PNB-La Salle Greenhills Alumni Association Platinum Mastercard: fees, interest and requirements
The PNB-La Salle Greenhills Alumni Association Platinum Mastercard has an annual fee of ₱3,000 a year, waived in the first year and charges 3% a month on unpaid balances.
Verdict: Worth it if the points you redeem are worth more than ₱3,000 a year. The first year is free.
From PNB Applicable Credit Card Fees and Charges (June 2026 v2). Interest cap, in force since 2023: BSP Circular No. 1165, s.2023.
₱20,000 repaid in 3 equal monthly payments at 3% a month costs ₱1,212 in interest; add the ₱3,000 annual fee and a year comes to ₱4,212, 64th lowest of 127 cards open to the public (tied with 14).
PNB's closest card is the PNB Platinum Mastercard. Against it, this card has different perks.
BSP supervised: Philippine National Bank, universal and commercial bank, BSP institution ID 34, is on the BSP Verifier list dated Sep 28, 2026.
What the PNB-La Salle Greenhills Alumni Association Platinum Mastercard gives you
- PHP 70 = 1 rewards point = 1 Mabuhay Mile (redeemable in blocks of 2,000 points); 4 rewards points = P1 Cash Credit (redeemable in blocks of 500 points) PNB card page
- Dual currency billing same page
- Free Travel Insurance: Up to P3M covered when you charge your entire roundtrip land, air, or sea tickets to your PNB-La Salle Greenhills Alumni Association Platinum Mastercard. Travel-related concerns such as flight delay and lost baggage are covered. same page
- Free Purchase Protection Insurance: Up to P250k covered annually. Your purchased items are covered against accidental damage and theft within 90 days from date of purchase. same page
- Experience 0% installment up to 24 months when you shop from select PNB-affiliated partner merchants. same page
Who should get the PNB-La Salle Greenhills Alumni Association Platinum Mastercard
| If | Then |
|---|---|
| You pay in full every month and want a rewards points card | The EastWest Puregold Always Panalo Visa (EastWest) needs ₱480,000 a year in income and costs ₱1,800 a year less. Pick the PNB-La Salle Greenhills Alumni Association Platinum Mastercard only if its rewards are worth more than that to you. |
PNB-La Salle Greenhills Alumni Association Platinum Mastercard downsides, and what a late payment costs
- The ₱3,000 fee is charged every year after the waiver ends.
- Foreign currency purchases cost 2.5% extra.
If you pay late: PNB charges up to ₱1,000, and 3% a month interest runs on what is unpaid. Safe action: pay at least the minimum due by the due date, or the full balance to pay no interest.
PNB-La Salle Greenhills Alumni Association Platinum Mastercard annual fee, interest and charges
| Charge | PNB-La Salle Greenhills Alumni Association Platinum Mastercard | When, and the rule |
|---|---|---|
| Annual fee | ₱3,000 a year Supplementary: free | Free for the first year. Supplementary cards have no annual fee for life. Fee table: PHP 3,000 for Platinum Mastercard, Mabuhay Miles Platinum Mastercard, Diamond UnionPay, LSGHAA Platinum Mastercard, and JCB Platinum.PNB fee table, June 2026 |
| Interest | 3% a month | At the BSP ceiling of 3% a month (Circ. 1165). same table |
| Cash advance | ₱200 a withdrawal | The BSP maximum (Circ. 1165). same table |
| Late payment | ₱1,000 | same table |
| Foreign transactions | 2.5% | same table |
Figures from PNB Applicable Credit Card Fees and Charges (June 2026 v2). BSP ceilings: BSP Circular No. 1165, s.2023. How PNB words its late-fee, foreign-fee and minimum-due rules, the same on all its cards: PNB billing rules.
Requirements and how to apply
Apply with the button below. Channels, documents, status and hotline: PNB contact and requirements.
Apply for the PNB-La Salle Greenhills Alumni Association Platinum Mastercard on PNB's site
Interest on your own balance
- Interest you pay at 3% a month:
- ₱1,212
- Monthly payment:
- ₱7,071
- Total you pay:
- ₱21,212
Against similar cards from other banks
| Card | Annual fee | Interest a month | ₱20,000 over 3 months, plus fees | Minimum income |
|---|---|---|---|---|
| PNB-La Salle Greenhills Alumni Association Platinum Mastercard PNB | ₱3,000 a year first year free | 3% | ₱4,212 | - |
| UnionBank Miles+ Platinum Visa UnionBank | ₱3,000 a year | 3% | ₱4,212 | ₱600,000 a year |
| UnionBank Go Rewards Gold Visa UnionBank | ₱3,000 a year | 3% | ₱4,212 | ₱360,000 a year |
| UnionBank Cebu Pacific Gold UnionBank | ₱3,000 a year | 3% | ₱4,212 | ₱360,000 a year |