BDO
BDO Secured Credit Card: fees, interest and requirements
The BDO Secured Credit Card is backed by a deposit you keep with BDO.
Open a BDO savings or time deposit account at a branch with at least ₱10,000. Your credit limit is 90% of a peso deposit or 80% of a dollar deposit, and the deposit is held until 60 days after the card is cancelled and settled. BDO approves every application that meets this, for principal cardholders aged 21 to 70, with a signed Deed of Assignment. BDO secured card page
BSP supervised: BDO Unibank, Inc., universal and commercial bank, BSP institution ID 30, is on the BSP Verifier list dated Sep 28, 2026.
What the BDO Secured Credit Card gives you
- 100% Credit Approval: Simply visit a BDO branch and open a BDO Savings or Time Deposit Account with at least ₱10,000 initial deposit. BDO card page
- Guaranteed Credit Limit: The credit limit will be 90% of your Peso deposit, or 80% of your Dollar deposit. same page
- Easy Release of Holdout on the Deposit: Deposit will be released 60 days after card cancellation and upon settlement of any outstanding balance on the account. same page