records it as "Credit Cash". A past SEC revocation was modified and lifted on Nov 27, 2025 (En Banc 06-25-576). SEC list, Sep 29, 2026
| Item | Result | Source |
|---|---|---|
| App on the SEC list of recorded online lending platforms (dated Sep 29, 2026) | Yes, as "Credit Cash" | SEC list, Sep 29, 2026 |
| Company and SEC Reg. No. | Hi-Fin Lending Inc., CS201910995 | SEC list, Sep 29, 2026 |
| Certificate of Authority No. | 3027 (as printed by Credit Cash) | Google Play, updated Sep 29, 2026 |
| Price published | No rate on Credit Cash's Google Play listing | Google Play, updated Sep 29, 2026 |
| Loan amount and term | Up to ₱25,000 | Google Play, updated Sep 29, 2026 |
| Google Play rating | 4.6 of 5 from 43,114 ratings, 1M+ installs, as of Oct 2, 2026 | Google Play, updated Sep 29, 2026 |
Credit Cash publishes no interest rate on its Google Play listing, so its cost shows only in the Disclosure Statement you get before you accept.
Next: ask Credit Cash for its Disclosure Statement before you accept, or compare apps that publish their price. Official app: Credit Cash on Google Play.
Not the same as Credit Cash (Microdot) (Microdot Lending Corporation, on the SEC list). Check the company name in the app before you borrow: Credit Cash here is Hi-Fin Lending Inc.
Should you borrow from Credit Cash?
You see Credit Cash's price only after you apply; Pocketcash (Elending) publishes a maximum of ₱300 for ₱5,000 over 120 days.
Skip Credit Cash if
- you want to know the cost before you apply: it publishes no rate.
Credit Cash requirements, customer service and how to pay
- Requirements
- 18 years old or above
- customer.service@creditcash-ph.com
- Phone
- (02) 8883 5266
- Pay through
- The channels shown in the app for your loan
As Credit Cash lists them on its Google Play listing, updated Sep 29, 2026. Use only these channels or the app itself. Source
If you cannot pay Credit Cash on time
On Credit Cash loans above ₱10,000 or longer than four months, the penalty is whatever your contract and Disclosure Statement say; the SEC's 5% a month cap covers only smaller, shorter loans. Hi-Fin Lending Inc's collectors, and any agency it hires, may not post your details, threaten you, call before 6 a.m. or after 10 p.m., or message anyone in your contacts except the guarantors you named (SEC MC No. 18 s.2019).
Complain to Credit Cash first at customer.service@creditcash-ph.com or (02) 8883 5266. If that fails, report Hi-Fin Lending Inc to the SEC on hotline 14732 or the iMessage portal, and report messages to your contacts to the National Privacy Commission at complaints@privacy.gov.ph. All eight prohibited collection practices.
This page covers Credit Cash's published terms and SEC record, not the offer in your own loan agreement. For a dispute over a specific loan, contact Credit Cash first, then the SEC (hotline 14732); for a legal claim, a lawyer.
Questions about Credit Cash
Who owns Credit Cash?
Hi-Fin Lending Inc (SEC Reg. No. CS201910995), per the SEC list dated Sep 29, 2026.
What are the requirements for Credit Cash?
Credit Cash lists (Credit Cash's Google Play listing, updated Sep 29, 2026): 18 years old or above.
What is Credit Cash's customer service number or e-mail?
Phone: (02) 8883 5266. E-mail: customer.service@creditcash-ph.com. As listed by Credit Cash (Credit Cash's Google Play listing, updated Sep 29, 2026).
Does Credit Cash call your contacts?
Hi-Fin Lending Inc may not contact anyone in your phone contacts except the guarantors or co-makers you named, even if you allowed access (SEC MC No. 18 s.2019, Sec. 1(h), issued Aug 19, 2019). Raise it with Credit Cash at customer.service@creditcash-ph.com, then the SEC on 14732.
Cheaper than Credit Cash for ₱5,000 over 120 days
No lender pays to appear on this site or to change its position.
- Pocketcash (Elending): at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 (interest and fees)); lends ₱1,000 to ₱50,000.
- Vplus: at most ₱300 in interest and fees (18% a year × 120/360 days × ₱5,000 = ₱300 interest); lends ₱1,000 to ₱50,000.
- Pesos.ph: at most ₱395 in interest and fees (24% a year × 120/365 days × ₱5,000 = ₱395 interest); lends ₱1,500 to ₱50,000.