Maybank Manchester United Credit Card: fees, interest and requirements
The Maybank Manchester United Credit Card charges 3% a month on unpaid balances.
Verdict: Skip it if this would be your first credit card.
From Maybank credit card fees and charges, dated 10 February 2023. Interest cap, in force since 2023: BSP Circular No. 1165, s.2023.
BSP supervised: Maybank Philippines, Incorporated, universal and commercial bank, BSP institution ID 19, is on the BSP Verifier list dated Sep 28, 2026.
What the Maybank Manchester United Credit Card gives you
- 5x TREATS Points when Manchester United wins a Premier League Match Maybank card page
- 10x TREATS Points for purchases at United Direct Online Megastore same page
- 10% Discount at United Direct Online Megastore and Outlet same page
- 20% Discount on Manchester United Stadium and Museum Tour tickets (only upon purchase at the Old Trafford Football Ground) same page
Who should get the Maybank Manchester United Credit Card
| If | Then |
|---|---|
| This would be your first credit card | Skip it for now: Maybank asks for another Philippine-issued credit card with a limit of at least ₱30,000, held more than 10 months. Start with one of the first cards that need no card history. |
Maybank Manchester United Credit Card downsides, and what a late payment costs
- Not a first card: you need a card from another bank already.
If you pay late: Maybank charges up to ₱850, and 3% a month interest runs on what is unpaid. Safe action: pay at least the minimum due by the due date, or the full balance to pay no interest.
Maybank Manchester United Credit Card annual fee, interest and charges
| Charge | Maybank Manchester United Credit Card | When, and the rule |
|---|---|---|
| Interest | 3% a month | At the BSP ceiling of 3% a month (Circ. 1165). Maybank fee table, 10 February 2023 |
| Cash advance | ₱200 a withdrawal plus 3% a month interest | The BSP maximum (Circ. 1165). same table |
| Late payment | ₱850 | same table |
Figures from Maybank credit card fees and charges (dated 10 February 2023). BSP ceilings: BSP Circular No. 1165, s.2023. How Maybank words its late-fee, foreign-fee and minimum-due rules, the same on all its cards: Maybank billing rules.
Requirements and how to apply
Card history: Maybank asks for another Philippine-issued credit card with a limit of at least ₱30,000, held more than 10 months, so this cannot be your first card.
Apply with the button below. Channels, documents, status and hotline: Maybank contact and requirements.
Apply for the Maybank Manchester United Credit Card on Maybank's site
Interest on your own balance
- Interest you pay at 3% a month:
- ₱1,212
- Monthly payment:
- ₱7,071
- Total you pay:
- ₱21,212
Against similar cards from other banks
| Card | Annual fee | Interest a month | ₱20,000 over 3 months, plus fees | Minimum income |
|---|---|---|---|---|
| Maybank Manchester United Credit Card Maybank | - | 3% | - | - |
| China Bank Freedom Mastercard China Bank | No annual fee | 3% | ₱1,212 | ₱250,000 a year |
| EastWest Puregold Always Panalo Visa EastWest | ₱1,200 a year waived above a spend | 3% | ₱2,412 | ₱480,000 a year |
| PNB Essentials Mastercard PNB | ₱1,200 a year first year free | 3% | ₱2,412 | ₱120,000 a year |
Questions
What are the requirements for the Maybank Manchester United Credit Card?
Maybank asks for another Philippine-issued credit card with a limit of at least ₱30,000, held more than 10 months. Maybank's age and document rules are the same for all its cards.