Cherry De Vega, Bookkeeping and Compliance ReviewerReviewed by Cherry De Vega, Bookkeeping and Compliance Reviewer

Bank branches, pawnshops and remittance centers in San Miguel

San Miguel has 3 bank offices on the BSP bank and ATM list updated 18 September 2026, or 1.5 per 10,000 people (PSA 2020 Census: 19,838 people). The median Zamboanga del Sur town has 0.5 bank offices per 10,000 people (16 towns with a census count). San Miguel is in Zamboanga del Sur, Zamboanga Peninsula. Find your bank below, or search a street or barangay.

Bank offices:
3.
from 2 banks.
Off-site ATMs:
4.
Pawnshop offices:
3.
Money service business offices:
1.
Registered for remittance:
4.
of the 4 pawnshop and money service business offices.

Pawnshop and remittance brands: Palawan Pawnshop 1

Banks and ATMs: BSP bank and ATM list updated 18 September 2026; pawnshops and money service businesses: BSP pawnshop and money service business lists as of 30 September 2025.

No bank, pawnshop or remittance company pays to appear here or to change its order. Banks people search for most come first, then the rest by number of offices.

Pawnshops and remittance centers

4

3 pawnshop offices and 1 money service business office, as listed on the BSP pawnshop and money service business lists as of 30 September 2025. Every brand shows its offices, how many are registered for remittance and how many as money changer.

Palawan Pawnshop and Palawan Express in San Miguel

1

1 office: 1 registered as pawnshop, 1 for remittance, 1 as money changer or foreign exchange dealer.

OfficeAddressRegistered for
Palawan Pawnshop and Palawan Express Pera PadalaSan Miguel BranchLocal Government Unit Building, Purok Lapulapu, Poblacion, San Miguel, Zamboanga del SurPawnshopRemittanceMoney changerForeign exchange dealer

Western Union

Western Union pays out cash through agent locations; its official finder lists them by city. Search San Miguel on the Western Union location finder. Before you claim, check the payout against today's BSP reference rates.

Banks

3

BSP list: Updated 18 September 2026

BranchAddress (as listed by the BSP)ATM on site
1st Valley Bank Inc A DB 2
San Miguel BluPoblacion San Miguel Zamboanga del SurATM
San Miguel Extension OfficePob San Miguel Zamboanga del Sur
BPI Direct BanKo 1
San Miguel ZRProk Meliton Pob SN Miguel Z D Sur

Off-site ATMs

4

BSP list: Updated 18 September 2026

LocationAddress (as listed by the BSP)Services
Land Bank of the Philippines 2
LGU San Miguel, ZamboangaBetinan, San Miguel, Zamboanga del Sur
LGU San Miguel, Zamboanga del SurBetinan, San Miguel, Zamboanga del Sur
Development Bank of the Philippines 1
Town CenterTowan Center Pob San Miguel ZDS
Philippine Veterans Bank 1
San MiguelPoblacion San Miguel Zamboanga del Sur

Other pawnshops

2

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
Rd Pawnshop, Incorporated 1
Zamboanga San Miguel BranchPoblacion, San Miguel, Zamboanga del SurPawnshopRemittanceMoney changerForeign exchange dealer
Trustworthy Pawnshops, Inc 1
San Miguel, Zamboanga de Lsur BranchPoblacion, San Miguel, Zamboanga del SurPawnshopRemittanceMoney changerForeign exchange dealer

Remittance offices

1

BSP list: As of 30 September 2025

OfficeAddress (as listed by the BSP)Services
Center for Agriculture and Rural Development (CARD), Inc. (A Microfinance NGO) 1
San MiguelPoblacion, San Miguel, Zamboanga del SurRemittance

Against the rest of Zamboanga del Sur

Per person, San Miguel has more bank offices than the median Zamboanga del Sur town: 1.5 against 0.5 per 10,000 people.

Offices on the BSP lists (BSP bank and ATM list updated 18 September 2026; BSP pawnshop and money service business lists as of 30 September 2025). Population: PSA 2020 Census (San Miguel 19,838).
OfficesSan MiguelMedian Zamboanga del Sur town (of 28)Per 10,000 people hereMedian town per 10,000
Bank offices301.50.5
Pawnshop offices331.51.3
Money service business offices10.50.50.4

1.5 per 10,000 = 3 BSP-listed bank offices ÷ 19,838 people (PSA 2020 Census) × 10,000; the Zamboanga del Sur median is 0.5 across the 16 towns with a census count. Moved to San Miguel? See how to transfer your BIR RDO.

Before you pawn or send money

These rules apply to the 3 pawnshop offices and the 1 money service business office here, 4 of them registered for remittance.

Pawnshops
Pawn only at a pawnshop on the BSP list: the law requires registration before it makes its first loan (Presidential Decree No. 114, Sec. 6). Keep the signed pawn ticket. The pawnshop must give you one for every loan (Presidential Decree No. 114, Sec. 12). Missed the due date? You still have 90 days from maturity to redeem the item by paying the principal and interest (Presidential Decree No. 114, Sec. 13). You must be notified before an unredeemed item is sold, and it can only be sold at a public auction (Presidential Decree No. 114, Secs. 14 and 15).
Remittance companies and money changers
Send or claim money only at a BSP-registered remittance company or money changer. Each registered head office holds a BSP Certificate of Registration and a metal plate with its registration number (BSP Circular No. 1206, Series of 2024, Sec. 102-M). At a sub-agent counter, look for the posted sign naming the remittance company it represents (BSP Circular No. 1206, Series of 2024, Sec. 104-M).

Check a pawnshop or remittance office

Result for San Miguel

4 pawnshop and remittance companies have offices in San Miguel on the BSP pawnshop and money service business lists as of 30 September 2025. No office in San Miguel is on the BSP delisted lists, 1 January 2019 to 30 September 2025.

Next: if the name you typed is not on the list, search it in the BSP Verifier; if it shows as delisted, do not pawn or send money there and report it through the BSP consumer assistance channels.

Questions about San Miguel

Which bank has the most off-site ATMs in San Miguel?

Landbank, with 2 of the 4 off-site ATMs on the BSP bank and ATM list as listed on 18 September 2026. Off-site ATMs stand away from a branch, in malls, offices and stations.

Which pawnshop or remittance company has the most offices in San Miguel?

Center for Agriculture and Rural Development (CARD), Inc. (A Microfinance NGO), with 1 offices, 1 of them registered for remittance, on the BSP pawnshop and money service business lists as of 30 September 2025.

Names and addresses are shown as the BSP lists them. All provinces

Who licenses these offices

The Bangko Sentral ng Pilipinas (BSP) authorizes every bank office (Republic Act No. 8791), supervises pawnshops (Presidential Decree No. 114) and registers remittance companies and money changers (BSP Circular No. 1206, Series of 2024). The counts here are the offices on its lists.

These pages list offices and their BSP status only. Opening hours, fees and exchange rates come from the bank or company itself. For a problem with a transaction, raise it with the bank or company first, then with the BSP through its consumer assistance channels. For a legal claim, see a lawyer.