EastWest Priority Visa Infinite: fees, interest and requirements
The EastWest Priority Visa Infinite has no annual fee and charges 3% a month on unpaid balances.
Verdict: Worth it if you fly often enough to use its miles or lounge access; with no annual fee it costs nothing to hold when you pay in full.
From EastWest credit card fees and charges. Interest cap, in force since 2023: BSP Circular No. 1165, s.2023.
₱20,000 repaid in 3 equal monthly payments at 3% a month costs ₱1,212 in interest and there is no annual fee to add, 2nd lowest of 127 cards open to the public (tied with 12).
BSP supervised: East West Banking Corporation, universal and commercial bank, BSP institution ID 32, is on the BSP Verifier list dated Sep 28, 2026.
What the EastWest Priority Visa Infinite gives you
- 1 Infinite Rewards Point for every ₱10 qualified spend, convertible to Asia Miles, KrisFlyer Miles and Mabuhay Miles EastWest card page
- Complimentary Priority Pass with six free lounge visits a year for eligible EastWest Priority cardholders same page
- Travel accident and inconvenience insurance of up to ₱20 million same page
Who should get the EastWest Priority Visa Infinite
| If | Then |
|---|---|
| You pay in full every month and want a travel and miles card | No travel and miles card from another bank costs less a year for the same or a lower income. |
EastWest Priority Visa Infinite downsides, and what a late payment costs
If you pay late: EastWest charges up to ₱1,500, and 3% a month interest runs on what is unpaid. Safe action: pay at least the minimum due by the due date, or the full balance to pay no interest.
EastWest Priority Visa Infinite annual fee, interest and charges
| Charge | EastWest Priority Visa Infinite | When, and the rule |
|---|---|---|
| Annual fee | No annual fee Supplementary: free | Fee table: Principal: Waived Perpetually.EastWest fee page |
| Interest | 3% a month | At the BSP ceiling of 3% a month (Circ. 1165). same page |
| Cash advance | ₱200 a withdrawal plus 3% a month interest | The BSP maximum (Circ. 1165). same page |
| Late payment | ₱1,500 | same page |
| Foreign transactions | 1.7% | same page |
Figures from EastWest credit card fees and charges. BSP ceilings: BSP Circular No. 1165, s.2023. How EastWest words its late-fee, foreign-fee and minimum-due rules, the same on all its cards: EastWest billing rules.
Requirements and how to apply
Apply with the button below. Channels, documents, status and hotline: EastWest contact and requirements.
Apply for the EastWest Priority Visa Infinite on EastWest's site
Interest on your own balance
- Interest you pay at 3% a month:
- ₱1,212
- Monthly payment:
- ₱7,071
- Total you pay:
- ₱21,212
Against similar cards from other banks
| Card | Annual fee | Interest a month | ₱20,000 over 3 months, plus fees | Minimum income |
|---|---|---|---|---|
| EastWest Priority Visa Infinite EastWest | No annual fee | 3% | ₱1,212 | - |
| UnionBank Gold Visa UnionBank | ₱2,500 a year | 3% | ₱3,712 | ₱360,000 a year |
| UnionBank Miles+ Platinum Visa UnionBank | ₱3,000 a year | 3% | ₱4,212 | ₱600,000 a year |
| PNB JCB Platinum PNB | ₱3,000 a year first year free | 3% | ₱4,212 | ₱600,000 a year |