Maybank Visa Infinite: fees, interest and requirements
The Maybank Visa Infinite has no annual fee and charges 3% a month on unpaid balances.
Offered only to Maybank Premier clients, and its only figures are a zero fee and the 3% capped rate, so there is little here to compare. The cards anyone can apply for are on the Maybank credit cards page.
From Maybank credit card fees and charges, dated 10 February 2023. Interest cap, in force since 2023: BSP Circular No. 1165, s.2023.
₱20,000 repaid in 3 equal monthly payments, plus a year of fees: ₱1,212. Not ranked, because not everyone can apply for it.
BSP supervised: Maybank Philippines, Incorporated, universal and commercial bank, BSP institution ID 19, is on the BSP Verifier list dated Sep 28, 2026.
What the Maybank Visa Infinite gives you
- Earn one (1) TreatsPoint for every Php25 spend and redeem cash credits and miles Maybank card page
- 1% Cashback on Overseas Spend same page
- Complimentary lounge access for two same page
Who should get the Maybank Visa Infinite
| If | Then |
|---|---|
| You are not a Maybank premier client | You cannot apply for it. The travel and miles card with the lowest yearly fee that anyone can apply for is the Maya Black Credit Card. |
Maybank Visa Infinite annual fee, interest and charges
| Charge | Maybank Visa Infinite | When, and the rule |
|---|---|---|
| Annual fee | No annual fee | Perpetually waived for Maybank Premier clients, who are the only ones offered this card. Fee table: Principal: Perpetually waived*; supplementary: Perpetually waived* (exclusive to Premier clients)Maybank fee table, 10 February 2023 |
| Interest | 3% a month | At the BSP ceiling of 3% a month (Circ. 1165). same table |
| Cash advance | ₱200 a withdrawal plus 3% a month interest | The BSP maximum (Circ. 1165). same table |
| Late payment | ₱850 | same table |
| Foreign transactions | 1.75% | same table |
Figures from Maybank credit card fees and charges (dated 10 February 2023). BSP ceilings: BSP Circular No. 1165, s.2023. How Maybank words its late-fee, foreign-fee and minimum-due rules, the same on all its cards: Maybank billing rules.
Interest on your own balance
- Interest you pay at 3% a month:
- ₱1,212
- Monthly payment:
- ₱7,071
- Total you pay:
- ₱21,212
Against similar cards from other banks
| Card | Annual fee | Interest a month | ₱20,000 over 3 months, plus fees | Minimum income |
|---|---|---|---|---|
| Maybank Visa Infinite Maybank | No annual fee | 3% | - | - |
| UnionBank Gold Visa UnionBank | ₱2,500 a year | 3% | ₱3,712 | ₱360,000 a year |
| EastWest JCB Gold EastWest | ₱2,500 a year first year free | 3% | ₱3,712 | ₱480,000 a year |
| UnionBank Miles+ Platinum Visa UnionBank | ₱3,000 a year | 3% | ₱4,212 | ₱600,000 a year |
Questions
What are the requirements for the Maybank Visa Infinite?
Offered only to Maybank Premier clients.