PHP to CAD today: Philippine peso to Canadian dollar
₱1 = 0.0227 CAD, so ₱1,000 buys 22.66 CAD and ₱10,000 buys 226.60 CAD at the official rate. At BPI's selling rate of ₱44.6440 (2 Oct 2026, 4:19 PM), the same ₱10,000 buys 223.99 CAD. A year earlier ₱1,000 bought 23.93 CAD; the peso is weaker against the Canadian dollar by 5.3%. Next: compare the bank columns below and buy where your pesos go furthest; branches and money changers are listed on the offices by province page.
Rate: BSP Reference Exchange Rate Bulletin, 2 Oct 2026. Working: ₱1,000 ÷ ₱44.1297 per CAD = 22.66 CAD, where US$0.7033 per CAD × ₱62.7480 per US$ = ₱44.1297.
1 CAD = ₱44.1297 · ₱1 = 0.0227 CAD · official rate (BSP bulletin), 2 Oct 2026
The converter applies the 2 Oct 2026 rate with no spread. Next: compare bank selling rates or see what common peso amounts buy.
What your pesos buy in CAD
| Pesos | Official rate | At BPI | At Metrobank |
|---|---|---|---|
| ₱100 | 2.27 | 2.24 | 2.24 |
| ₱500 | 11.33 | 11.20 | 11.22 |
| ₱1,000 | 22.66 | 22.40 | 22.45 |
| ₱5,000 | 113.30 | 112.00 | 112.23 |
| ₱10,000 | 226.60 | 223.99 | 224.47 |
| ₱20,000 | 453.21 | 447.99 | 448.93 |
| ₱50,000 | 1,133.02 | 1,119.97 | 1,122.33 |
| ₱100,000 | 2,266.05 | 2,239.94 | 2,244.67 |
CAD received for each peso amount at the 2 Oct 2026 official rate. Bank columns use each bank's posted selling rate (2 Oct 2026, 4:19 PM; 2 Oct 2026, 9:09 AM).
Buying CAD at a Philippine bank
BPI sells at ₱44.6440 and buys at ₱43.3574, so on ₱50,000 its spread costs about ₱731.01; Metrobank sells at ₱44.5500 and buys at ₱43.7300, so on ₱50,000 its spread costs about ₱464.43. Board rates are posted during the day while the official rate reflects the previous trading day, so a bank can sell slightly below the official figure on a day the peso has strengthened.
| Bank, as of | Buys CAD (transfer) | Sells CAD | Buy-sell spread |
|---|---|---|---|
| BPI2 Oct 2026, 4:19 PM | ₱43.3574 | ₱44.6440 | ₱1.2866 (2.92%) |
| Metrobank2 Oct 2026, 9:09 AM | ₱43.7300 | ₱44.5500 | ₱0.8200 (1.86%) |
Pesos per 1 CAD, as each bank posts them; official rate ₱44.1297. Columns a listed bank does not publish are left out.
Next: for cash, find a bank branch or BSP-registered money changer on the offices by province page.
The peso against the Canadian dollar
| Period to 2 Oct 2026 | ₱1,000 bought, start | Best | Worst |
|---|---|---|---|
| 30 days | 22.29 CAD2 Sep 2026 | 22.731 Oct 2026 | 22.039 Sep 2026 |
| 90 days | 23.02 CAD3 Jul 2026 | 23.118 Jul 2026 | 22.039 Sep 2026 |
| 365 days | 23.93 CAD2 Oct 2025 | 24.1917 Oct 2025 | 22.039 Sep 2026 |
CAD that ₱1,000 bought at the official rate on each date.
Paying or sending pesos abroad in CAD
For tuition, rent or a family member abroad, a bank wire or a remittance app converts your pesos at its own rate. Ask for the CAD amount that will arrive and compare it with the official figure above: ₱20,000 should land close to 453.21 CAD before fees. Next, for money coming the other way: CAD to PHP, with what remittance firms charge.
Cash for a trip: buy at a bank or a BSP-registered money changer, listed by town on the remittance and money changer offices page. For tax, a business converts CAD amounts at the BSP rate on the transaction day (BIR RMC 12-2024).
PHP to CAD questions
How much is ₱5,000 in CAD?
₱5,000 ÷ ₱44.1297 = 113.30 CAD at the 2 Oct 2026 rate; ₱25,000 is 566.51 CAD. A bank or money changer gives fewer Canadian dollars, because its selling rate includes a spread.
What is the BPI and Metrobank selling rate for CAD today?
BPI: ₱44.6440 per CAD (2 Oct 2026, 4:19 PM); Metrobank: ₱44.5500 per CAD (2 Oct 2026, 9:09 AM). The official rate for 2 Oct 2026 is ₱44.1297. Board rates are indicative and can change during the day; the branch gives the final rate.
Is the peso stronger or weaker against the Canadian dollar than three months ago?
Weaker. On 3 Jul 2026, ₱1,000 bought 23.02 CAD; on 2 Oct 2026 it buys 22.66 CAD.
Which CAD rate does the BIR use for tax?
Under RMC 12-2024, CAD transactions are converted straight to pesos at the BSP rate on the transaction day; the old practice of converting through the US dollar first is superseded.