Yes: TopJuan Technologies's operator, TopJuan Technologies Corporation, is on the BSP list of licensed VASPs (updated 21 July 2026).Its licence is a BSP Certificate of Authority under BSP Circular No. 1108, s. 2021. It is one of 6 non-bank providers among the 8 active names (9 on the BSP list dated 15 July 2026, less 1 marked inactive). See the BSP list · BSP Circular No. 1108, s. 2021
| BSP VASP licence | Yes, non-bank BSP Verifier, record updated 21 July 2026 |
|---|---|
| Trading fee | No provider website |
| Cash out to GCash or Maya | No provider website |
| Send crypto out | No provider website |
| Official site | No provider website |
Next: ask TopJuan Technologies for its fees in writing, or compare all 8 licensed providers.
TopJuan Technologies has no working website, so it publishes no fee schedule; its BSP-listed contacts are (632) 5310-2414, 0916-626-6814, compliance@topjuan-tech.com (BSP list dated 15 July 2026). BSP Circular No. 1108, s. 2021 requires it to tell you its actual fees and charges, including for withdrawals, before you use the service, so ask for them in writing first. BSP Circular 1108
No exchange, wallet or bank pays to appear on this page or to change its order.
| App | Fee to buy or sell | Cash out to GCash or bank | Minimum buy | Skip it if |
|---|---|---|---|---|
| Coins.phOwn appOfficial site | Convert: no fee, spread applies. Spot: 0.1% maker / 0.15% taker at Tier 0 Coins.ph fee schedule, as listed on 2 October 2026 | InstaPay, ₱5 flat, ₱1 to ₱50,000 per cash-out Coins.ph help centre, as listed on 2 October 2026 | Not on Coins.ph's pages | you cash out more than ₱50,000 at a time to GCash or Maya: InstaPay caps each cash-out at ₱50,000, so bigger sums go by PESONet to a bank Coins.ph help centre, as listed on 2 October 2026 |
| Maya CryptoOwn appOfficial site | No transaction fee; Maya earns a margin on the price (percentage not published) Maya Crypto terms, as listed on 2 October 2026 | Sells straight to your Maya Wallet, real time or up to 2 business days Maya Crypto terms, as listed on 2 October 2026 | ₱1 Maya Crypto page, as listed on 2 October 2026 | you need to move coins to another wallet: Maya said on 19 December 2025 that Send and Receive were unavailable Maya help centre, posted 19 December 2025 |
| MoneybeesOwn appOfficial site | No transaction fee; a margin is built into the posted rate Moneybees terms, updated 27 August 2026 | Pesos to your bank account, or cash at a partner outlet Moneybees site, as listed on 2 October 2026 | Not on Moneybees's pages | you want to keep and trade coins inside an app: Moneybees sends the coins you buy to your own wallet, and its posted rates are valid for 15 minutes Moneybees site, as listed on 2 October 2026 |
| PDAXOwn appOfficial site | No trading fee row on PDAX's fee page PDAX fee page, as listed on 2 October 2026 | InstaPay, ₱15, real time, up to ₱50,000; Maya must be a verified account PDAX fee page, as listed on 2 October 2026 | Not on PDAX's pages | you fund from an e-wallet often: PDAX lists a 3% plus ₱15 cash-in fee from Maya and 1.80% from GrabPay, against free cash-in from UnionBank or Sterling Bank PDAX help centre, as listed on 2 October 2026 |
| TopJuan TechnologiesNo public app or site | No provider website | No provider website | No provider website | No provider website |
| GoTyme Go CryptoOwn appOfficial site | Shown in the app before each order; no amount published GoTyme account terms, as listed on 2 October 2026 | To your GoTyme everyday account, converted from US dollars to pesos, in 1 to 2 days GoTyme help centre, as listed on 2 October 2026 | US$1 fund-in (pesos converted to US dollars) GoTyme help centre, as listed on 2 October 2026 | you want to hold coins in your own wallet or send them elsewhere: Go Crypto has no external wallets or transfers, and every trade goes through US dollars GoTyme crypto page, as listed on 2 October 2026 |
| UnionBankOwn appOfficial site | A spread added to the market price (illustrated as ₱3,030 on a ₱1,000,000 BTC price: ₱3,030 ÷ ₱1,000,000 = 0.30%) UnionBank virtual asset terms, as listed on 2 October 2026 | Sell for pesos inside UnionBank Online UnionBank virtual asset terms, as listed on 2 October 2026 | Not on UnionBank's pages | you want to move crypto in or out: UnionBank’s terms cover buying and selling for pesos only UnionBank virtual asset terms, as listed on 2 October 2026 |
| WIBS PHPOwn appOfficial site | Not on WIBS PHP's fee page WIBS PHP site, as listed on 2 October 2026 | Not on WIBS PHP's pages WIBS PHP site, as listed on 2 October 2026 | Not on WIBS PHP's pages | you use an iPhone: the DOPAY app is on Android only, in early access WIBS PHP site, as listed on 2 October 2026 |
| Licensed company | TopJuan Technologies Corporation |
|---|---|
| BSP status | Licensed VASP |
| Type | Non-bank VASP |
| Head, as listed | Mr. Arnold E. Edrosa, President and CEO |
| Head office | Room 411 First Intramuros BF Condominium Corp Aduana St., Brgy 655, Intramuros 1002 Manila City |
| Phone, as listed | (632) 5310-2414 · 0916-626-6814 |
| Compliance or support email | compliance@topjuan-tech.com |
From the BSP Verifier VASP directory and the BSP list of VASPs dated 15 July 2026. Crypto used mainly as a means of payment falls under the BSP. Crypto offered or sold as a security, or as a financial product under RA 11765, falls under the SEC. SEC advisory on the effectivity of the CASP Rules, 14 Jul 2025
Rules from the BSP Circular No. 1108, s. 2021 (issued January 2021).
Rules from the Financial Products and Services Consumer Protection Act (RA 11765) (approved 6 May 2022).
TopJuan Technologies has no working website, so there is no fee page to read; contact it at (632) 5310-2414, 0916-626-6814, compliance@topjuan-tech.com (BSP list dated 15 July 2026). BSP Circular No. 1108, s. 2021 requires it to tell you its actual fees and charges, including for withdrawals, and how losses from hacks, system failures or human error are settled.
Profit from selling or trading crypto is taxable income, whether you trade on TopJuan Technologies or elsewhere. How the BIR treats it, and which rate applies, is on crypto tax in the Philippines; estimate the amount with the income tax calculator.
No exchange, wallet or bank pays to appear on this page or to change its order.
Betur Inc.
Skip it if you cash out more than ₱50,000 at a time to GCash or Maya: InstaPay caps each cash-out at ₱50,000, so bigger sums go by PESONet to a bank.
Maya Philippines, Inc.
Skip it if you need to move coins to another wallet: Maya said on 19 December 2025 that Send and Receive were unavailable.
Moneybees Forex Corp.
Skip it if you want to keep and trade coins inside an app: Moneybees sends the coins you buy to your own wallet, and its posted rates are valid for 15 minutes.
Philippine Digital Asset Exchange (PDAX)
Skip it if you fund from an e-wallet often: PDAX lists a 3% plus ₱15 cash-in fee from Maya and 1.80% from GrabPay, against free cash-in from UnionBank or Sterling Bank.
This page covers TopJuan Technologies's licence, published fees and cash-out. For a problem with a specific transaction, go to TopJuan Technologies's support first, then the BSP; for tax on your gains, the BIR or a tax adviser; for whether to invest, a licensed investment adviser.
