China Bank Landers Executive Visa Signature: fees, interest and requirements
The China Bank Landers Executive Visa Signature has no card fee but charges a membership fee to the card and needs a minimum income of ₱250,000 a year.
You need a Landers Executive membership before you apply. The membership fee is charged to the card every year, and China Bank prints no interest rate for it, so there is little here to compare. The cards anyone can apply for are on the China Bank credit cards page.
From China Bank's card page. Interest cap, in force since 2023: BSP Circular No. 1165, s.2023.
BSP supervised: China Banking Corporation, universal and commercial bank, BSP institution ID 31, is on the BSP Verifier list dated Sep 28, 2026.
What the China Bank Landers Executive Visa Signature gives you
- Up to 7% rebates on purchases, used to pay at Landers China Bank card page
- Upgrade to a metal card after ₱1 million total spend same page
Who should get the China Bank Landers Executive Visa Signature
| If | Then |
|---|---|
| You are not a member of the club or store it is issued to | You cannot apply for it. The cash back card with the lowest yearly fee that anyone can apply for is the PNB Cashback Titanium Mastercard. |
China Bank Landers Executive Visa Signature annual fee, interest and charges
| Charge | China Bank Landers Executive Visa Signature | When, and the rule |
|---|---|---|
| Annual fee | No card fee | No card fee for life, but the Landers Executive membership fee is charged to the card every year. Fee table: No annual membership fee for lifeChina Bank card page |
Figures from China Bank card page, China Bank card page. BSP ceilings: BSP Circular No. 1165, s.2023. How China Bank words its late-fee, foreign-fee and minimum-due rules, the same on all its cards: China Bank billing rules.
Against similar cards from other banks
| Card | Annual fee | Interest a month | ₱20,000 over 3 months, plus fees | Minimum income |
|---|---|---|---|---|
| China Bank Landers Executive Visa Signature China Bank | No card fee membership fee charged | - | - | ₱250,000 a year |
| Toyota Mastercard Metrobank | ₱2,500 a year first year free | 3% | ₱3,712 | ₱180,000 a year |
| PNB Cashback Titanium Mastercard PNB | ₱2,500 a year first year free | 3% | ₱3,712 | ₱120,000 a year |
| UnionBank Shell Power Visa Platinum UnionBank | ₱2,800 a year | 3% | ₱4,012 | ₱180,000 a year |
Questions
What are the requirements for the China Bank Landers Executive Visa Signature?
You need a Landers Executive membership before you apply. The membership fee is charged to the card every year. At least ₱250,000 a year in income (about ₱20,833 a month).